HSBC Visa Signature Card

HSBC Visa Signature Card

The HSBC Visa Signature Card offers a waiver on annual fees for the first 2 years. With the "Red Hot Rewards of Your Choice" program, the card allows for up to 3.6% cashback on selected spending categories like dining, foreign currencies, and more. Cardholders can enjoy various dining discounts and even get buy-one-get-one-free deals on Emperor Cinemas tickets and popcorn.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

HSBC Visa Signature Card Highlights

Cashback Dining
3.6  %
info
Annual Fee Waiver
First 2 years
Cashback Local
3.6  %
info
Cashback Overseas
3.6  %
info
5 Offers Available
Red Hot Show Pass Lucky Draw
Red Hot Show Pass Lucky Draw
Red Hot Show Pass Lucky Draw

From now until 16 March 2025, New Credit Card Customers who successfully apply for an eligible HSBC Credit Card2 via this designated promotion page or HSBC Reward+ can participate in the lucky draw. Once your application is approved and you have completed the designated missions listed as follows, you can earn up to 2X lucky draw chances to win the tickets of hottest shows!

Designated Missions
Successfully apply card + Make a single net transaction of HK$500 or above

Lucky Draw Chance (s)

New Credit Card Customer

+

Open or upgrade HSBC One Account

2 times

New Credit Card Customer

1 time

Terms and Conditions Apply.

Up to $950 RewardCash
Red Hot Winter Rewards - Broadway
Up to $950 RewardCash

Red Hot Winter Rewards - Broadway
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

Total Net Spending AmountExtra RewardCash rebateMaximum amount of extra RewardCash
HK$3,000 or above3%$100
HK$6,000 or above5%$400
HK$10,000 or above6%$950
  • *Register via HSBC Reward+ app to enjoy the offer
Up to Extra 10% RewardCash
Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash

Red Hot Winter Rewards - Mannings
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.

  • Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
  • Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
  • *Register via HSBC Reward+ app to enjoy the offer

New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

  • Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the 「Cash Cash Out」 installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash」

Things to consider

check

Overseas rebate

check

Dining rebate

check

Cinema ticketing

check

Dining discount

sentiment_satisfied

HSBC Visa Signature Card Benefits

Cashback

credit_card
Cashback Base Rate
0.04  %
info
location_on
Cashback Local
3.6  %
info
flight
Cashback Overseas
3.6  %
info
restaurant
Cashback Dining
3.6  %
info
shopping_bag
Cashback Overseas Online Shopping
5.6  %
info

Airmiles

location_on
Airmiles Local
$ 2.78  per mile
info
flight
Airmiles Overseas
$ 1.79  per mile
info
restaurant
Airmiles Dining
$ 2.78  per mile
info
shopping_bag
Airmiles Overseas Online Shopping
$ 1.79  per mile
info
manage_search

HSBC Visa Signature Card More Info

  • Earn up to 3.6% RewardCash rebates
    • Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".

  • Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
  • 15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
  • The Mira Hong Kong: enjoy special dining and spa discount
  • Exclusive 24-hour Concierge and emergency services provided by Visa
  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
  • HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
  • First 2 years annual fee waiver
  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

rule_folder

HSBC Visa Signature Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 240,000
local_atm

HSBC Visa Signature Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 2,000
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower.
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
grid_view

HSBC Visa Signature Card Others Info

Association

VISA Signature

Supported Payment Type

Inductive payment

Octopus automatic value

Tags

HSBC Visa Signature Card HSBC Visa Signature Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.