綁定信用卡後，簽賬時需要支付手續費嗎？

Visa及Mastercard信用卡需要，由於內地支付寶是以人民幣計算，因此簽賬時亦會計算為人民幣簽賬，所以信用卡將會收取1.95%手續費；如使用銀聯信用卡則無需支付手續費。

大陸支付寶與香港支付寶互通嗎？

內地支付寶「支付宝」與香港支付寶「Alipay HK」並不互通。如經常前往內地消費，建議開通大陸支付寶。

大陸支付寶用香港信用卡？綁定教學＋信用卡推薦

Citi Rewards 銀聯信用卡

年費

首年免年費

外幣簽賬回贈

0.4%現金回贈或
HK$15/里

最低年薪要求

HK$12萬

獎勵

更多資訊

隱藏信息

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡或惠康超市禮券

重要日期	獎賞條件
2023年11月30日下午6時至2024年1月2日下午6時期間	Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年2月1日或之前	必須成功獲批並啟動申請之信用卡
成功批卡後30日內	憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)

申請小貼士：
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)
- 建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
- 指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡
- 如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則

一卡雙幣

本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動

積分獎賞

銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分
詳情請參閱https://www1.citibank.com.hk/chinese/credit-cards/rewards-card

旅遊禮遇

豁免外幣交易手續費
3次機場貴賓室服務
- 持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務
免費綜合旅遊保險服務
- 憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險
名貴轎車機場接送禮遇

首年免年費

【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！

Deliveroo Plus Silver 會籍福利：

單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！

更多詳情

MoneyHero獨家優惠不適用於學生卡

迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）

每次兌換里數收取HK$50 - HK$300手續費

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  全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 -  Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡 或 惠康超市禮券
 
    重要日期  獎賞條件  
  2023年11月30日下午6時至2024年1月2日下午6時期間  Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡  
  收到獎賞換領表格後7日內   填妥及遞交較早前經電郵發出之「獎賞換領表格」
  
  2024年2月1日或之前   必須成功獲批並啟動申請之信用卡
  
  成功批卡後30日內  憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)  
 
 
  申請小貼士：  申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
 申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)
 建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 
  如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則
 
 
 
","一卡雙幣  本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動
 
","積分獎賞
  銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分
 詳情請參閱https://www1.citibank.com.hk/chinese/credit-cards/rewards-card
","旅遊禮遇  豁免外幣交易手續費
 3次機場貴賓室服務  持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務
 
 
 免費綜合旅遊保險服務  憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險
 
 
 名貴轎車機場接送禮遇
 
","首年免年費","【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ 
Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情"],"title":"Features"},"fees":[{"description":{"longDescription":null,"shortDescription":"HK$1,800","tooltip":null},"type":{"display":"年費 (港幣)","key":"ANNUAL_FEE"},"value":null},{"description":{"longDescription":null,"shortDescription":"豁免","tooltip":null},"type":{"display":"外幣兌換手續費","key":"FOREIGN_CURRENCY_TRANSACTION_FEE"},"value":null}],"functional":{"defaults":null,"fees":null,"metaData":{"alias":"citi-rewards-unionpay-card"},"rateTableEntries":null},"id":"blt336b6d3f98bb4449_13_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd4f3d83524542bf1/6076bfaad0dd26715b4a8812/Citi_Rewards_UnionPay_Card.png"},"imageOrientation":"LANDSCAPE","offers":{"additionalOffers":null,"exclusiveOffers":[{"reward":[]}],"welcomeOffers":[{"reward":[]}]},"productName":"Citi Rewards 銀聯信用卡","promotional":{"bannerImage":null,"bannerText":"【1月2日晚上6時截止】經MoneyHero申請及簽賬滿指定金額，獨家送Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機)/ HK$1,600 Apple Store禮品卡 或 惠康超市禮券。額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus Silver會籍

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c. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=34.28%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=35.81%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=58 日, longDescription=null, tooltip=null}}], comparables=[{__typename=CompareElementSimple, title={key=AIRMILES_CONVERSION_FEE, display=里數兌換手續費}, sortValue=300000, displayValue=300, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DINING, display=餐飲消費里數回贈率}, sortValue=9007199254740991, 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{__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=15000, displayValue=15, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=5000, displayValue=5, tooltip=null, description=以銀聯閃付簽賬可換之里數, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=-400, displayValue=0.4, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=-1110, displayValue=1.11, tooltip=null, description=其他簽賬﹕0.4％現金回贈；憑Citi Rewards銀聯信用卡以港元賬戶簽賬每HK$1(或其外幣之等值)或以人民幣賬戶簽賬CNY1，可獲1積分, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=-400, displayValue=0.4, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=-400, displayValue=0.4, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=-370, displayValue=0.37, tooltip=null, description=以人民幣簽賬之銀聯閃付(QuickPass) 、雲閃付二維碼交易及網上零售簽賬可賺10X積分, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, sortValue=-400, displayValue=0.4, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, sortValue=-9007199254740990, displayValue=豁免, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=INTEREST_FREE_PERIOD, display=免息還款期限}, sortValue=-58000, displayValue=58, tooltip=null, description=, prefix=, suffix=日}, {__typename=CompareElementSimple, title={key=OCTOPUS_MAXIMUM_TOP_UP_VALUE, display=八達通自動增值上限}, sortValue=-500000, displayValue=500, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=120000000, displayValue=120,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-3000, displayValue=3, tooltip=null, description=每年其中連續兩個月消費均超過HK$12,000, prefix=, suffix=次}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=1800000, displayValue=1,800, tooltip=null, description=, prefix=$, suffix=}], ctaButton=null, description={shortDescription=[銀聯閃付(QuickPass) 本地簽賬賺3X積分, 免費綜合旅遊保險服務]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - <strong> Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡 或 惠康超市禮券</strong></li> </ul> <table style="width: 97.6648%;"> <tbody> <tr style="height: 30px;"> <td style="width: 47.7395%; text-align: center; height: 26px;"><strong>重要日期</strong></td> <td style="width: 51.0823%; text-align: center; height: 26px;"><strong>獎賞條件</strong></td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年11月30日下午6時至2024年1月2日下午6時期間</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡</td> </tr> <tr> <td style="height: 50px; width: 47.7395%; border-top: 1px solid #ededed;">收到獎賞換領表格後7日內</td> <td style="height: 50px; width: 51.0823%; border-top: 1px solid #ededed;"> <p>填妥及遞交較早前經電郵發出之「獎賞換領表格」</p> </td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2024年2月1日或之前</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;"> <p>必須成功獲批並啟動申請之信用卡</p> </td> </tr> <tr style="height: 50px;"> <td style="width: 47.7395%; height: 18px; border-top: 1px solid #ededed;">成功批卡後30日內</td> <td style="width: 51.0823%; height: 18px; border-top: 1px solid #ededed;">憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內) </td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="&rdquo;_blank&rdquo;">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 </li>  <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href="https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul> </li> </ul>, <strong>一卡雙幣</strong> <ul> <li>本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動</li> </ul>, <p><strong>積分獎賞</strong></p> <ul> <li>銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分</li> <li>詳情請參閱<a href="https://www1.citibank.com.hk/chinese/credit-cards/rewards-card" target="blank">https://www1.citibank.com.hk/chinese/credit-cards/rewards-card</a></li></ul>, <strong>旅遊禮遇</strong> <ul> <li>豁免外幣交易手續費</li> <li>3次機場貴賓室服務 <ul> <li>持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務</li> </ul> </li> <li>免費綜合旅遊保險服務 <ul> <li>憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險</li> </ul> </li> <li>名貴轎車機場接送禮遇</li> </ul>, <strong>首年免年費</strong>, <p>【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ </p><ul><p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a>], cons=[MoneyHero獨家優惠不適用於學生卡, 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）, 每次兌換里數收取HK$50 - HK$300手續費]}, fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$1,800, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], functional={metaData={alias=citi-rewards-unionpay-card}, rateTableEntries=null, fees=null, defaults=null}, id=blt336b6d3f98bb4449_13_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd4f3d83524542bf1/6076bfaad0dd26715b4a8812/Citi_Rewards_UnionPay_Card.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}, productName=Citi Rewards 銀聯信用卡, promotional={bannerText=<strong>【1月2日晚上6時截止】</strong>經MoneyHero申請及簽賬滿指定金額，獨家送<strong>Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機)/ HK$1,600 Apple 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Debug data (Raw)


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title=HK.CC.CITI0002.CITIREWARDSUNIONPAYCARD, features={title=Features, pros=[
MoneyHero限時獨家優惠
  全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 -  Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡 或 惠康超市禮券
 
    重要日期  獎賞條件  
  2023年11月30日下午6時至2024年1月2日下午6時期間  Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡  
  收到獎賞換領表格後7日內   填妥及遞交較早前經電郵發出之「獎賞換領表格」
  
  2024年2月1日或之前   必須成功獲批並啟動申請之信用卡
  
  成功批卡後30日內  憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)  
 
 
  申請小貼士：  申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
 申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)
 建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 
  如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則
 
 
 
, 一卡雙幣  本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動
 
, 積分獎賞
  銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分
 詳情請參閱https://www1.citibank.com.hk/chinese/credit-cards/rewards-card
, 旅遊禮遇  豁免外幣交易手續費
 3次機場貴賓室服務  持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務
 
 
 免費綜合旅遊保險服務  憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險
 
 
 名貴轎車機場接送禮遇
 
, 首年免年費, 【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ 
Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情], cons=[MoneyHero獨家優惠不適用於學生卡, 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）, 每次兌換里數收取HK$50 - HK$300手續費]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及
b. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及
c. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=34.28%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=35.81%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=58 日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$1,800, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

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center; height: 26px;\"><strong>獎賞條件</strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年11月30日下午6時至2024年1月2日下午6時期間</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡</td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">收到獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> <p>填妥及遞交較早前經電郵發出之「獎賞換領表格」</p> </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2024年2月1日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> <p>必須成功獲批並啟動申請之信用卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 47.7395%; height: 18px; border-top: 1px solid #ededed;\">成功批卡後30日內</td> <td style=\"width: 51.0823%; height: 18px; border-top: 1px solid #ededed;\">憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內) </td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 </li>  <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","<strong>一卡雙幣</strong> <ul> <li>本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動</li> </ul>","<p><strong>積分獎賞</strong></p> <ul> <li>銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分</li> <li>詳情請參閱<a href=\"https://www1.citibank.com.hk/chinese/credit-cards/rewards-card\" target=\"blank\">https://www1.citibank.com.hk/chinese/credit-cards/rewards-card</a></li></ul>","<strong>旅遊禮遇</strong> <ul> <li>豁免外幣交易手續費</li> <li>3次機場貴賓室服務 <ul> <li>持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務</li> </ul> </li> <li>免費綜合旅遊保險服務 <ul> <li>憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險</li> </ul> </li> <li>名貴轎車機場接送禮遇</li> </ul>","<strong>首年免年費</strong>","<p>【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ </p><ul><p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a>"],"cons":["MoneyHero獨家優惠不適用於學生卡","迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）","每次兌換里數收取HK$50 - 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(港幣)"},"sortValue":1800000,"displayValue":"1,800","tooltip":null,"description":"","prefix":"$","suffix":""}],"ctaButton":null,"functional":{"metaData":{"alias":"citi-rewards-unionpay-card"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["銀聯閃付(QuickPass) 本地簽賬賺3X積分","免費綜合旅遊保險服務"]},"productName":"Citi Rewards 銀聯信用卡","title":"HK.CC.CITI0002.CITIREWARDSUNIONPAYCARD","features":{"title":"Features","pros":["<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - <strong> Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡 或 惠康超市禮券</strong></li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\"><strong>重要日期</strong></td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\"><strong>獎賞條件</strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年11月30日下午6時至2024年1月2日下午6時期間</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡</td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">收到獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> <p>填妥及遞交較早前經電郵發出之「獎賞換領表格」</p> </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2024年2月1日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> <p>必須成功獲批並啟動申請之信用卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 47.7395%; height: 18px; border-top: 1px solid #ededed;\">成功批卡後30日內</td> <td style=\"width: 51.0823%; height: 18px; border-top: 1px solid #ededed;\">憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內) </td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 </li>  <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","<strong>一卡雙幣</strong> <ul> <li>本地及海外簽賬以港幣計算，中國內地簽賬以人民幣結算，無需擔心匯率波動</li> </ul>","<p><strong>積分獎賞</strong></p> <ul> <li>銀聯賺高達3X積分：銀聯閃付(QuickPass) 本地簽賬賺3X積分</li> <li>詳情請參閱<a href=\"https://www1.citibank.com.hk/chinese/credit-cards/rewards-card\" target=\"blank\">https://www1.citibank.com.hk/chinese/credit-cards/rewards-card</a></li></ul>","<strong>旅遊禮遇</strong> <ul> <li>豁免外幣交易手續費</li> <li>3次機場貴賓室服務 <ul> <li>持卡人於連續2個月內簽賬滿HK$12,000，可尊享3次機場貴賓室服務</li> </ul> </li> <li>免費綜合旅遊保險服務 <ul> <li>憑卡簽賬購買機票、酒店或支付旅行團費，或於該旅程中憑卡進行任何海外簽賬滿HK$2,000，可享最多6天之免費旅遊綜合保險</li> </ul> </li> <li>名貴轎車機場接送禮遇</li> </ul>","<strong>首年免年費</strong>","<p>【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ </p><ul><p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a>"],"cons":["MoneyHero獨家優惠不適用於學生卡","迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）","每次兌換里數收取HK$50 - HK$300手續費"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"120000","description":{"shortDescription":"HK$120,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及\nb. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及\nc. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"58 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$1,800","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1746489613000, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=Citi Rewards 銀聯信用卡, hs_updated_by_user_id=60412388}, id=62168994000, table_id=4701663, table_name=product_moneyhero})

渣打Smart信用卡

年費

永久免年費

外幣簽賬回贈

0.55%
（免外幣手鑾費）

最低年薪要求

HK$9.6萬

獎勵

更多資訊

隱藏信息

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡或 HK$1,200 Deliveroo現金券

重要日期	獎賞條件
2024年1月2日中午12時至2024年1月31日中午12時	全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年2月29日或之前	成功獲批信用卡（批核以銀行系統紀錄為準）
指定信用卡成功獲批後7日內	連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

申請小貼士：
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips
- MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
- 優惠受條款及細則約束

迎新獎賞二選一

獎賞要求	迎新獎賞
2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000	HK$1,200 或香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈

迎新獎賞的現金回贈將於發卡後4個月內存入

Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金

信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠
註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足，會以負數顯示。

百佳簽賬享5%現金回贈

全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈

憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）
- 由2023年起，日本城新加盟為Smart信用卡特約商戶
- 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等
- 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
- 不設最低消費額要求
- 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）

Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折

💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡

永久免年費

不設外幣交易手續費

憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費

不設現金透支服務費

【免費！MoneyHero x Deliveroo優惠】

經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！

Deliveroo Plus Silver 會籍福利：
- 單單免運費: 只需消費滿$250，即享免運費！
- 解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
- 外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
- 經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。
- 更多詳情

迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人

全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人

於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬

須到「360°全面賞」網上平台換領賺取之現金回贈

所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口
持卡人須登入網上平台換領現金回贈
每次須至少換領HK$50現金回贈

受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
借定唔借？還得到先好借！

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","於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
","須到「360°全面賞」網上平台換領賺取之現金回贈  所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口
 持卡人須登入網上平台換領現金回贈
 每次須至少換領HK$50現金回贈
 
","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
 借定唔借？還得到先好借！"],"pros":["MoneyHero限時獨家優惠
      全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 或 HK$1,200 Deliveroo現金券
 
                            重要日期              獎賞條件          
                                       2024年1月2日中午12時至2024年1月31日中午12時
                                           全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      指定信用卡成功獲批後7日內              連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格          
     
 
      申請小貼士：                      請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
             MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
             優惠受條款及細則約束
         
     
 
","迎新獎賞二選一
    獎賞要求  迎新獎賞  
  2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000  HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈   
 
 
  迎新獎賞的現金回贈將於發卡後4個月內存入
 
","Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金  信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠
 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。
 
","百佳簽賬享5%現金回贈
  全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈
  憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）  由2023年起，日本城新加盟為Smart信用卡特約商戶
 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等
 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
 不設最低消費額要求
 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
 
 
 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
 
","Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
","💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
","永久免年費","不設外幣交易手續費  憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費
 
","不設現金透支服務費","【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！
 
Deliveroo Plus Silver 會籍福利：單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。 
 更多詳情
"],"title":"Features"},"fees":[{"description":{"longDescription":null,"shortDescription":"永久免年費","tooltip":null},"type":{"display":"年費 (港幣)","key":"ANNUAL_FEE"},"value":null},{"description":{"longDescription":null,"shortDescription":"豁免","tooltip":null},"type":{"display":"外幣兌換手續費","key":"FOREIGN_CURRENCY_TRANSACTION_FEE"},"value":null}],"functional":{"defaults":null,"fees":null,"metaData":{"alias":"standard-chartered-smart-credit-card"},"rateTableEntries":null},"id":"blt36eba19850e8771d_19_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blte7ce68f759299eab/655acec46f7bf4247682c2ae/SCB_SmartCard_Retouched_cardface-copy.png"},"imageOrientation":"LANDSCAPE","offers":{"additionalOffers":null,"exclusiveOffers":[{"reward":[]}],"welcomeOffers":[{"reward":[{"tandc":{"longDescrition":"迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額
","shortDescription":null},"title":"HK$1,200現金回贈"}]}]},"productName":"渣打Smart信用卡","promotional":{"bannerImage":{"description":null,"dimension":{"height":"400","width":"1600"},"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt512d3267952db310/65546ae253e8ec85bfc46d33/20231103-[CC]-SCB-CC-Nov-Campaign-D-PJ23_0762-Campaign_Top-up-offer_Static-banner_CN_V2_OP.jpg"},"bannerText":"【1月31日中午12時截止】全新渣打信用卡客戶經MoneyHero成功申請，毋需簽賬享限時獨家優惠HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 或 HK$1,200 Deliveroo 現金券。","countdown":{"date":{"endDate":"2023-03-17T04:00:00.000Z","startDate":"2021-09-30T02:00:00.000Z"},"displayProductPage":false,"text":"優惠即將完結！"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"title":"HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD"}

Debug data (Print)


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displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=-9007199254740990, displayValue=NULL_TEXT_NO_ANNUAL_FEE, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], featured=true, features={title=Features, pros=[<p><strong>MoneyHero限時獨家優惠</strong></p> <ul>     <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 或 HK$1,200 Deliveroo現金券</li> </ul> <table style="height:151px; width:100%">     <tbody>         <tr>             <td style="height:30px; text-align:center; width:48.7568%"><strong>重要日期</strong></td>             <td style="height:30px; text-align:center; width:50.065%"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">                 <p>2024年1月2日中午12時至2024年1月31日中午12時</p>             </td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">                 <p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p>             </td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:35px; width:48.7568%">收到獎賞換領表格後7日內</td>             <td style="border-top:1px solid #ededed; height:35px; width:50.065%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">2024年2月29日或之前</td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">指定信用卡成功獲批後7日內</td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li>             <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li>             <li>優惠受<a href="https://moneyhero.link/cc-scb-smart-tnc-listing" target="blank">條款及細則</a>約束</li>         </ul>     </li> </ul>, <p><strong>迎新獎賞二選一</strong></p> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 65%;" width="65%"><strong>獎賞要求</strong></td> <td style="text-align: center; height: 50px; width: 33.9367%;"><strong>迎新獎賞</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 65%;">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;">HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈  </td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>, <strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>, <p><strong>百佳簽賬享5%現金回贈</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>, <p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>, <p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/SCBSmartCardBlog" target="_blank">解構渣打Smart信用卡</a></p>, <strong>永久免年費</strong>, <strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>, <strong>不設現金透支服務費</strong>, <p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li>經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。 <li> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></p></ul></ul>], cons=[<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>, <p>於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>, <strong>須到「360&deg;全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360&deg;全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！]}, fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, 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bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt512d3267952db310/65546ae253e8ec85bfc46d33/20231103-[CC]-SCB-CC-Nov-Campaign-D-PJ23_0762-Campaign_Top-up-offer_Static-banner_CN_V2_OP.jpg, description=null, dimension={width=1600, height=400}}, countdown={text=優惠即將完結！, displayProductPage=false, date={startDate=2021-09-30T02:00:00.000Z, endDate=2023-03-17T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, provider={alias=standard-chartered, providerName=渣打銀行}, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD})

Debug data (Raw)


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display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=AIRMILES_CONVERSION_FEE, display=里數兌換手續費}, sortValue=-9007199254740990, displayValue=豁免, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DINING, display=餐飲消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL_ONLINE_SHOPPING, display=本地網購里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS_ONLINE_SHOPPING, display=AIRMILES_OVERSEAS_ONLINE_SHOPPING}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS, display=海外消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER, display=迎新里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DIGITAL_WALLET, display=電子錢包里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=無限次3個月0息分期, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=-5000, displayValue=5, tooltip=null, description=於特約商戶簽賬, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=無限次3個月0息分期, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=無限次3個月0息分期, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=無限次3個月0息分期, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=-30000, displayValue=30, tooltip=null, description=以簽賬滿HK$4,000可獲HK$1,200現金回贈計算, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=無限次3個月0息分期, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=INTEREST_FREE_PERIOD, display=免息還款期限}, sortValue=-56000, displayValue=56, tooltip=null, description=, prefix=, suffix=日}, {__typename=CompareElementSimple, title={key=OCTOPUS_MAXIMUM_TOP_UP_VALUE, display=八達通自動增值上限}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=96000000, displayValue=96,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=-9007199254740990, displayValue=NULL_TEXT_NO_ANNUAL_FEE, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, productName=渣打Smart信用卡, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD, features={title=Features, pros=[MoneyHero限時獨家優惠
      全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 或 HK$1,200 Deliveroo現金券
 
                            重要日期              獎賞條件          
                                       2024年1月2日中午12時至2024年1月31日中午12時
                                           全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      指定信用卡成功獲批後7日內              連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格          
     
 
      申請小貼士：                      請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
             MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
             優惠受條款及細則約束
         
     
 
, 迎新獎賞二選一
    獎賞要求  迎新獎賞  
  2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000  HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈   
 
 
  迎新獎賞的現金回贈將於發卡後4個月內存入
 
, Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金  信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠
 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。
 
, 百佳簽賬享5%現金回贈
  全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈
  憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）  由2023年起，日本城新加盟為Smart信用卡特約商戶
 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等
 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
 不設最低消費額要求
 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
 
 
 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
 
, Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
, 💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
, 永久免年費, 不設外幣交易手續費  憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費
 
, 不設現金透支服務費, 【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！
 
Deliveroo Plus Silver 會籍福利：單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。 
 更多詳情
], cons=[迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
 
, 於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
, 須到「360°全面賞」網上平台換領賺取之現金回贈  所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口
 持卡人須登入網上平台換領現金回贈
 每次須至少換領HK$50現金回贈
 
, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
 借定唔借？還得到先好借！]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.7%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=37.13%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[{title=HK$1,200現金回贈, tandc={shortDescription=null, longDescrition=迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額}}]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

Debug data


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rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=moneyhero, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, 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<tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年2月29日或之前</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li>             <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li>             <li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\" target=\"blank\">條款及細則</a>約束</li>         </ul>     </li> </ul>","<p><strong>迎新獎賞二選一</strong></p> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\"><strong>迎新獎賞</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈  </td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<p><strong>百佳簽賬享5%現金回贈</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li>經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。 <li> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></p></ul></ul>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","<p>於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>","<strong>須到「360&deg;全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360&deg;全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li>             <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li>             <li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\" target=\"blank\">條款及細則</a>約束</li>         </ul>     </li> </ul>","<p><strong>迎新獎賞二選一</strong></p> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\"><strong>迎新獎賞</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈  </td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<p><strong>百佳簽賬享5%現金回贈</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後1個月左右就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li>經MoneyHero出卡，批唔批都額外送多Deliveroo HK$100 優惠券！於 www.deliveroo.hk 或戶戶送應用程式註冊並在結賬前輸入指定優惠碼即可享訂單HK$100優惠，訂單最低消費為HK$200 。優惠碼有效日期至2024年12月31日晚上11時59分。 <li> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></p></ul></ul>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","<p>於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>","<strong>須到「360&deg;全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360&deg;全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.7%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"37.13%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"HK$1,200現金回贈","tandc":{"shortDescription":null,"longDescrition":"<ul><li>迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li><li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li><li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li><li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul></li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1746489613000, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=渣打Smart信用卡, hs_updated_by_user_id=60412388}, id=62168993761, table_id=4701663, table_name=product_moneyhero})

信銀國際Motion信用卡

年費

首年免年費

外幣簽賬回贈

16%
（6%回贈＋10%迎新優惠）

最低年薪要求

HK$9.6萬

獎勵

更多資訊

隱藏信息

產品特色推廣優惠/迎新禮品申請資格

💰如何賺盡6%餐飲、網上及外幣簽賬回贈？解構信銀國際Motion信用卡

MoneyHero獨家優惠

全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券

重要日期	獎賞條件
2023年11月24日下午6時至2023年12月31日期間	全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表
2024年1月31日或之前	成功獲批申請之信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」

申請小貼士：
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。
- 不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 條款及細則約束
指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡
如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則

於推廣期內之高達HK$1,600現金回贈2選1包括：

迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈)
或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。
關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard

免首年年費

【免費！MoneyHero x Deliveroo優惠】

經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！

Deliveroo Plus Silver 會籍福利：
- 單單免運費: 只需消費滿$250，即享免運費！
- 解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
- 外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
- 更多詳情

迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。

全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)

須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。

提提您：「借定唔借？還得到先好借！」

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","MoneyHero獨家優惠
      全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機 （價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券 
 
                            重要日期              獎賞條件          
                      2023年11月24日下午6時至2023年12月31日期間              全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表          
                      2024年1月31日或之前              成功獲批申請之信用卡          
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
     
 
      申請小貼士：                      申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             建議一次過交齊所需文件包括身分證、入息及住址證明 ，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。
             不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。
             請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             條款及細則約束
         
     
     指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡
     如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則
 
","於推廣期內之高達HK$1,600現金回贈2選1包括：
   \t迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) 
 \t\t 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。\t\t
關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard
 \t \t 
","免首年年費","【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！
 
Deliveroo Plus Silver 會籍福利：單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情
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🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情","countdown":{"date":{"endDate":"2022-05-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"最後機會"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"china-citic-bank","providerName":"中信銀行（國際）"},"title":"HK.CC.CCBI0002.CNCBIMOTIONCREDITCARD"}

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width:100%">     <tbody>         <tr>             <td style="height:30px; text-align:center; width:49.9264%"><strong>重要日期</strong></td>             <td style="height:30px; text-align:center; width:48.8954%"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2023年11月24日下午6時至2023年12月31日期間 </td>             <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2024年1月31日或之前</td>             <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">成功獲批申請之信用卡</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">收到獎賞換領表格後7日內</td>             <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>建議一次過交齊所需文件包括身分證、入息及住址證明 ，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li>             <li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li><a href="https://moneyhero.link/cc-citic-gba-motion-tnc-listing" rel="noopener" target="_blank">條款及細則約束</a></li>         </ul>     </li>     <li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li>     <li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>, <p><strong>於推廣期內之高達HK$1,600現金回贈2選1包括：</strong></p>  <ul> 	<li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) </li> 		<li> 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。		<li>關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard</li> 	 	</li> </ul>, <strong>免首年年費</strong>, <p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></p></ul></ul>], cons=[迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。, 全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200), 須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。, 提提您：「借定唔借？還得到先好借！」]}, fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$1,200, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], functional={metaData={alias=citic-motion-credit-card}, rateTableEntries=null, fees=null, defaults=null}, id=blt76cdeedfb6d638f0_16_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt7c84c3c1ccdde9ba/64bf876ab019166714b18afb/New_Motion_card-front.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}, productName=信銀國際Motion信用卡, promotional={bannerText=<strong></strong><span><strong></strong></span><strong></strong><span><strong>【⚡️</strong></span><strong></strong><span><strong>獎賞大升級</strong></span><strong></strong><span><strong> - 限時送高達HK$4,280獎賞！12月31號截止】</strong></span><span>經MoneyHero成功申請及填表，毋須簽賬獨家享</span><span><strong></strong></span><span><strong></strong></span><strong></strong><span><strong>Delsey</strong></span><strong></strong><span><strong> ECLIPSE SE 31" 前揭式可擴充四輪行李箱 (價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / </strong></span><strong></strong><span><strong>任天堂</strong></span><strong></strong><span><strong> Nintendo Switch OLED </strong></span><strong></strong><span><strong>遊戲主機</strong></span><strong></strong><span><strong> (價值HK$2,680；顏色隨機) / </strong></span><strong></strong><span><strong>AirPods</strong></span><strong></strong><span><strong> Pro 2 (價值HK$1,849) / HK$1,500 Apple </strong></span><strong></strong><span><strong>禮品卡</strong></span><strong></strong><span><strong> </strong></span><strong></strong><span><strong>或</strong></span><strong></strong><span><strong> </strong></span><strong></strong><span><strong>HKTVmall</strong></span><strong></strong><span><strong> 購物禮券。</strong><strong>額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus </strong></span><strong></strong><span><strong>silver會籍</strong></span></p><p><span></span></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 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【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情
🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt4e71aca21bac0d48/65607cc4ca38f01581d2f333/20231124_[CC]_Citic_CC_$1500_offer_campaign_(Nov_2023)_D-PJ23_0813_Campaign_V1.jpg, description=null, dimension={width=1600, height=400}}, countdown={text=最後機會, displayProductPage=false, date={startDate=null, endDate=2022-05-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=90000000, displayValue=90,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=-6000, displayValue=6, tooltip=null, description=全年6%食肆、網上及外幣簽賬現金回贈, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=-6000, displayValue=6, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aWMtbW90aW9uLWNyZWRpdC1jYXJkLWNjLXpoLXJw.0Afmo1lRRXHV0XeZVrMC94q7gwb7c9W5ZhxOcz0_HB9hmEci-LhkZxX_0aQ8viNKitZ_Gy-jzhEeUWdkZpGzCA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citic-motion-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=china-citic-bank, providerName=中信銀行（國際）}, description={shortDescription=[迎新合資格外幣簽賬10%現金回贈, 全年6%食肆、網上及外幣簽賬現金回贈]}, productName=信銀國際Motion信用卡, title=HK.CC.CCBI0002.CNCBIMOTIONCREDITCARD, features={title=Features, pros=[
💰如何賺盡6%餐飲、網上及外幣簽賬回贈？解構信銀國際Motion信用卡
, MoneyHero獨家優惠
      全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機 （價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券 
 
                            重要日期              獎賞條件          
                      2023年11月24日下午6時至2023年12月31日期間              全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表          
                      2024年1月31日或之前              成功獲批申請之信用卡          
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
     
 
      申請小貼士：                      申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             建議一次過交齊所需文件包括身分證、入息及住址證明 ，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。
             不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。
             請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             條款及細則約束
         
     
     指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡
     如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則
 
, 於推廣期內之高達HK$1,600現金回贈2選1包括：
   	迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) 
 		 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。		
關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard
 	 	 
, 免首年年費, 【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！
 
Deliveroo Plus Silver 會籍福利：單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情], cons=[迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。, 全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200), 須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。, 提提您：「借定唔借？還得到先好借！」]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=90000, description={shortDescription=, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=利息及費用（包括可能收取的會員年費）及所欠本金總額的1%及超逾信用額之全數金額（如有的話）（最低付款額的最低金額為HK$250）。, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=HK$300或最低付款額之金額，以較低者為準。, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=34.49%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=36.43%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=57 日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$1,200, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

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class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%e8%a7%a3%e6%a7%8b-%e4%bf%a1%e9%8a%80%e5%9c%8b%e9%9a%9b-motion-%e4%bf%a1%e7%94%a8%e5%8d%a1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構信銀國際Motion信用卡</a></p>","<p><strong>MoneyHero獨家優惠</strong></p> <ul>     <li>全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機 （價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券 </li> </ul> <table style=\"height:144px; width:100%\">     <tbody>         <tr>             <td style=\"height:30px; text-align:center; width:49.9264%\"><strong>重要日期</strong></td>             <td style=\"height:30px; text-align:center; width:48.8954%\"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月31日期間 </td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2024年1月31日或之前</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">成功獲批申請之信用卡</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">收到獎賞換領表格後7日內</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>建議一次過交齊所需文件包括身分證、入息及住址證明 ，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li>             <li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li><a href=\"https://moneyhero.link/cc-citic-gba-motion-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則約束</a></li>         </ul>     </li>     <li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li>     <li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>","<p><strong>於推廣期內之高達HK$1,600現金回贈2選1包括：</strong></p>  <ul> \t<li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) </li> \t\t<li> 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。\t\t<li>關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard</li> \t \t</li> </ul>","<strong>免首年年費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></p></ul></ul>"],"cons":["迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。","全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)","須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。","提提您：「借定唔借？還得到先好借！」"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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    (SizeLimitingPyMap: {columns={hs_id=62168993762, hs_child_table_id=0, hs_updated_at=1703217794037, hs_published_at=1746576012281, productid=blt76cdeedfb6d638f0_16_zh-hk, data={"__typename":"CreditCard","id":"blt76cdeedfb6d638f0_16_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt7c84c3c1ccdde9ba/64bf876ab019166714b18afb/New_Motion_card-front.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong></strong><span><strong></strong></span><strong></strong><span><strong>【⚡️</strong></span><strong></strong><span><strong>獎賞大升級</strong></span><strong></strong><span><strong> - 限時送高達HK$4,280獎賞！12月31號截止】</strong></span><span>經MoneyHero成功申請及填表，毋須簽賬獨家享</span><span><strong></strong></span><span><strong></strong></span><strong></strong><span><strong>Delsey</strong></span><strong></strong><span><strong> ECLIPSE SE 31\" 前揭式可擴充四輪行李箱 (價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / </strong></span><strong></strong><span><strong>任天堂</strong></span><strong></strong><span><strong> Nintendo Switch OLED </strong></span><strong></strong><span><strong>遊戲主機</strong></span><strong></strong><span><strong> (價值HK$2,680；顏色隨機) / </strong></span><strong></strong><span><strong>AirPods</strong></span><strong></strong><span><strong> Pro 2 (價值HK$1,849) / HK$1,500 Apple </strong></span><strong></strong><span><strong>禮品卡</strong></span><strong></strong><span><strong> </strong></span><strong></strong><span><strong>或</strong></span><strong></strong><span><strong> </strong></span><strong></strong><span><strong>HKTVmall</strong></span><strong></strong><span><strong> 購物禮券。</strong><strong>額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus </strong></span><strong></strong><span><strong>silver會籍</strong></span></p><p><span></span></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 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width:100%\">     <tbody>         <tr>             <td style=\"height:30px; text-align:center; width:49.9264%\"><strong>重要日期</strong></td>             <td style=\"height:30px; text-align:center; width:48.8954%\"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月31日期間 </td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2024年1月31日或之前</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">成功獲批申請之信用卡</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">收到獎賞換領表格後7日內</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>建議一次過交齊所需文件包括身分證、入息及住址證明 ，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li>             <li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li><a href=\"https://moneyhero.link/cc-citic-gba-motion-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則約束</a></li>         </ul>     </li>     <li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li>     <li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>","<p><strong>於推廣期內之高達HK$1,600現金回贈2選1包括：</strong></p>  <ul> \t<li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) </li> \t\t<li> 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。\t\t<li>關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard</li> \t \t</li> </ul>","<strong>免首年年費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></br><p>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！</p> </p><ul><p><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></p></ul></ul>"],"cons":["迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。","全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)","須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。","提提您：「借定唔借？還得到先好借！」"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"90000","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"利息及費用（包括可能收取的會員年費）及所欠本金總額的1%及超逾信用額之全數金額（如有的話）（最低付款額的最低金額為HK$250）。","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"HK$300或最低付款額之金額，以較低者為準。","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.49%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"36.43%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"57 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$1,200","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1746489613000, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=信銀國際Motion信用卡, hs_updated_by_user_id=60412388}, id=62168993762, table_id=4701663, table_name=product_moneyhero})

恒生MMPOWER World Mastercard®

年費

永久免年費

外幣簽賬回贈

5.4%

最低年薪要求

HK$15萬
（全日制大學／大專生除外）

獎勵

更多資訊

隱藏信息

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新/現有其他恒生信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$300 Apple Store Apple Store禮品卡或惠康購物現金券或 HKTVmall 電子購物禮券

重要日期	獎賞條件
2024年1月8日下午6時至2024年1月31日下午6時	全新／現有恒生信用卡客戶經MoneyHero成功申請
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年2月29日或之前	成功獲批信用卡（批核以銀行系統紀錄為準）
成功批卡後30日內	憑卡作任何合資格簽賬

申請小貼士：
- ⚠️請不要在申請時登入恒生e-banking，否則無法獲取MoneyHero額外獎賞
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 優惠受條款及細則約束。

簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）

2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈:
- 海外外幣簽賬6% +FUN Dollars /
- 網上零售簽賬5% +FUN Dollars /
- 自選類別簽賬1% +FUN Dollars（3 選2）
海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。
優惠受條款及細則約束。請瀏覽hangseng.com/mpower6了解2024 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則

MCL戲院禮遇

網上購票免手續費
加$1 +FUN Dollars換多1張戲票
免費細爆谷
購買正價戲票可享9折優惠

World Mastercard獎賞禮遇

私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機

如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。

+FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時，該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars

每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月

MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本

Debug data (JSON)

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(港幣)","key":"ANNUAL_FEE"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaK2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvaGFzZS1tcG93ZXItY2MtemgtcnA.rEUa18fRcPLt6eBx48LaWoaQaFAOsW_9NOowjsjRcQhaBS_bEdVP7TU0UvCHpbOQdJur6ZX7EGnTMsP87PoEBQ"},"show":true},"description":{"shortDescription":["網上簽賬5% +FUN Dollars","MCL戲院正價戲票可享9折優惠、網上購票免手續費"]},"eligibility":[{"description":{"longDescription":null,"shortDescription":"18 歲","tooltip":null},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":null,"shortDescription":"HK$150,000（全日制大學 / 大專學生除外）","tooltip":null},"type":{"display":"最低年薪要求","key":"MINIMUM_ANNUAL_INCOME"},"value":"150000"}],"featured":false,"features":{"cons":["如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。","+FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時， 該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars","每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月","MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本"],"pros":["MoneyHero限時獨家優惠
      全新/現有其他恒生信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$300 Apple Store Apple Store禮品卡 或 惠康購物現金券 或 HKTVmall 電子購物禮券
 
                            重要日期              獎賞條件          
                                       2024年1月8日下午6時至2024年1月31日下午6時
                                           全新／現有恒生信用卡客戶經MoneyHero成功申請
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      成功批卡後30日內              憑卡作任何合資格簽賬          
     
 
      申請小貼士：                      ⚠️請不要在申請時登入恒生e-banking，否則無法獲取MoneyHero額外獎賞
                 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
                 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
                 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
                 優惠受條款及細則約束。
         
         
 
    簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）
   \t2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈: \t \t\t海外外幣簽賬6% +FUN Dollars /
 \t\t網上零售簽賬5% +FUN Dollars /
 \t\t自選類別簽賬1% +FUN Dollars（3 選2）
 \t
 \t
 \t海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。
 \t優惠受條款及細則約束。請瀏覽hangseng.com/mpower6了解2024 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則
 
","MCL戲院禮遇網上購票免手續費
加$1 +FUN Dollars換多1張戲票
免費細爆谷
購買正價戲票可享9折優惠
","World Mastercard獎賞禮遇私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機
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displayValue=永久免年費, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaK2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvaGFzZS1tcG93ZXItY2MtemgtcnA.rEUa18fRcPLt6eBx48LaWoaQaFAOsW_9NOowjsjRcQhaBS_bEdVP7TU0UvCHpbOQdJur6ZX7EGnTMsP87PoEBQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[網上簽賬5% +FUN Dollars, MCL戲院正價戲票可享9折優惠、網上購票免手續費]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=150000, description={shortDescription=HK$150,000（全日制大學 / 大專學生除外）, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[<p><strong>MoneyHero限時獨家優惠</strong></p> <ul>     <li>全新/現有其他恒生信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$300 Apple Store Apple Store禮品卡 或 惠康購物現金券 或 HKTVmall 電子購物禮券</li> </ul> <table style="width: 100%; height: 151px;">     <tbody>         <tr style="height: 30px;">             <td style="width: 48.7568%; text-align: center; height: 26px;"><strong>重要日期</strong></td>             <td style="width: 50.065%; text-align: center; height: 26px;"><strong>獎賞條件</strong></td>         </tr>         <tr style="height: 30px;">             <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;">                 <p>2024年1月8日下午6時至2024年1月31日下午6時</p>             </td>             <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;">                 <p>全新／現有恒生信用卡客戶經MoneyHero成功申請</p>             </td>         </tr>         <tr style="height: 35px;">             <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 35px;">收到獎賞換領表格後7日內</td>             <td style="width: 50.065%; border-top: 1px solid #ededed; height: 35px;">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>         <tr style="height: 30px;">             <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;">2024年2月29日或之前</td>             <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr style="height: 30px;">             <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;">成功批卡後30日內</td>             <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;">憑卡作任何合資格簽賬</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>⚠️請不要在申請時登入恒生e-banking，否則無法獲取MoneyHero額外獎賞</li>                 <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="&rdquo;_blank&rdquo;">3項設定讓你順利取得MoneyHero獨家優惠</a></li>                 <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li>                 <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>                 <li>優惠受<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/27351785467033" target="_blank" rel="noopener">條款及細則</a>約束。</li>         </ul>         </li> </ul> </li> </ul> </li> </ul, <p><strong>簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）</strong></p>  <ul> 	<li>2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈: 	<ul> 		<li>海外外幣簽賬6% +FUN Dollars /</li> 		<li>網上零售簽賬5% +FUN Dollars /</li> 		<li>自選類別簽賬1% +FUN Dollars（3 選2）</li> 	</ul> 	</li> 	<li>海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。</li> 	<li>優惠受條款及細則約束。請瀏覽hangseng.com/mpower6了解2024 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則</li> </ul>, <strong>MCL戲院禮遇</strong><ul><li>網上購票免手續費</li><li>加$1 +FUN Dollars換多1張戲票</li><li>免費細爆谷</li><li>購買正價戲票可享9折優惠</li></ul>, <strong>World Mastercard獎賞禮遇</strong><ul><li>私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機</li></ul>], cons=[如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。, +FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時， 該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars, <b>每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月</b>, MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本]}, fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], functional={metaData={alias=hang-seng-mpower-card}, rateTableEntries=null, fees=null, defaults=null}, id=bltd674f62facfbdd01_75_zh-hk, 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      全新/現有其他恒生信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$300 Apple Store Apple Store禮品卡 或 惠康購物現金券 或 HKTVmall 電子購物禮券
 
                            重要日期              獎賞條件          
                                       2024年1月8日下午6時至2024年1月31日下午6時
                                           全新／現有恒生信用卡客戶經MoneyHero成功申請
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      成功批卡後30日內              憑卡作任何合資格簽賬          
     
 
      申請小貼士：                      ⚠️請不要在申請時登入恒生e-banking，否則無法獲取MoneyHero額外獎賞
                 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
                 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
                 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
                 優惠受條款及細則約束。
         
         
 
    簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）
   	2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈: 	 		海外外幣簽賬6% +FUN Dollars /
 		網上零售簽賬5% +FUN Dollars /
 		自選類別簽賬1% +FUN Dollars（3 選2）
 	
 	
 	海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。
 	優惠受條款及細則約束。請瀏覽hangseng.com/mpower6了解2024 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則
 
, MCL戲院禮遇網上購票免手續費
加$1 +FUN Dollars換多1張戲票
免費細爆谷
購買正價戲票可享9折優惠
, World Mastercard獎賞禮遇私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機
], cons=[如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。, +FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時， 該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars, 每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月, MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=150000, description={shortDescription=HK$150,000（全日制大學 / 大專學生除外）, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=最低還款額為HK$300或以下第(i)至(iv)項之總和（以較高者為準）﹕ 
(i) 所有費用及收費（包括財務費用及年費）； 
(ii) 任何仍未繳付上期最低還款額； 
(iii) 總結欠扣除第(i)及(ii)項金額後仍超逾信用限額的金額；及
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target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>                 <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li>                 <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>                 <li>優惠受<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/27351785467033\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束。</li>         </ul>         </li> </ul> </li> </ul> </li> </ul","<p><strong>簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）</strong></p>  <ul> \t<li>2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈: \t<ul> \t\t<li>海外外幣簽賬6% +FUN Dollars /</li> \t\t<li>網上零售簽賬5% +FUN Dollars /</li> \t\t<li>自選類別簽賬1% +FUN Dollars（3 選2）</li> \t</ul> \t</li> \t<li>海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。</li> 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Apple Store Apple Store禮品卡 或 惠康購物現金券 或 HKTVmall 電子購物禮券</li> </ul> <table style=\"width: 100%; height: 151px;\">     <tbody>         <tr style=\"height: 30px;\">             <td style=\"width: 48.7568%; text-align: center; height: 26px;\"><strong>重要日期</strong></td>             <td style=\"width: 50.065%; text-align: center; height: 26px;\"><strong>獎賞條件</strong></td>         </tr>         <tr style=\"height: 30px;\">             <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">                 <p>2024年1月8日下午6時至2024年1月31日下午6時</p>             </td>             <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">                 <p>全新／現有恒生信用卡客戶經MoneyHero成功申請</p>             </td>         </tr>         <tr style=\"height: 35px;\">             <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 35px;\">收到獎賞換領表格後7日內</td>             <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 35px;\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>         <tr style=\"height: 30px;\">             <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">2024年2月29日或之前</td>             <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr style=\"height: 30px;\">             <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">成功批卡後30日內</td>             <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">憑卡作任何合資格簽賬</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>⚠️請不要在申請時登入恒生e-banking，否則無法獲取MoneyHero額外獎賞</li>                 <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>                 <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li>                 <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>                 <li>優惠受<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/27351785467033\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束。</li>         </ul>         </li> </ul> </li> </ul> </li> </ul","<p><strong>簽賬優惠 - 海外外幣簽賬6% +FUN Dollars / 網上零售簽賬5% +FUN Dollars / 自選類別簽賬1% +FUN Dollars（3選2）</strong></p>  <ul> \t<li>2024年1月1日至2024年6月30日期間，客戶於hangseng.com/mpower登記2024恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈: \t<ul> \t\t<li>海外外幣簽賬6% +FUN Dollars /</li> \t\t<li>網上零售簽賬5% +FUN Dollars /</li> \t\t<li>自選類別簽賬1% +FUN Dollars（3 選2）</li> \t</ul> \t</li> \t<li>海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。</li> \t<li>優惠受條款及細則約束。請瀏覽hangseng.com/mpower6了解2024 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則</li> </ul>","<strong>MCL戲院禮遇</strong><ul><li>網上購票免手續費</li><li>加$1 +FUN Dollars換多1張戲票</li><li>免費細爆谷</li><li>購買正價戲票可享9折優惠</li></ul>","<strong>World Mastercard獎賞禮遇</strong><ul><li>私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機</li></ul>"],"cons":["如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。","+FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時， 該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars","<b>每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月</b>","MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"150000","description":{"shortDescription":"HK$150,000（全日制大學 / 大專學生除外）","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"最低還款額為HK$300或以下第(i)至(iv)項之總和（以較高者為準）﹕ \n(i) 所有費用及收費（包括財務費用及年費）； \n(ii) 任何仍未繳付上期最低還款額； \n(iii) 總結欠扣除第(i)及(ii)項金額後仍超逾信用限額的金額；及\n(iv) 總結欠扣除第(i)至(iii)項金額後之1%。","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"HK$300或相等於最低還款額之金額（以較低者為準）","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.72%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.98%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"56 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1746489613000, hs_created_at=1678160499795, hs_is_edited=false, hs_deleted_at=0, productname=恒生MMPOWER World Mastercard®, hs_updated_by_user_id=60412388}, id=63127779556, table_id=4701663, table_name=product_moneyhero})

渣打國泰Mastercard

年費

永久免年費

外幣簽賬回贈

HK$4/里

最低年薪要求

HK$9.6萬

獎勵

更多資訊

隱藏信息

產品特色推廣優惠/迎新禮品申請資格

👛小額簽賬可賺盡迎新里數？解構渣打國泰Mastercard

MoneyHero限時獨家優惠

全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券或 HK$800 HKTVmall電子購物禮券或 HK$800 Apple Store禮品卡

重要日期	獎賞條件
2024年1月2日中午12時至2024年1月31日中午12時	全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年2月29日或之前	成功獲批信用卡（批核以銀行系統紀錄為準）
指定信用卡成功獲批後7日內	連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

申請小貼士：
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips
- MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
- 優惠受條款及細則約束

迎新禮遇 - 高達60,000里數

由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。

新卡獲發出後首2個月內累積合資格簽賬	兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）	「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限
HK$1,000	HK$0.2 = 1里	5,000里
HK$5,000	HK$0.33 = 1里	15,000里
HK$40,000	HK$1 = 1里	40,000里
HK$100,000	HK$1.67 = 1里	60,000里
		高達60,000里

冬日迎新禮遇 - 額外3,000里數

全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。

每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費

國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數

合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。

食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數

以9折里數兌換以下「亞洲萬里通」獎勵

酒店住宿、租車服務及旅遊體驗獎勵
餐膳美食獎勵或使用里數支付賬單
延續里數有效期、轉贈里數或禮贈里數

Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折

首年年費豁免

新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。

全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人

任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數

獎賞優惠受條款及細則約束

Debug data (JSON)

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"],"pros":["👛小額簽賬可賺盡迎新里數？解構渣打國泰Mastercard
","MoneyHero限時獨家優惠
      全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券 或 HK$800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡
 
                            重要日期              獎賞條件          
                                       2024年1月2日中午12時至2024年1月31日中午12時
                                           全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      指定信用卡成功獲批後7日內              連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格          
     
 
      申請小貼士：                      請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
             MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
             優惠受條款及細則約束
         
     
 
","迎新禮遇 - 高達60,000里數

由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。
    新卡獲發出後首2個月內累積合資格簽賬  兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）  「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限  
  HK$1,000  HK$0.2 = 1里  5,000里  
  HK$5,000  HK$0.33 = 1里  15,000里  
  HK$40,000  HK$1 = 1里  40,000里  
  HK$100,000  HK$1.67 = 1里  60,000里  
        高達60,000里  
 
 
  
","冬日迎新禮遇 - 額外3,000里數 

全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。
","每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費
  國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。
 食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
 其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數
 
","以9折里數兌換以下「亞洲萬里通」獎勵
  酒店住宿、租車服務及旅遊體驗獎勵
 餐膳美食獎勵或使用里數支付賬單
 延續里數有效期、轉贈里數或禮贈里數
 
","Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
","首年年費豁免
  新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。
 
"],"title":"Features"},"fees":[{"description":{"longDescription":null,"shortDescription":"HK$2,000","tooltip":null},"type":{"display":"年費 (港幣)","key":"ANNUAL_FEE"},"value":null},{"description":{"longDescription":null,"shortDescription":"1.95%","tooltip":null},"type":{"display":"外幣兌換手續費","key":"FOREIGN_CURRENCY_TRANSACTION_FEE"},"value":null}],"functional":{"defaults":null,"fees":null,"metaData":{"alias":"standard-chartered-cathay-mastercard"},"rateTableEntries":null},"id":"bltc8ff208ddf04138b_14_zh-hk","image":{"description":"","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfd094975857ad3e6/60eba82c39c36a2747aa5780/Standard_Chartered_Cathay_Mastercard.png"},"imageOrientation":"PORTRAIT","offers":{"additionalOffers":null,"exclusiveOffers":[{"reward":[]}],"welcomeOffers":[{"reward":[]}]},"productName":"渣打國泰Mastercard","promotional":{"bannerImage":null,"bannerText":"【1月31日中午12時截止】全新渣打信用卡客戶經MoneyHero成功申請，限時獨家優惠 HK$800 Trip.com電子禮券 或 HK800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡；另享高達 63,000 里數升級迎新獎賞！","countdown":{"date":{"endDate":"2023-02-07T04:00:00.000Z","startDate":"2022-08-17T02:52:44.000Z"},"displayProductPage":false,"text":"最後機會"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"title":"HK.CC.STCH0006.STANDARDCHARTEREDCATHAYMASTERCARD"}

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display=電子錢包里數回贈率}, sortValue=6000, displayValue=6, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=6000, displayValue=6, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=4000, displayValue=4, tooltip=null, description=於食肆、網上及海外之合資格簽賬, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, 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{__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=2000000, displayValue=2,000, tooltip=null, description=, prefix=$, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaJ2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1jbS1jYy16aC1ycA.XnXeqHk02TU0caMLsy8vIDLGFiAT3EAeiVUQ7NNMaxPBtN5S2l6Ej6z8qm8WQBsmdlyT9XcbKtgI4J55d682Dg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[迎新低至HK$0.2 = 1「亞洲萬里通」里數；國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數；首年免年費, 以9折里數兌換「亞洲萬里通」獎勵]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], featured=false, features={title=Features, pros=[<p>👛小額簽賬可賺盡迎新里數？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/解構-渣打國泰萬事達卡" target="_blank">解構渣打國泰Mastercard</a></p>, <p><strong>MoneyHero限時獨家優惠</strong></p> <ul>     <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券 或 HK$800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡</li> </ul> <table style="height:151px; width:100%">     <tbody>         <tr>             <td style="height:30px; text-align:center; width:48.7568%"><strong>重要日期</strong></td>             <td style="height:30px; text-align:center; width:50.065%"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">                 <p>2024年1月2日中午12時至2024年1月31日中午12時</p>             </td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">                 <p>全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard</p>             </td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:35px; width:48.7568%">收到獎賞換領表格後7日內</td>             <td style="border-top:1px solid #ededed; height:35px; width:50.065%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">2024年2月29日或之前</td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr>             <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">指定信用卡成功獲批後7日內</td>             <td style="border-top:1px solid #ededed; height:30px; width:50.065%">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li>             <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li>             <li>優惠受<a href="https://moneyhero.link/cc-scb-cxam-tnc-listing" target="blank">條款及細則</a>約束</li>         </ul>     </li> </ul>, <p><strong>迎新禮遇 - 高達60,000里數<br /></strong><br />由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。</p> <table style="width: 100%;"> <tbody> <tr> <td style="text-align: center; height: 50px;"><strong>新卡獲發出後首2個月內累積合資格簽賬</strong></td> <td style="text-align: center; height: 50px;"><strong>兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）</strong></td> <td style="text-align: center; height: 50px;"><strong>「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限</strong></td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$0.2 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">5,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$5,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$0.33 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">15,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$40,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">40,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$100,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1.67 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">60,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">&nbsp;</td> <td style="text-align: center; border-top: 1px solid #ededed;">&nbsp;</td> <td style="text-align: center; border-top: 1px solid #ededed;"><strong>高達60,000里</strong></td> </tr> </tbody> </table> <p>&nbsp;</p>, <p><strong>冬日迎新禮遇 - 額外3,000里數 <br /></strong><br />全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。</p>, <p><strong>每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費</strong></p> <ul> <li>國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數</li><ul><li>合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。</li></ul> <li>食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數</li> <li>其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數</li> </ul>, <p><strong>以9折里數兌換以下「亞洲萬里通」獎勵</strong></p> <ul> <li>酒店住宿、租車服務及旅遊體驗獎勵</li> <li>餐膳美食獎勵或使用里數支付賬單</li> <li>延續里數有效期、轉贈里數或禮贈里數</li> </ul>, <p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>, <p><strong>首年年費豁免</strong></p> <ul> <li>新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。</li> </ul>], cons=[全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人, 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數, <p>獎賞優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf" target="_blank">條款及細則</a>約束</p>]}, fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], functional={metaData={alias=standard-chartered-cathay-mastercard}, rateTableEntries=null, fees=null, defaults=null}, id=bltc8ff208ddf04138b_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfd094975857ad3e6/60eba82c39c36a2747aa5780/Standard_Chartered_Cathay_Mastercard.png, description=, dimension=null}, imageOrientation=PORTRAIT, offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}, productName=渣打國泰Mastercard, promotional={bannerText=<strong>【1月31日中午12時截止】</strong>全新渣打信用卡客戶經MoneyHero成功申請，限時獨家優惠 <strong>HK$800 Trip.com電子禮券 或 HK800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡</strong>；另享高達 63,000 里數升級迎新獎賞！, bannerImage=null, countdown={text=最後機會, displayProductPage=false, date={startDate=2022-08-17T02:52:44.000Z, endDate=2023-02-07T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, provider={alias=standard-chartered, providerName=渣打銀行}, title=HK.CC.STCH0006.STANDARDCHARTEREDCATHAYMASTERCARD})

Debug data (Raw)


    {__typename=CreditCard, id=bltc8ff208ddf04138b_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfd094975857ad3e6/60eba82c39c36a2747aa5780/Standard_Chartered_Cathay_Mastercard.png, description=, dimension=null}, featured=false, imageOrientation=PORTRAIT, promotional={bannerText=【1月31日中午12時截止】全新渣打信用卡客戶經MoneyHero成功申請，限時獨家優惠 HK$800 Trip.com電子禮券 或 HK800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡；另享高達 63,000 里數升級迎新獎賞！, bannerImage=null, countdown={text=最後機會, displayProductPage=false, date={startDate=2022-08-17T02:52:44.000Z, endDate=2023-02-07T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=AIRMILES_CONVERSION_FEE, display=里數兌換手續費}, sortValue=-9007199254740990, displayValue=豁免, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DINING, display=餐飲消費里數回贈率}, sortValue=4000, displayValue=4, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL_ONLINE_SHOPPING, display=本地網購里數回贈率}, sortValue=4000, displayValue=4, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS_ONLINE_SHOPPING, display=AIRMILES_OVERSEAS_ONLINE_SHOPPING}, sortValue=4000, displayValue=4, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS, display=海外消費里數回贈率}, sortValue=4000, displayValue=4, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER, display=迎新里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DIGITAL_WALLET, display=電子錢包里數回贈率}, sortValue=6000, displayValue=6, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=6000, displayValue=6, tooltip=null, description=, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=4000, displayValue=4, tooltip=null, description=於食肆、網上及海外之合資格簽賬, prefix=$, suffix=/里}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, sortValue=1950, displayValue=1.95, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=INTEREST_FREE_PERIOD, display=免息還款期限}, sortValue=-56000, displayValue=56, tooltip=null, description=, prefix=, suffix=日}, {__typename=CompareElementSimple, title={key=OCTOPUS_MAXIMUM_TOP_UP_VALUE, display=八達通自動增值上限}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=96000000, displayValue=96,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=2000000, displayValue=2,000, tooltip=null, description=, prefix=$, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaJ2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1jbS1jYy16aC1ycA.XnXeqHk02TU0caMLsy8vIDLGFiAT3EAeiVUQ7NNMaxPBtN5S2l6Ej6z8qm8WQBsmdlyT9XcbKtgI4J55d682Dg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-cathay-mastercard}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[迎新低至HK$0.2 = 1「亞洲萬里通」里數；國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數；首年免年費, 以9折里數兌換「亞洲萬里通」獎勵]}, productName=渣打國泰Mastercard, title=HK.CC.STCH0006.STANDARDCHARTEREDCATHAYMASTERCARD, features={title=Features, pros=[👛小額簽賬可賺盡迎新里數？解構渣打國泰Mastercard
, MoneyHero限時獨家優惠
      全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券 或 HK$800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡
 
                            重要日期              獎賞條件          
                                       2024年1月2日中午12時至2024年1月31日中午12時
                                           全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard
                      
                      收到獎賞換領表格後7日內              填妥及遞交較早前經電郵發出之「獎賞換領表格」          
                      2024年2月29日或之前              成功獲批信用卡（批核以銀行系統紀錄為準）          
                      指定信用卡成功獲批後7日內              連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格          
     
 
      申請小貼士：                      請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
             申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
             申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
             MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
             優惠受條款及細則約束
         
     
 
, 迎新禮遇 - 高達60,000里數

由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。
    新卡獲發出後首2個月內累積合資格簽賬  兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）  「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限  
  HK$1,000  HK$0.2 = 1里  5,000里  
  HK$5,000  HK$0.33 = 1里  15,000里  
  HK$40,000  HK$1 = 1里  40,000里  
  HK$100,000  HK$1.67 = 1里  60,000里  
        高達60,000里  
 
 
  
, 冬日迎新禮遇 - 額外3,000里數 

全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。
, 每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費
  國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。
 食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
 其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數
 
, 以9折里數兌換以下「亞洲萬里通」獎勵
  酒店住宿、租車服務及旅遊體驗獎勵
 餐膳美食獎勵或使用里數支付賬單
 延續里數有效期、轉贈里數或禮贈里數
 
, Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
, 首年年費豁免
  新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。
 
], cons=[全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人, 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數, 獎賞優惠受條款及細則約束]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.70%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=39.09%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

Debug data


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rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=moneyhero, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={ad_hoc_comparables=[{comparable_label=年費, comparable_value=永久免年費}, {comparable_label=外幣簽賬回贈, comparable_value=HK$4/里}, {comparable_label=最低年薪要求, comparable_value=HK$9.6萬}], comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994005, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994005, hs_child_table_id=0, hs_updated_at=1738726828293, hs_published_at=1746576012281, productid=bltc8ff208ddf04138b_14_zh-hk, data={"__typename":"CreditCard","id":"bltc8ff208ddf04138b_14_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfd094975857ad3e6/60eba82c39c36a2747aa5780/Standard_Chartered_Cathay_Mastercard.png","description":"","dimension":null},"featured":false,"imageOrientation":"PORTRAIT","promotional":{"bannerText":"<strong>【1月31日中午12時截止】</strong>全新渣打信用卡客戶經MoneyHero成功申請，限時獨家優惠 <strong>HK$800 Trip.com電子禮券 或 HK800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡</strong>；另享高達 63,000 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href=\"https://www.moneyhero.com.hk/blog/zh/解構-渣打國泰萬事達卡\" target=\"_blank\">解構渣打國泰Mastercard</a></p>","<p><strong>MoneyHero限時獨家優惠</strong></p> <ul>     <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券 或 HK$800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡</li> </ul> <table style=\"height:151px; width:100%\">     <tbody>         <tr>             <td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td>             <td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">                 <p>2024年1月2日中午12時至2024年1月31日中午12時</p>             </td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">                 <p>全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard</p>             </td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到獎賞換領表格後7日內</td>             <td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年2月29日或之前</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td>         </tr>     </tbody> </table> <ul>     <li>申請小貼士：         <ul>             <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li>             <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li>             <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li>             <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li>             <li>優惠受<a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">條款及細則</a>約束</li>         </ul>     </li> </ul>","<p><strong>迎新禮遇 - 高達60,000里數<br /></strong><br />由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px;\"><strong>新卡獲發出後首2個月內累積合資格簽賬</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$0.2 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">5,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$0.33 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">15,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">40,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1.67 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">60,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\"><strong>高達60,000里</strong></td> </tr> </tbody> </table> <p>&nbsp;</p>","<p><strong>冬日迎新禮遇 - 額外3,000里數 <br /></strong><br />全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。</p>","<p><strong>每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費</strong></p> <ul> <li>國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數</li><ul><li>合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。</li></ul> <li>食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數</li> <li>其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數</li> </ul>","<p><strong>以9折里數兌換以下「亞洲萬里通」獎勵</strong></p> <ul> <li>酒店住宿、租車服務及旅遊體驗獎勵</li> <li>餐膳美食獎勵或使用里數支付賬單</li> <li>延續里數有效期、轉贈里數或禮贈里數</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p><strong>首年年費豁免</strong></p> <ul> <li>新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。</li> </ul>"],"cons":["全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人","任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數","<p>獎賞優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" 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href=\"https://www.moneyhero.com.hk/blog/zh/解構-渣打國泰萬事達卡\" target=\"_blank\">解構渣打國泰Mastercard</a></p>","<p><strong>MoneyHero限時獨家優惠</strong></p> <ul>     <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$800 Trip.com電子禮券 或 HK$800 HKTVmall電子購物禮券 或 HK$800 Apple Store禮品卡</li> </ul> <table style=\"height:151px; width:100%\">     <tbody>         <tr>             <td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td>             <td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">                 <p>2024年1月2日中午12時至2024年1月31日中午12時</p>             </td>             <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">                 <p>全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard</p>             </td>         </tr>         <tr>             <td style=\"border-top:1px solid #ededed; height:35px; 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style=\"text-align: center; height: 50px;\"><strong>新卡獲發出後首2個月內累積合資格簽賬</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）</strong></td> <td style=\"text-align: center; height: 50px;\"><strong>「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$0.2 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">5,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$0.33 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">15,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">40,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">HK$1.67 = 1里</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">60,000里</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed;\"><strong>高達60,000里</strong></td> </tr> </tbody> </table> <p>&nbsp;</p>","<p><strong>冬日迎新禮遇 - 額外3,000里數 <br /></strong><br />全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。</p>","<p><strong>每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費</strong></p> <ul> <li>國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數</li><ul><li>合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。</li></ul> <li>食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數</li> <li>其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數</li> </ul>","<p><strong>以9折里數兌換以下「亞洲萬里通」獎勵</strong></p> <ul> <li>酒店住宿、租車服務及旅遊體驗獎勵</li> <li>餐膳美食獎勵或使用里數支付賬單</li> <li>延續里數有效期、轉贈里數或禮贈里數</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p><strong>首年年費豁免</strong></p> <ul> <li>新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。</li> </ul>"],"cons":["全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人","任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數","<p>獎賞優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">條款及細則</a>約束</p>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.70%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"39.09%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$2,000","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_name=, hs_initial_published_at=1746489613000, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=渣打國泰Mastercard, hs_updated_by_user_id=60412388}, id=62168994005, table_id=4701663, table_name=product_moneyhero})

大陸支付寶用香港信用卡？綁定教學＋信用卡推薦

電子錢包攻略：AlipayHK｜PayMe | Wechat Pay | 八達通銀包 | Tap & Go 拍住賞 | TNG錢包

🔎 為甚麼需要申請大陸支付寶？

📝大陸支付寶 綁定香港信用卡步驟

第一步：下載內地支付寶

第二步：進行身份認證

第三步：綁定香港信用卡

💳大陸支付寶 香港信用卡推薦

1. Citi Rewards 銀聯信用卡：免手續費

Citi Rewards 銀聯信用卡

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2. 渣打Smart信用卡：免手續費

渣打Smart信用卡

年費

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3. 信銀國際CITIC Motion信用卡：高達16%回贈

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年費

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4. 恒生MMPOWER信用卡：高達5.4%回贈

恒生MMPOWER World Mastercard®

年費

外幣簽賬回贈

最低年薪要求

獎勵

5. 渣打國泰萬事達卡：高達HK$4/里

渣打國泰Mastercard

年費

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最低年薪要求

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大陸支付寶綁香港信用卡常見問題

綁定信用卡後，簽賬時需要支付手續費嗎？

大陸支付寶與香港支付寶互通嗎？

📝大陸支付寶綁定香港信用卡步驟

💳大陸支付寶香港信用卡推薦