HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Cashback Dining
3.6  %
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Annual Fee Waiver
First 2 years
Cashback Local
3.6  %
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Cashback Overseas
3.6  %
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6 Offers Available
Register via designated link can receive extra $600「RewardCash」
HSBC VISA 15 days limited Spending Offer
Register via designated link can receive extra $600「RewardCash」

15 days limited time offer details

  • New Credit Card Customers applying for HSBC Visa Signature / Visa Platinum / Visa Gold credit card make eligible transaction of HKD 8,000 or above within the first 60 calendar days after card issuance will receive extra $600 RewardCash (Total: $1,600RC including BAU welcome offer)

  • From September 12, 2024 to September 26, 2024, New customers who apply via MoneyHero designated link successfully register and enter the promo code "HERO1600" can enjoy an additional $600 in RewardCash

  • Existing customers can also receive an additional $300 in RewardCash (including welcome offers, up to $500 in RewardCash)

  • Promotion period :September 12, 2024 to September 26,2024
New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
  • Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the Cash Cash Out installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash

Up to HK$9.2 discount per litre of gasoline at Caltex
HSBC Spending Offer
Up to HK$9.2 discount per litre of gasoline at Caltex

During the promotion period, spend with your HSBC credit card at Caltex Station on Friday, Saturday, or Sunday to enjoy up to a total of HK$9.2 discount per litre of gasoline. Here are the details of the offer:

  • Get HK$7.01 off every litre when purchasing the Caltex with Techron® gasoline
  • A free upgrade from Gold with Techron® gasoline to Platinum with Techron® gasoline (an HK$1.19 upgrade per litre)
  • Earn Caltex Rewards Points of 1 point per litre on Platinum gasoline, equivalent to HK$1 gasoline spending at pump price
  • Enjoy a 3X RewardCash rebate through the year
  • Promotion period: July 1, 2024 to September 30, 2024
Up to $1,420 Point Dollar
HSBC spending offer
Up to $1,420 Point Dollar

During the promotion period, by spending with your HSBC Credit Card at designated SHKP malls, you can enjoy the following offers:

  • Offer 1: Accumulated same-day spending of HK$2,500 or above: Enjoy $60 Point Dollars
  • Offer 2: Accumulated same-day spending of HK$6,500 or above: Enjoy $200 Point Dollars
  • Offer 3: Instantly convert $200 "RewardCash" to The Point rewards points, and enjoy an additional $40 Point Dollars
  • Throughout the entire promotion period, you can enjoy a total of up to $1,420 Point Dollars
  • For offer details, please refer to the HSBC Red Hot Offer website
  • Promotion period: July 1, 2024 to September 22, 2024
Enjoy exclusive offers of up to 30% off at designated hotel restaurants
HSBC Red Hot Dining Special - Hotel Dining
Enjoy exclusive offers of up to 30% off at designated hotel restaurants

From 1 June to 30 September 2024, simply spend with your HSBC credit card at over 75 designated hotel restaurants to enjoy exclusive offers of up to 30% off.

What's more, you can earn $3 RewardCash by making a table booking request via HSBC Reward+. Click here to find out more about HSBC Reward+ table booking offer.

Please refer to the Terms and Conditions for details

Things to consider

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Overseas rebate

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Dining rebate

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Cinema ticketing

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Dining discount

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HSBC Visa Signature Card Benefits

Cashback

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Cashback Base Rate
0.04  %
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location_on
Cashback Local
3.6  %
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flight
Cashback Overseas
3.6  %
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restaurant
Cashback Dining
3.6  %
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shopping_bag
Cashback Overseas Online Shopping
5.6  %
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Airmiles

location_on
Airmiles Local
$ 2.78  per mile
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flight
Airmiles Overseas
$ 1.79  per mile
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restaurant
Airmiles Dining
$ 2.78  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 1.79  per mile
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  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".

  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • The Mira Hong Kong: enjoy special dining and spa discount
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
  • HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
  • First 2 years annual fee waiver
  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card