Standard Chartered Cathay Mastercard
The Standard Chartered Cathay Mastercard offers a welcome offer of up to 60,000 miles and a first-year annual fee waiver. With this card, spending at Cathay Pacific and HK Express can be as low as HK$2 per mile, while online purchases, dining, and overseas spending can be as low as HK$4 per mile. The annual income requirement is HK$96,000, which is the lowest among the three Standard Chartered Cathay Mastercards available.
7 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
- Gift option:
- Dyson Purifier Hot+Cool Formaldehyde HP09 (value: HK$7,180)
- Delsey TITANIUM 69.5CM / 27.5-inch Double Wheel Luggage (value: HK$2,480)
- Apple AirPods (3rd Generation) (value: HK$1,288)
- HK$500 Fortress Cash Voucher (value: HK$500)
- From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
- 1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
- 2nd to 21st Prizes: Delsey TITANIUM 69.5CM/27.5-inch Dual-Wheel Luggage (Value: HK$2,480)
- 22nd to 48th Prizes: Apple AirPods (3rd Generation) (Value: HK$1,288)
- 49th to 88th Prizes: HK$500 Fortress Cash Voucher (Value: HK$500)
- For details, please refer to the terms and conditions.
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
- HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes:
i. Shopback HK$50 cash rebate;
ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount;
iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30);
iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email). - For details, please refer to the terms and conditions.
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
+ 1 other gift options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) OR Insta360 Go 3S (Valued at HK$3,458;random colour) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming theDyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S :
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
+ 3 other gift options
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
- From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at: HK$4,300; random color)OR Marshall MOTIF II A.N.C. (valued at HK$1,599) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
- From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
HK$800 CashBack
+ 1 other gift options
- From now till 27 February 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
- HK$800 OR
- Two HKGPPF voucher with Infinity Room Access
- The CashBack from Welcome Offer will be credited within 4 months after card issuance
Welcome Offer - Up to 60,000 Miles
Up to
60,000 Miles
- From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD1,000 = 5,000 Miles (HK$0.2/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/mile)
- Tier 4: Accumulated Eligible Transactions* of HKD100,000 = 60,000 Miles (HK$1.67/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –
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Things to consider when choosing this card:
Things to consider
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Welcome offer: Air miles
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Air miles conversion
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Hotel bookings offer
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Overseas rebate
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Standard Chartered Cathay Mastercard Benefits
Airmiles
Additional Benefits
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Standard Chartered Cathay Mastercard More Info
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
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Standard Chartered Cathay Mastercard Eligibility
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Standard Chartered Cathay Mastercard
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