HSBC UnionPay Dual Currency Card

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Airmiles Local

$ 4.17 per mile

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Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

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Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

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Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

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Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

HSBC UnionPay Dual Currency Card Highlights

HSBC UnionPay Dual Currency Card Benefits

Quick Facts

HSBC UnionPay Dual Currency Card More Info

Guides

HSBC UnionPay Dual Currency Card Eligibility

HSBC UnionPay Dual Currency Card Fees

HSBC UnionPay Dual Currency Card Others Info

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HSBC UnionPay Dual Currency Card Highlights

Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

2 Offers Available

Red Hot Winter Rewards - Broadway

Up to $950 RewardCash

Red Hot Winter Rewards - Broadway
From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

Total Net Spending Amount	Extra RewardCash rebate	Maximum amount of extra RewardCash
HK$3,000 or above	3%	$100
HK$6,000 or above	5%	$400
HK$10,000 or above	6%	$950

*Register via HSBC Reward+ app to enjoy the offer

New credit card customers can receive $800 RewardCash

HSBC Welcome Offer

New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

New Credit Card Customers: $800 RewardCash
Existing Credit Card Customers: $200 RewardCash

Things to consider when choosing this card:

Things to consider

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Overseas rebate

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Dining discount

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Airport lounge

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Mobile contactless rebate

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HSBC UnionPay Dual Currency Card Benefits

Airmiles

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Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

flight

Airmiles Overseas

$ 2.27 per mile

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Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

restaurant

Airmiles Dining

$ 4.17 per mile

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

shopping_bag

Airmiles Overseas Online Shopping

$ 4.17 per mile

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Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

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Cashback

flight

Cashback Overseas

4.4 %

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Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

location_on

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

restaurant

Cashback Dining

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

shopping_bag

Cashback Overseas Online Shopping

2.4 %

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Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

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HSBC UnionPay Dual Currency Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$ 60,000

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HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Annual Fee Waiver

First 2 year

Annual Fee

HK$ 300

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First 2 year

Foreign Currency Transaction Fee

1 %

Repayment

Minimum Payment

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Interest and fees (including annual membership fees that may be charged) and 1% of the total amount owed and the entire amount exceeding the credit limit (if any) (minimum payment amount is HK$50)

Late Payment Charge

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Minimum payment or HK$300, whichever is lower

Retail Purchase APR

35.42 %

Cash Advance APR

35.42 %

Interest Free Period

56 Days

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HSBC UnionPay Dual Currency Card Others Info

Association

UnionPay

HSBC UnionPay Dual Currency Card

HSBC UnionPay Dual Currency Card Highlights

Things to consider when choosing this card:

Things to consider

HSBC UnionPay Dual Currency Card Benefits

Airmiles

Cashback

HSBC UnionPay Dual Currency Card Eligibility

Eligibility

HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Repayment

HSBC UnionPay Dual Currency Card Others Info

Association

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