Mox Credit Card (CashBack)
+ 3 other gift options
- Gift option:
- Dyson Purifier Hot+Cool Formaldehyde HP09 (value: HK$7,180)
- Delsey TITANIUM 69.5CM / 27.5-inch Double Wheel Luggage (value: HK$2,480)
- Apple AirPods (3rd Generation) (value: HK$1,288)
- HK$500 Fortress Cash Voucher (value: HK$500)
- From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
- 1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
- 2nd to 21st Prizes: Delsey TITANIUM 69.5CM/27.5-inch Dual-Wheel Luggage (Value: HK$2,480)
- 22nd to 48th Prizes: Apple AirPods (3rd Generation) (Value: HK$1,288)
- 49th to 88th Prizes: HK$500 Fortress Cash Voucher (Value: HK$500)
- For details, please refer to the terms and conditions.
- HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes:
i. Shopback HK$50 cash rebate;
ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount;
iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30);
iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email). - For details, please refer to the terms and conditions.
+ 2 other gift options
Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour) /Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random colour) / Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
- From 10 January 2025 6 p.m. to 23 January 2025 6 p.m. : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MHNYRFS Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
+ 2 other gift options
Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,400 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card
- From 10 January 2025 6 p.m. to 23 January 2025 6 p.m. : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
- Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MHNYRFS Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Things to consider when choosing this card:
Things to consider
Instant onboarding
Unlimited Instant Cashback
Instant Cash Loan
0% Instalment offer
Mox Credit Benefits
Cashback
Mox Credit More Info
With Mox Credit Credit, earn best-in-town
- Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
- Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
- Earn a total of up to 5% CashBack at selected daily merchants
- Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
- From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
- From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
- Mox disclaimer applies.
Mox Credit Eligibility
Eligibility
Mox Credit Fees / Repayment
Fees
Repayment
Mox Credit Other Info
Association
Mastercard