Personal Loan Calculator and Repayment Schedule

HK$72,000

18 years old

Things you need to know

• The application of Citi Tax Season Loan or Citi Debt Consolidation Loan must be successfully applied on or before 2 January 2024. The application date is subject to Citibank’s system records
• The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
  • Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
• Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
• A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
• Each eligible customer can enjoy the Reward once during the promotion period
• \"Same day approval and same day loan disbursement\" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
• The Annualised Percentage Rate (\"APR\") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$3,500,000 and repayment tenor of 12 months, and is applicable to Citigold Private Client customers with Citi ULTIMA. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 2 January 2024 06:00 p.m. to 31 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 January 2024, regardless of loan approval and drawdown
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• For more details about the promotion, please see Terms and Conditions

[MoneyHero Exclusive Offer]

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• Eligibility: \t
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  • successfully apply for Citi Tax Season Loan or Citi Card Debt Consolidation Loan on MoneyHero from 2 January 2024 12 noon to 31 January 2024 6 p.m., and
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  • choose a repayment period of 12 months or above, and drawdown the loan within 1 month
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• All of the Rewards will be issued randomly in colour
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• For more details about the promotion, please see Terms and Conditions

Welcome offer - Up to HK$8,000 Cash Coupon
Clients who successfully apply for Citi Tax Season Loan or Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan from 1 January 2024 to 31 March 2024 and drawdown the loan on or before 14 April 2024 will be entitled to the following welcome offer:

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• A cash coupon redemption letter (if applicable) will be mailed to the Eligible Customers’ Hong Kong correspondence address according to The Bank’s record on or before 30 June 2024
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• For more details about the promotion, please see terms and conditions

Product Features

• Same-day approval and same-day loan disbursement
• The loan amount is up to 12 times of the monthly salary or HK$3,500,000, whichever is lower
• Repayment term up to 60 months, HK$0 handling fee
• No hidden terms and conditions

• Flexible repayment terms, no hidden terms and conditions
• Same-day approval and same-day loan disbursement

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Things you need to know

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• The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
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• Warning: You have to repay your loans. Don't pay any intermediaries.
  \tCustomer Service/ Complaint Hotline: 3590 6396
  \tMoney Lender's License: 0958/2023

【MoneyHero Exclusive Offer】HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher

Things you need to know

• The promotion period is from 1 January 2024 to 29 February 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.

• Warning: You have to repay your loans. Don't pay any intermediaries
  Enquiry and Complaint Hotline: 2111 2999
  Money Lender's Licence No.: 759/2023

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 31 December 2023 06:00 p.m. to 29 February 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 29 February 2024, regardless of loan approval and drawdown
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• For more details about the promotion, please see Terms and Conditions

[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus

• From 1 January 2024 to 29 February 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.

Product Features

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• Online instant approval and 24 x 7 loan disbursement
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• No income proof is required
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• Repayment terms up to 72 months
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• No handling fee, no early settlement fee
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• Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website \t

   

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• Remember to click here for completing the \"MoneyHero Reward Redemption Form\" after loan application within 7 days

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Things you need to know

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• The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records. WELEND LIMITED reserves its absolute right to any loan approval decision and any disputes.
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• Warning: You have to repay your loans. Don't pay any intermediaries.
  \tCustomer Service/ Complaint Hotline: 3590 6396
  \tMoney Lender's License: 0958/2023

【MoneyHero Exclusive Offer】HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher

Things you need to know

• The APR as low as 2.04% is for reference only. This is calculated for a loan amount of HK$1,000,000 or above, with a monthly flat rate of 0.10%, a repayment period of 12 months, and a HK$1,000 cash rebate. Please note that actual APRs may differ. APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver and cash rebate. The APR is for reference only. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail. Please note that the APR stated in the loan confirmation letter will not include any cash rebate.
• The repayment period for the Tax Season Loan is either 12 or 24 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$3,000,000). The repayment period for the Instalment Loan is either 36, 48, or 60 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances
• If the requested loan amount is approved in full, BEA will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly
• Terms and Conditions apply
• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - iPad Pro 12.9-inch 128GB Wi-Fi or up to HK$8,000 Apple Store Gift Card / Wellcome Shopping Voucher

From 17 March 2023 to 19 April 2023, customers who successfully apply for the designated loan amount of HK$100,000 or above with a repayment period of 12 months or above through the designated link of MoneyHero during the promotion period, submit the required supporting documents to Bank of East Asia within 7 days and have the loan successfully approved and drawn down, will be entitled to the following MoneyHero exclusive offer:

• All of the Rewards will be issued randomly in colour
• How to redeem MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the loan to facilitate the approval process.
  • Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with BEA. At the same time, customers need to submit all of the related documents to BEA.

• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• For more details about the promotion, please see Terms and Conditions

【BEA Offer 1】 - up to HK$4,000 cash rebate

• Customers who apply for a Tax Season Loan online and are approved during the Promotional Period and draw down the loan with over a specified repayment tenor and a loan amount of HK$100,000 or above (the “Eligible Customer”) are entitled to the cash rebate as shown in the table below.

【BEA Offer 2】 - an extra HK$1,000 cash rebate

• New customers who apply and are approved for a Tax Season Loan during the Promotional Period and who draw down the loan with over a specified repayment tenor and a loan amount of HK$50,000 or above, and who do not have any current BEA consumer loans when they submit their application (the “Eligible Customer”), are entitled to the cash rebate as shown in the table below.

Product Features

• BEA reserves the final right to interpret the definition of “Eligible Customer”. The cash rebate will be directly credited to the repayment account of the Eligible Customer on or before 31st July 2023 without prior notice. The status of the customer’s loan account must be valid and with no past due record/unsatisfactory credit history at the time when BEA credits the cash rebate.
• APR as low as 2.04%
• 0% arrangement fee
• Repayment period of up to 60 months
• Loan amount of up to 12 times your basic monthly salary (maximum HK$3,000,000)

• Welcome offer: up to HK$5,000 cash rebate
• 0% arrangement fee
• Repayment period of up to 60 months

Things you need to know

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• \tThe Annualised Percentage Rate is 1.85% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions \t
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• The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
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• Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
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• Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
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• The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
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• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 10 November 2023 12:00 noon to 31 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 January 2024, regardless of loan amount, approval or drawdown
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• For more details about the promotion, please see Terms and Conditions

[MoneyHero Exclusive Offer]

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• From 10 November 2023 to 31 January 2024, customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers:

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• All of the Rewards will be issued randomly in colour

How to redeem MoneyHero exclusive offer?

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• Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
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• Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
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• Detailed steps: How to redeem exclusive rewards from MoneyHero?
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• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
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• MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
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• For more details about the promotion, please see Terms and Conditions

[SCB Welcome Offer] Up to HK$8,000 Cash Rebate
From 9 January 2024 to 29 February 2024, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate, an extra HK$1,000 cash rebate for a New client and SCB auto payroll customer whose loan tenor is 36 months or above. A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.

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• Details of up to HK$7,000 Cash Rebate, HK$1,000 cash rebate for a new client: \t \t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t \t

  Loan Amount	Basic Cash Rebate for clients with \t\t\t\tloan tenor of 12 months	Basic Cash Rebate for clients with \t\t\t\tloan tenor 24 months or above	Extra Cash Rebate (for a new client and SCB auto payroll customer whose loan tenor is 36 months or above)
  HK$1,500,000 or above	HK$3,500	HK$7,000	HK$1,000
  HK$600,000 - HK$1,499,999	HK$1,500	HK$3,000	HK$1,000
  HK$500,000 - HK$599,999	HK$1,000	HK$2,000	HK$1,000
  HK$200,000 - HK$499,999	HK$1,000	HK$2,000	HK$1,000
  HK$50,000 - HK$199,999	HK$500	HK$500	HK$1,000

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• Extra Cash Rebate is eligible selected segment. SCB Auto Payroll Customer and new client who do not hold any SCB credit at the time of application

[SCB Lucky Draw] 

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• From 9 January 2024 to 29 February 2024, clients who have \t
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  • successfully applied for a Personal Instalment Loan or Debt Consolidation Program online with Standard Chartered Bank (Hong Kong) Limited during the Promotion Period and
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  • drawn down within three months will be enrolled in the Lucky Draw automatically without further registration in accordance with these terms and conditions.
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Product Features

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• Maximum loan amount of up to 18X monthly salary or HK$4,000,000 (whichever is lower)
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• Max Loan Repayment Tenure: 60 months; 0% handling fee
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• 7-Day Cooling-off Period - Early redemption fees and changes waiver with waiver on early redemption fee and charges

• Up to HK$8,000 Cash Rebate
• HK$2,000 Travel Coupon
• Lucky draw:
  • 128,000 Asia Miles (“Grand Prize”) – 10 winners
  • HK$2,000 travel e-coupon of Expedia (“Travel Coupon”) – 10 winners

• For applicants who are not holders of Hong Kong permanent ID card, please provide a passport copy.

• (If the permanent residential address is different from the current residential address, please provide additional permanent residential address proof).

• Bank statements/passbook showing your name, account number and the credit of monthly salary in the past two months; or
• Salary payroll advice dated within one month of application; or
• The latest Tax Demand Note
• Business Registration Certificate and the latest Tax Demand Note (for sole proprietor or a partner in a business)

18 years old

Things you need to know

• The quoted interest rate is calculated based on a loan amount of HK$1,500,000 with repayment tenor of 12 months and monthly flat rate of 0.0799%. The Annualised Percentage Rate (“APR”) is 1.78%.
• The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
• For details of promotion offers and terms and conditions, please refer to BOCHK website
• Reminder: To borrow or not to borrow? Borrow only if you can repay!

MoneyHero Exclusive Offer

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• Apply BOC Express Cash Instalment Loan - Tax Season Loan via MoneyHero website, with inputting reference code “AH”, can enjoy an extra HK$500 Cash Rebate. Terms and Conditions apply.

BOCHK Express Cash Instalment Loan Tax Season Loan Offer – Reward up to HK$6,000 Cash Rebate

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• Customers can earn a HK$6,000 cash rebate by fulfilling the following requirements 

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• With the period from 26 September 2023 to 15 November 2023; and
• successfully apply with a loan amount of HK$50,000 or above, and with a repayment tenor of 36 months or above with the promotion period, and
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• An extra HK$500 cash rebate will be earned upon successful registration with inputting reference code "AH". The above reward offer will be directly credited to the BOC repayment account of the eligible customers on or before 30 June 2024 without prior notice.

Product Features

• APR as low as 1.78%
• Flexible repayment period from 6 months to 60 months
• Loan amount up to HK$4,000,000 or 18x of your monthly salary (whichever is lower)
• Annual monthly income of HK$6,000 or above

Things you need to know

• Minimum salary requirement: fixed annual income of HK$80,000 or above
• The “InstaRedeem” amount will be awarded to the eligible customers via the red “InstaRedeem” button of DBS Card+ upon eligible customers’ spending with the Applicable Credit Card issued by the Bank during 1 September 2023 to 29 February 2024 (“Reward Period”) and when the spending is displayed on Timeline of DBS Card+.
• To receive the \"InstaRedeem” amount, customers must:
  • hold a valid principal credit card issued by the Bank (including Co-branded Cards, except Private Label Cards and Business Cards) (\"Applicable Credit Card\"), choose the DBS$ Redemption Scheme under the DBS$ Reward Scheme for that Applicable Credit Card, download DBS Card+, register and activate DBS Card+ account successfully, enable the “InstaRedeem” push notification of DBS Card+ on 31 July 2023.
  • conduct retail spending of amount in excess of HK$500 with that Applicable Credit Card during the Extra Reward Period.
• A redemption letter will be sent to the eligible customer by mail within 5 months after the end of the Promotion Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.
• The Reward is only applicable to eligible customer whose loan account is in good standing and not in default (as determined by DBS at its sole discretion)
• Existing customers refer to the customer who has any principal credit cards (including co-branded cards) and/or personal loan products with DBS Bank on the date of application
• APR as low as 5.67%: The APR of 5.67% is calculated based on the loan amount of HK$1,000,000, a monthly flat rate of 0.08%, and instalment period of 12 months, including a Loan Set Up Fee of 2%.
• Rewards are subject to Terms and Conditions, please refer to DBS website for details
• The Annualized Percentage Rate (“APR”) is calculated in accordance with the guideline issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. The APR in the above table has included Loan Set Up Fee of 2% in the calculation. Loan Set Up Fee shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable
• The monthly flat rate here is for reference only. The interest rate applicable to a customer is subject to his/her financial condition and is solely determined by DBS. Terms and conditions apply. For details, please visit DBS website
• To borrow or not to borrow? Borrow only if you can repay!

Customer is entitled to reward up to HK$7,500 supermarket coupons and HK$500 \"InstaRedeem\" amount upon the following requirements are satisfied

• Successfully apply for the Loan through whatever channels;
• From 1 to 31 March 2023: successfully apply for the loan;
• On or before 21 April 2023: draw down the approved Loan

The customer is entitled to reward an up to HK$8,000 exclusive supermarket coupon or Apple Gift Card upon the following requirements are satisfied

• Successfully apply for the Loan via MoneyHero or DBS Card + website;
• From 1 to 31 March 2022: successfully apply for the loan;
• On or before 21 April 2023: draw down the approved Loan
• Terms and Conditions apply

Product Features

• Annualised Percentage Rate as low as 5.67%; APR includes the handling fee 2%
  • Handling fee refers to the loan set up fee. The Loan Set Up Fee is 2% of the loan amount. The Loan Set Up Fee shall be calculated by reference to the principal amount of the loan at the rate specified by the Bank from time to time and shall be deducted from the loan principal amount upon draw down of the loan and is non-refundable.
• Loan amount up to HK$2,000,000 or 20x monthly salary (whichever is lower), flexible repayment period of up to 60 months
• Anytime to redraw your repaid principal

1. Click \"Apply Now\", and go to Hang Seng Bank's dedicated website.

2. Fill out an application and submit the required documents.

3. Wait for approval from Hang Seng Bank.

4. View application status and accept the loan offer.

1. HKID Card

2. Income proof

For regular income earners: the latest Tax Demand Note/Bank\naccount monthly statement/passbook showing your latest one month's salary (if you have\nmaintained a payroll account with Hang Seng for the past one month, no income proof is required)

For irregular income earners: the latest Tax Demand Note/Bank account monthly\nstatement/ passbook showing your latest two month's salary

3. Current residential address proof, e.g. utility bills, bank statement

Things you need to know

• All annualised percentage rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice. The Annualised Percentage Rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable)
• Applicant must be a Hong Kong resident aged 18 or above in full-time employment and minimum monthly income is HK$11,000. Hang Seng Bank Limited reserves the right to request additional income proof if required
• All the applicable cash rebate will be credited to eligible customer’s repayment account by 30 June 2023 without prior notice. Customers must have no record of default or early settlement of their instalment loan before the cash rebate is credited. If customers settle their instalment loans ahead of schedule after the cash rebate has been credited, he/she shall return the cash rebate in full to Hang Seng Bank Limited (“Hang Seng”) upon settlement of the loan. Each eligible customer could enjoy the offer once in the Promotion Period.
• Hang Seng reserves the right to request additional documents from individual applicants on a case-by-case basis.
• Minimum loan amount is HK$5,000.
• \"APR as low as 1.62%\"
  • For a loan amount of HK$1,500,000 or above, the Annualised Percentage Rate of 1.62% is calculated based on a monthly flat rate of 0.07% and a 24-month repayment period, including 0% handling fee. The Annualised Percentage Rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). 
• If customer's loan application cannot meet the approval requirements, Hang Seng may approve a loan to individual customers on a case-by-case basis but the interest rate offered may be adjusted. For details, please contact Hang Seng’s staff. Customers will be notified of the relevant adjusted interest rate upon loan approval.
• The Annualised Percentage Rate (“APR”) ranges from 1.62% to 36.00%, with repayment period of 6 to 60 months. The loan application is subject to the Bank’s approval.
• Terms and Conditions apply, please visit Hang Seng Bank’s website for details. To borrow or not to borrow? Borrow only if you can repay!

[Hang Seng Bank Offer] Up to HK$5,000 cash rebate for online application

• From now till 31 March 2023, customers who have successfully applied, drawdown for the Tax Comforter Loan and chose a repayment of 36 months or above via online channels can enjoy:

Product Features

• Monthly flat rate as low as 0.07%, annualised percentage rate as low as 1.62%
• Loan amount of up to HK$3,000,000 or 12 times of your monthly salary (whichever is lower)
• Customers can choose for a 6, 9, 12, 18, 24, 36, 48 or 60 months repayment period. If Tax Payment is the only loan purpose, maximum tenor is 18 months
• No document is required for payroll customers

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• 0% handling fee
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• \nNo document is required for payroll customers
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• As of Oct 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong.
• New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
• Cash Reward Offer is subject to terms and conditions. For details, please click here.
• New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
  • The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
  • New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
• Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
• United Asia Finance Limited reserves the right to make final decision on loan approval
• Warning: You have to repay your loans. Don't pay any intermediaries.
  Enquiry and Complaint Hotline: 2681 8888
  Money Lender’s Licence No.: 0931/2023
• Trade Promotion Competition Licence Number: 56987

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• From 2 January 2024 to 31 January 2024, you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to UA Finance on or before 31 January 2024, regardless of loan approval and drawdown
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• For details, please see the terms and conditions

[UA rewards you the Best-in-town offer!] Cash Reward up to $18,000 for all new and existing customers! Offer valid until 29 February 2024, please refer to more details below.

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• Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
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• Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan

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• Limited time Cash reward offer is subject to terms and conditions. For details, please click here.

Product Features

• Just leave contact information and our representative will complete the application for you all over the week
• No need to show up, no documents are required
• Same-day express approval, cash will be transferred to your designated account instantly via FPS
• \"MGM Program\": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!

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• Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
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Things you need to know

• Our APR of as low as 1.61% (including HK$3,900 cash rebate) / 1.87% (excluding cash rebate) is based on a HK$1,000,000 livi Flexi Loan \"Personal Loan\" with a 36 months repayment period. The offer is subject to lthe imited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply. The cash rebate and interest rate shown above are for reference only.
• The actual turnaround time may vary depending on the actual circumstances of individual applications.
• The Eligible Customer's liviSave Account, Flexi Loan “Personal Loan” facility, and the Specified Transaction must remain valid and in good standing as decided by livi at the time when the Offer is rewarded to him/her. Otherwise, the Offer will be cancelled or forfeited without prior notice to the Eligible Customer. The Eligible Customer should ensure the personal information registered with livi is valid and up to date.
• This rebate is indicative and for reference only. The cash rebate varies for applications, and may not be applicable to the applied loan amount and tenor. Terms and Conditions apply.
• Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.
• Any repaid principal amount can only be made available for re-borrowing after the relevant first installment loan has been repaid for at least three months or the loan has been early settled.
• The offer is subject to a limited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply.
• For details, please refer to the Key Facts Statement, relevant terms and conditions, and remarks for livi Flexi Loan at livi website or App.
• livi PayLater is a credit product. For interest, fees and charges, please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi APP. https://bit.ly/3BCVlvS. To borrow or not to borrow? Borrow only if you can repay!

MoneyHero Exclusive Offer - New customers can enjoy up to HK$10,250 Rewards

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• From 1 July 2023 till 31 July 2023, livi customers (Eligible Customers) who have successfully applied for livi Flexi Loan "Personal Loan" using the designated MoneyHero invitation code "MH#FLASH7" and drawdown the loan at a designated loan amount are entitled to up to HK$10,250 rewards.

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• An extra HK$250 cash reward is entitled to new customers who have successfully opened a liviSave Account using the designated MoneyHero invitation code "MH#FLASH7" and complete a single transaction of HK$250 or above with livi PayLater Mastercard® / livi Debit Mastercard / livi UnionPay QR Payment, regardless of loan approval and/or drawdown.
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• Cash Rewards will be issued by livi bank to new customers who successfully use MoneyHero designated invitation code "MH#FLASH7" to apply for livi Flexible Loan "Personal Loan" and withdraw a designated loan amount.
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• This cash rebate is for reference only and the amount of rebate may vary depending on individual applications and may not be applicable to the loan amount and repayment period you apply for. The Offer earned will be credited to the Eligible Customers' liviSave account by the end of the fourth calendar month after the completion of the Specified Transaction.
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• Terms and conditions apply.

Product Features

• 24 x 7 Approval in as quickly as 2 minutes

  • Apply for livi Flexi Loan \"Personal Loan\" anywhere, anytime through livi app, no need to be present during the whole process
  • Get approvals and disbursements in as quickly as 2 minutes

• Combination of both revolving and instalment loan

  • Customers can repay in instalments and reborrow anytime at low interest with one-time approval.
  • The loan amount will be credited to the account immediately after approval.
• APR as low as 1.61% (monthly flat rate of 0.08%, including a HK$3,900 cash rebate)
• Loan amount up to HK$1,000,000
• No extra fee for early repayments
• Repayment term from 3 to 72 months, HK$0 handling fee and annual fee
• No document proof is required
• Apply livi PayLater now to enjoy flexible instalments between 3 to 60 months!

• Enter the exclusive invitation code \"MH#FLASH7\" and choose a loan repayment of 36 months or above
• HK$250 cash reward is entitled for new customers who successfully opened a liviSave Account and completed a single transaction of HK$250 or above 
• HK$250 cash reward is entitled regardless of loan approval and/or drawdown

Things you need to know

• The above information is for reference only.
• The applicant’s credit records and financial status may affect the final approval result and the terms of the loan (including but not limited to loan amount, interest rate and tenor). The decision of AEON shall be final.
• Subject to Terms & Conditions.
• Warning: You have to repay your loans. Don't pay any intermediaries
  Enquiry and Complaint Hotline: 2895 6262
  Money Lender’s Licence No.: 1738/2023

[MoneyHero Exclusive Offer]

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• From 2 January 2024 12 noon to 29 February 2024, apply the specific AEON loan and submit the MoneyHero Reward Redemption Form within a specific period to receive the following rewards no matter the approval result and drawdown amount:
• HK$800 Apple Store Gift card / Wellcome coupon
• For details, please see the terms and conditions

[AEON Welcome Offer] Up to HK$12,000 cash rebate, and new customer can receive extra HK$500

• From now till 29 February 2024, upon successful application and drawdown of the AEON Loan will be eligible to receive up to HK$12,000 cash rebate, new customers also get an extra HK$500 Cash Rebate Offer

Product Features

• Maximum loan amount can be 12 times of your monthly salary or HK$1,000,000 (whichever is lower)
• No handling fee
• Flexible repayment period ranging from 6 months to 60 months
• Monthly flat rate as low as 0.2% (APR 4.49%) (Only applicable to loan amount of HK$600,000 or above)
• The approved amount will be transferred to your designated account instantly via Faster Payment System (FPS) 24/7

Things you need to know

• The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable)
• Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
• Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
• The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 10 November 2023 12:00 noon to 31 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 January 2024, regardless of loan amount, approval or drawdown
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• For more details about the promotion, please see Terms and Conditions

[MoneyHero Exclusive Offer]

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• From 10 November 2023 to 31 January 2024, customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers:

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• All of the Rewards will be issued randomly in colour

How to redeem MoneyHero exclusive offer?

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• Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
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• Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
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• Detailed steps: How to redeem exclusive rewards from MoneyHero?
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• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
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• MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
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• For more details about the promotion, please see Terms and Conditions

[SCB Welcome Offer] Up to HK$21,000 Cash Rebate
From 9 January 2024 to 29 February 2024, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$20,000 Cash Rebate, an extra HK$1,000 cash rebate for a new client with tenor of 36 months or above. A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.

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• Details of up to HK$20,000 Cash Rebate, HK$1,000 cash rebate for a new client: \t \t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t \t

  Loan Amount	Basic Cash Rebate	Extra Cash Rebate (for a new client whose loan tenor is 36 months or above)
  HK$1,500,000 or above	HK$20,000	HK$1,000
  HK$1,000,000 - HK$1,499,999	HK$11,000	HK$1,000
  HK$700,000 - HK$999,999	HK$5,000	HK$1,000
  HK$500,000 - HK$699,999	HK$3,000	HK$1,000
  HK$200,000 - HK$499,999	HK$2,000	HK$1,000
  HK$50,000 - HK$199,999	HK$500	HK$1,000

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[SCB Lucky Draw] 

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• From 9 January 2024 to 29 February 2024, clients who have \t
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  • successfully applied for a Personal Instalment Loan or Debt Consolidation Program online with Standard Chartered Bank (Hong Kong) Limited during the Promotion Period and
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  • drawn down within three months will be enrolled in the Lucky Draw automatically without further registration in accordance with these terms and conditions.
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Product Features

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• Maximum loan amount of up to 23X monthly salary or HK$2,000,000 (whichever is lower);
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• Max Loan Repayment Tenure: 84 months; 0% handling fee

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• Up to HK$21,000 Cash Rebate
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• HK$2,000 Travel Coupon
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• Lucky draw:\n\t
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  • 128,000 Asia Miles (“Grand Prize”) – 10 winners
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  • HK$2,000 travel e-coupon of Expedia (“Travel Coupon”) – 10 winners
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Things you need to know

• Eligibility: With monthly income of HK$5,000 or above; and Hong Kong residents aged 18 to 60 (and non-US citizen)

• To Redeem MoneyHero Exclusive Offer:

  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • After the loan approval, click here to complete the redemption form sent via email for verification and follow-up within 7 days. MoneyHero will verify your reward eligibility with Airstar Bank.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      
      • Terms and Conditions apply
• Steps to apply for Airstar Bank Personal Instalment Loan

  Steps	Points to note
  1	Click \"Apply Now\" and go to Airstar Bank registration page	Enter and verify your mobile number for registration Download Airstar Bank App
  2	Open the app to complete registration with mobile number, and submit loan application to receive a preliminary approval result	Please prepare your mobile, HKID and email address  Scan your ID card and face by following the instructions

• Customers’ HKD savings accounts in Airstar Bank must be valid and in good standing upon cash reward/rebate disbursement
• Annualized Percentage Rate (\"APR\") is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up or down to the nearest two decimal places. APR is a reference rate which includes the basic interest rate and other fees and charges (if applicable) expressed as an annualized rate. Approval of the APR is subject to the final decision of Airstar Bank.
• The APR ranges from 1.58% to 35.81% with repayment period of 6 to 60 months. For a loan amount of HK$800,000 with 12 months repayment period, the APR is 1.58%, and the total loan repayment amount is HK$806,819.66 (handling fee waived). The above example is for reference only
• The approval time required is subject to real situation. Airstar Bank reserves the right of final approval
• Terms and conditions apply. For details, please visit Airstar Bank website.
• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer 1] Up to HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store Gift Card / Supermarket Voucher and HK$400 loan coupon

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• From 2 January 2024 to 31 January 2024, customers who successfully apply for the loan at a designated amount via MoneyHero will be entitled to up to HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store Gift Card / HK$8,000 Supermarket Voucher

[MoneyHero Exclusive Offer 2] HK$400 Loan coupon

• Applicable to new customers who have successfully opened bank account with Airstar Bank and applied for the loan via MoneyHero, with a drawdown amount of HK$50,000 or above and repayment tenor of 12 months or above within 30 calendar days from the date of registration of loan coupon
• promotion period: from now till 31 March 2024
• Terms and Conditions apply

[Airstar Bank Welcome Offer 1] 60 Days Interest and Repayment Free Promotion

• From 1 January 2024 to 31 March 2024, eligible customers must successfully submit the loan application via Airstar Bank mobile app, drawdown the loan, and enroll for \"60 Days Interest and Repayment Free Promotion\" on \"Final Approval Result\" page during the Promotion Period.
• If Eligible Customer drawdown a Personal Loan, with a loan amount not more than HK$50,000 during the Promotion Period, the first due date of the loan will be extended to 2 calendar months since the loan drawdown date which the customer is not required to make repayment in the first 60 days after drawdown (\"Repayment Free Offer\").
• If an eligible customer early settles the entire loan before the first due date, the customer is not required to pay any interest and can settle the entire loan by only repaying the loan principle
• Terms and conditions apply.

[Airstar Bank Welcome Offer 2] MGM Promotion - HK$400 cash reward

• From now till 31 March 2024, the existing Airstar Bank customer maintaining deposit account during Promotion Period must refer an individual via the Bank APP to apply and drawdown the loan successfully within the Promotion Period with a loan amount of a minimum of HK$50,000 and a minimum repayment tenor of 12 months.
• Referee must enter the referrer’s invitation code when applying for the loan. Referrers and Referees cannot refer each other as new loan clients.
• Referrer will receive HK$400 cash reward after ONE Referee has successfully applied and drawdown the loan within the Promotion Period.
• Referee will receive HK$400 Cash Reward after a successful loan application and drawdown within the Promotion Period.
• Cash Reward will be credited to the Referrer and Referee within 90 days upon loan drawdown.
• Referee must not early settle the loan, or with any overdue record or in breach of Airstar Personal Instalment Loan Terms and Conditions, upon cash reward disbursement in order to enjoy the Cash Reward.
• Terms and conditions apply.

Product Features

• Stellar APR as low as 1.58%
• 24 x 7 from loan application to disbursement as fast as 5 minutes
• No income proof and address proof required by applying big data analysis
• No handling fee and administration fee for loan application; no handling fee for early repayment
• Loan amount up to 12x of monthly salary or HK$1,000,000 (whichever is lower)

• Remember to click here for completing the \"MoneyHero Reward Redemption Form\" after the loan is approved for verification and follow-up within 7 days
• No income proof and address proof required by applying big data analysis
• No handling fee for early repayment

18 years old

Things you need to know

• The application of Citi Card Debt Consolidation Loan must be successfully applied on or before 2 January 2024. The application date is subject to Citibank’s system records
• Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
• Each eligible customer can enjoy the Reward once during the promotion period
• The annualized percentage rate (“APR”) ranges from 8.64% to 35.78%, with repayment period of 6 to 72 months.
• The Annualized Percentage Rate (\"APR\") of as low as 8.64% is calculated based on the monthly flat rate 0.38% with loan amount of HK$1,200,000 and repayment tenor of 12 months.
• The Annualized Percentage Rate (\"APR\") of as low as 35.78% is calculated based on the monthly flat rate 1.46% with loan amount of HK$100,000 and repayment tenor of 18 months.
• APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. The maximum APR will change and subject to monthly flat rate amendment. The Bank reserve the right to amend the monthly flat rate and APR. The loan application is subject to the Bank’s approval. For a loan amount of HK$200,000 with 12 months repayment period, the monthly flat rate is 0.38% (APR 8.64%), and the total loan repayment amount is HK$1,254,720 (including full handling fee waiver). The above example is for reference only.
• To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 2 January 2024 06:00 p.m. to 31 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 January 2024, regardless of loan approval and drawdown
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• For more details about the promotion, please see Terms and Conditions

[MoneyHero Exclusive Offer]

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• Eligibility: \t
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  • successfully apply for Citi Tax Season Loan or Citi Card Debt Consolidation Loan on MoneyHero from 2 January 2024 12 noon to 31 January 2024 6 p.m., and
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  • choose a repayment period of 12 months or above, and drawdown the loan within 1 month
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• All of the Rewards will be issued randomly in colour
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• For more details about the promotion, please see Terms and Conditions

Welcome offer - Up to HK$8,000 Cash Coupon
Clients who successfully apply for Citi Tax Season Loan or Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan from 1 January 2024 to 31 March 2024 and drawdown the loan on or before 14 April 2024 will be entitled to the following welcome offer:

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• A cash coupon redemption letter (if applicable) will be mailed to the Eligible Customers’ Hong Kong correspondence address according to The Bank’s record on or before 30 June 2024
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• For more details about the promotion, please see terms and conditions

Product Features

• Same-day approval and same-day loan disbursement
• Repayment term up to 72 months, HK$0 handling fee
• Loan amount of Citi Card Debt Consolidation Loans is up to 21 times of your monthly salary or HK$1,200,000, whichever is lower
• No hidden terms and conditions

• Flexible repayment terms, no hidden terms and conditions
• Same-day approval and same-day loan disbursement

Things you need to know

• The promotion period is from 1 January 2024 to 29 February 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.

• Warning: You have to repay your loans. Don't pay any intermediaries
  Enquiry and Complaint Hotline: 2111 2999
  Money Lender's Licence No.: 759/2023

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 31 December 2023 06:00 p.m. to 29 February 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 29 February 2024, regardless of loan approval and drawdown
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• For more details about the promotion, please see Terms and Conditions

[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus

• From 1 January 2024 to 29 February 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.

Professionals

• including, but not limited to, doctors, nurses, lawyers, and teachers
• PrimeCredit reserves the right of final interpretation of the definition of professionals

Product Features

• Repayment terms up to 72 months
• Monthly flat rate as low as 0.05%
• 14-day Flexi Payment
• No handling fee, no early settlement fee
• Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website

• Remember to click here for completing the \"MoneyHero Reward Redemption Form\" after loan application within 7 days

Things you need to know

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• The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate. The respective APRs are rounded to the nearest two decimal places.
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• The APR 1.65% is calculated based on loan amount HK$2,000,000, loan tenor of 12 months and monthly flat rate of 0.032%, including a handling fee of 0.5% per annum. The preferential interest rate is only applicable to customers who have a valid China CITIC Bank International PAYROLLplus Account upon loan drawdown. If you do not have a PAYROLLplus Account upon loan application, you may immediately open a bank account and register PAYROLLplus Account via inMotion App.
• The examples are for reference only. The APR will be determined based on the customer's credit rating and other relevant loan approval factors, and the bank reserves the final discretion to approve the loan application and to determine the applicable interest rate and handling fee.
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• Handling fee of 0.5% is for repayment tenor of 12 months and handling fee of 1% is for repayment tenor of 18-60 months. Handling Fee is charged annually based on loan amount and shall be deducted upon loan drawdown.
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• \tSame-day fund disbursement service is applicable to customers who use CNCBI bank account for fund disbursement, and it only applies to our Bank’s service hours (Monday to Friday from 9:00 am to 8:00 pm and except Saturday, Sunday and public holidays). The processing time starts when the approved loan is confirmed with the Bank.
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• Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!

[MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

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• From 1 January 2024 12:00 noon to 31 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 31 January 2024, regardless of loan approval and drawdown
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• For more details about the promotion, please see Terms and Conditions

[MoneyHero Exclusive Offer]

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• Eligibility: \t
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  • successfully apply for CNCBI $mart Plus Tax Season Loan or CNCBI $mart Plus Personal Installment Loan – Debt Consolidation on MoneyHero from 1 Janurary 2024 12 noon to 31 January 2024 6 p.m., and
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  • choose a repayment period of 12 months or above, and drawdown the loan within 1 month
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• All of the Rewards will be issued randomly in colour
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• For more details about the promotion, please see Terms and Conditions

Product Features

• APR as low as 1.65%
• Loan amount as high as HK$2,000,000 or 18 times of your monthly salary (whichever is lower)
• Flexible repayment period of 6 to 60 months

Things you need to know

• Same day disbursement at the earliest: The estimated period is calculated from the day the loan agreement is signed. The actual approval period and the actual time the loan is disbursed may vary upon information provided by the applicants.
• For a loan of HK$700,000 with 24 months repayment period, the APR is 1.68%
• The APR is only applicable to the designated loan amounts and tenor and is for reference only. The final approved APR is subject to the Bank's assessment and confirmation. For HK$700,000 loan amount and 24-month loan tenor, the applicable APR is 1.68%. The APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letters for the relevant information and such information shall prevail.
• To borrow or not to borrow? Borrow only if you can repay!

[Offers 1 & 2] Customer is entitled to up to HK$5,000 WeLab Bank Cash Rebate Offer & MoneyHero Exclusive Offer upon the following requirements are satisfied

Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code \"NLHERO\" from 1 April 2023 to 30 April 2023 to enjoy:

How to redeem MoneyHero exclusive offer?

• Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
• Within 7 days of receiving the email, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with WeLab Bank.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Terms and Conditions apply

[Offer 3] Loan-Deposit-Link Offer

• Customers, from now till 30 June 2023, who successfully apply for and draw down a particular loan amount can enjoy a 1.5% p.a. saving rate
• Terms and conditions apply

Product Features

• WeLab Bank understands your needs. With our exclusive \"Loan Masters\", we can base on your basic requirement on personal loan, provide personalized solutions out of hundreds of thousands of combinations, then provide you with 2 more flexible plans apart from the basic plan:
  • Basic Plan: according to your basic requirement on loan
  • Smooth Plan:  lower monthly repayment amount
  • Bonus Plan: Larger loan amount to ensure you have sufficient funds
• APR as low as 1.68% (monthly flat rate: 0.07%); HK$0 handling fee
• Same day disbursement at the earliest
• Borrow up to HK$1,500,000 or 18 times your monthly salary, whichever is lower
• Flexible repayment period from 6 months to 60 months
• The whole process is done by mobile phone, you can borrow without leaving home or showing up