Complete guide to buying the iPhone 15 in 2023

• New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Voucher by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499; random color) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• From now till 9 January 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
  • HK$800 OR
  • Two HKGPPF voucher with Infinity Room Access
• The CashBack from Welcome Offer will be credited within 4 months after card issuance

No foreign currency transaction fees during travel and No other fees

• Waive 1.95% fee and earn 0.56% CashBack on foreign currency retail transaction
• No annual fees
• No Cash advance fees

• Terms and conditions apply

From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.

• Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).

For details, please refer to the terms and conditions.

New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Voucher / Trip.com Gift Card by following below requirements:

Requirements

• From 11 December 2024 6 p.m till 23 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 23 January 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

• From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 23 January 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
• The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Double the joy with Citi

Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
Designated restaurants:

• ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)（Asia's 50 Best Restaurant）
• Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)（SCMP 100 Top Tables）
• Louise - Designated Dinner Menu (HK$1,488)（OAD Asia Top Restaurants ）
• Restaurant Petrus - Designated Dinner Menu (HK$1,500)（OAD Asia Top Restaurants）
• Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)（SCMP 100 Top Tables）
• Cafe Causette - 3-Course Set Dinner Menu (HK$568)
• Clipper Lounge - Designated Dinner Buffet (HK$888)
• Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
• Leela - Leela x Citibank Dinner Menu (HK$988)
• The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)（Asia's 50 Best Bars）

Terms and Conditions apply , for more detail click here

From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.

• Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).

For details, please refer to the terms and conditions.

Offer Upgrade (Mutually exclusive form Exclusive Offer)

• New Standard Chartered Credit Card Customers can redeem Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) OR Insta360 Go 3S (Valued at HK$3,458；random colour) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Details for redeeming theDyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S :
  • After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
    • If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

MoneyHero Limited-Time Exclusive Offer

• New Standard Chartered Credit Card Customers get rewarded with Furusachi Ultimate Travel Line Front-opening Suitcase 31"  (valued at: HK$4,300; random color)OR Marshall MOTIF II A.N.C. (valued at HK$1,599) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

MoneyHero Limited-Time Exclusive Offer

• New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
  • From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• From now till 31 December 2024, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles
  • Spending within the first 2 months upon card issuance –
    • Tier 1: Accumulated Eligible Transactions* of HKD1,000 = 5,000 Miles (HK$0.2/mile)
    • Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/mile)
    • Tier 3: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/mile)
    • Tier 4: Accumulated Eligible Transactions* of HKD100,000 = 60,000 Miles (HK$1.67/mile)
  • *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.

• Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).

For details, please refer to the terms and conditions.

From now till 31 December 2024 11.59p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31"  (valued at HK$4,300, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)  ORennheiser ACCENTUM Wireless Headphone (valued at HK$1,599)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

From now till 31 December 2024 11.59p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to HK$1000 Apple Store Gift Card / Wellcome voucher / Trip.com Gift Card

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

From now till 31 December 2024 11.59p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

From now till 31 December 2024 11.59p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome Voucher / Trip.com Gift Card

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

Valid until 31 December 2024, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

• New Customers: $700 +FUN Dollars
• Existing Customer: $300 +FUN Dollars
• Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars