PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. As a welcome offer, meeting a specified spending amount allows you to enjoy an OTO massage chair or a silver ion air purifier! Using the card for spending over HK$150,000 grants a 2% cashback, including local retail, dining, online shopping, and overseas transactions. There's a foreign currency transaction fee, but it also provides LoungeKey access discounts for entry into VIP lounges.
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PrimeCredit EarnMORE UnionPay Diamond Card Highlights

Interest on installment plans
0  %
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Cashback Overseas
2  %
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Cashback Online Shopping
2  %
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Cashback Local
2  %
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4 Offers Available
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
MonyHero Exclusive Offer
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

  • From 03 February 2025 12 p.m. till 28 February 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
【🎁MoneyHero-New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

+ 3 other gift options

  • Gift option:
    • Dyson Purifier Hot+Cool Formaldehyde HP09 (value: HK$7,180)
    • Delsey TITANIUM 69.5CM / 27.5-inch Double Wheel Luggage (value: HK$2,480)
    • Apple AirPods (3rd Generation) (value: HK$1,288)
    • HK$500 Fortress Cash Voucher (value: HK$500)
  • From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
    • 1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
    • 2nd to 21st Prizes: Delsey TITANIUM 69.5CM/27.5-inch Dual-Wheel Luggage (Value: HK$2,480)
    • 22nd to 48th Prizes: Apple AirPods (3rd Generation) (Value: HK$1,288)
    • 49th to 88th Prizes: HK$500 Fortress Cash Voucher (Value: HK$500)
  • The contents of the Year of the Snake electronic lucky bag include (limited quantity, while supplies last):

    i. Shopback HK$50 cash rebate;

    ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount;

    iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30)

  • For details, please refer to the terms and conditions.
Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198)
Welcome Offer
Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198)

+ 4 other gift options

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
    • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

  • Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

    • HK$400 Klook Gift Card; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
Taiwan Spending Up to 5% Cash Rebate
EarnMORE UnionPay Card Additional 2% Cash Rebate Program
Taiwan Spending Up to 5% Cash Rebate
  1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
  2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
  3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
  4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

Things to consider

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Foreign txn rebate

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Travel agency offer

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Installment

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PrimeCredit EarnMORE UnionPay Diamond Card Benefits

Cashback

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Cashback Base Rate
2  %
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Cashback Local
2  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
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shopping_bag
Cashback Online Shopping
2  %
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shopping_bag
Cashback Overseas Online Shopping
2  %
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account_balance_wallet
Cashback Digital Wallet
2  %
paid
Cashback Forex
2  %
Cashback Octopus Top Up Spending
1  %

Additional benefits

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Airport Lounge Access
3  times
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PrimeCredit EarnMORE UnionPay Diamond Card More Info

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.

Annual fee waiver for the first 2 years

Other things to note

  • Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2025 to 31 December 2025.
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PrimeCredit EarnMORE UnionPay Diamond Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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PrimeCredit EarnMORE UnionPay Diamond Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.96  %
Interest Free Period
53  days
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PrimeCredit EarnMORE UnionPay Diamond Card Others Info

Association

UnionPay Diamond

Tags

PrimeCredit EarnMORE UnionPay Diamond Card PrimeCredit EarnMORE UnionPay Diamond Card

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