The Platinum Card®

The Platinum Card®

The Platinum Card® allows cardholders to enjoy unlimited access to airport VIP lounges and free membership application to renowned global hotel groups. Although an annual fee is required, cardholders can enjoy prestigious benefits such as worldwide dining cashback, year-round travel insurance, and the ‘FINE HOTELS + RESORTS.’ The card can also offer low foreign currency transaction fees starting from HK$5 per mile for overseas or foreign currency transactions.
Airport Lounge Access
Unlimited Times
Airmiles Overseas
$ 4.5  per mile
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Airmiles Local
$ 7.5  per mile
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Min. Annual Income
None
4 Offers Available
1,000,000 Membership Rewards® points
MoneyHero Exclusive Offer
1,000,000 Membership Rewards® points

1,000,000 Membership Rewards® points!

  1. First transaction bonus: 100,000 points upon successful application and upon successful spending in the first 3 months

  2. Welcome bonus: 500,000 points upon HK$15,000 spending in the first 3 months

  3. Spending bonus: 400,000 points upon spending another HK$50,000 in the first 3 months

Terms and conditions apply.

Earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
The Platinum Card® Top up Octopus Offer
Earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
Top up Octopus Offer
  • earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
The Platinum Card® Travel Offer
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
  • American Express Travel Online Benefit
    Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit
  • Complimentary Access to The Centurion Lounges
    Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
  • Fine Hotels & Resorts
    Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival,  complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available
  • Elite partner programs
    Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
  • The Hotel Collection
    Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
  • Comprehensive Travel Insurance
    Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
The Platinum Card® Dining Offer
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
  • Global Dining Credit
    Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024
  • Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
  • Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
    • Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
    • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.

  • Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
  • Enjoy 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts.

Things to consider

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Travel insurance

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Dining discount

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Airport lounge

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Travel agency offer

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The Platinum Card® Benefits

Cashback

flight
Cashback Overseas
1  %
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location_on
Cashback Local
0.67  %
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restaurant
Cashback Dining
0.67  %
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shopping_bag
Cashback Local Online Shopping
0.67  %
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shopping_bag
Cashback Overseas Online Shopping
1  %
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Airmiles

location_on
Airmiles Local
$ 7.5  per mile
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flight
Airmiles Overseas
$ 4.5  per mile
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restaurant
Airmiles Dining
$ 7.5  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 7.5  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
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Additional benefits

airlines
Airport Lounge Access
Unlimited Times

Earn Rewards points when you spend with the Card

  • Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
  • Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
  • Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
    • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points

Travel Offer

  • American Express Travel Online Benefit
    Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit
    • For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html
  • Complimentary Access to The Centurion Lounges
    Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
  • Fine Hotels & Resorts
    Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival,  complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok
  • Elite partner programs
    Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
  • The Hotel Collection
    Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
  • Comprehensive Travel Insurance
    Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.

Dining Offer
Basic and Supplementary Cardmember can enjoy

  • Global Dining Credit
    Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024
    • Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
  • Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
  • Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
    • Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
    • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
  • Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
  • Enjoy 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts.

Lifestyle Offer

  • Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
  • Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.

Shopping Protection

  • Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
  • Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
  • Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
  • Terms and Conditions apply.

Reminder

  • The Platinum Card® Year-Round Offers Terms and Conditions apply.
  • Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
  • Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
  • The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
  • Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.

Eligibility

Minimum Age
18  years old
Min. Annual Income
None

Fees

Annual Fee
HK$ 9,500
Foreign Currency Transaction Fee
2  %

Repayment

Minimum Payment
Total spending of that month
Late Payment Charge
3.9  %
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Association

American Express

Tags

The Platinum Card® The Platinum Card®