HSBC UnionPay Dual Currency Card

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Airmiles Local

$ 4.17 per mile

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Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

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Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

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Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

HSBC UnionPay Dual Currency Card Highlights

HSBC UnionPay Dual Currency Card Benefits

Quick Facts

HSBC UnionPay Dual Currency Card More Info

Guides

HSBC UnionPay Dual Currency Card Eligibility

HSBC UnionPay Dual Currency Card Fees

HSBC UnionPay Dual Currency Card Others Info

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HSBC UnionPay Dual Currency Card Highlights

Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

6 Offers Available

Register via designated link can receive extra $600「RewardCash」

HSBC Credit Card – Online Limited-Time Welcome Rewards

New Credit Card Customers applying for HSBC Visa Platinum / HSBC Visa Gold card / HSBC UnionPay Dual Currency Card make eligible transaction of HKD 5,800 or above within the first 60 calendar days after card issuance will receive extra $600 RewardCash*
From March 27, 2025 to April 30, 2025, New customers who apply via MoneyHero designated link successfully register and enter the promo code "HEROFLASH" can enjoy an additional $600 in RewardCash
Existing customers can also receive an additional $300 in RewardCash

*Including at least one e-wallet or QR code payment, and successfully login to HSBC Reward+ App once by 31 July 2025

Extra $200 RewardCash

From now until 30 June 2025, new HSBC credit card holder can enjoy an extra $200 RewardCash for a successful application for Spending Instalment Plan. T&Cs apply.

Up to 12%off on selected cruise products booking and Up to HKD 500 Discount

Jetour X HSBC Red Hot Travel Special

Up to 12%off on selected cruise products booking and Up to HKD 500 Discount

Jetour X HSBC Red Hot Travel Special

From 1 April to 30 June 2025，Enjoy the following discounts with your HSBC credit card：
Offer 1

Enjoy discounts of up to 12% off per room on booking selected cruise products at designated 25 cruise companies.
For details please click：https://www.jetour.com.hk/theme-detail/hsbc-cruise

Offer 2

Enjoy HKD 500 discount per customer on booking selected travel products.
For details please click：https://www.jetour.com.hk/theme-detail/hsbc-tour

Enjoy exclusive offers of up to 50% off at over 30 selected dining outlets

Red Hot Dinning Special

Enjoy exclusive offers of up to 50% off at over 30 selected dining outlets

HSBC Red Hot Dinning Special

From 1 April to 30 June 2025, simply spend with your HSBC Credit Card at over 30 selected dining outlets to enjoy exclusive offers of up to 50% off.
For details please click：https://www.redhotoffers.hsbc.com.hk/en/latest-offers/red-hot-dining-special/2025-q2-dining/hotel-dining/

Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments

Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the 「Cash Cash Out」 installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash」

New credit card customers can receive $600 RewardCash

HSBC Welcome Offer

New credit card customers can receive $600 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:

New Credit Card Customers: $600 RewardCash
Existing Credit Card Customers: $200 RewardCash

Things to consider when choosing this card:

Things to consider

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Overseas rebate

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Dining discount

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Airport lounge

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Mobile contactless rebate

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HSBC UnionPay Dual Currency Card Benefits

Airmiles

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Airmiles Local

$ 4.17 per mile

info

Basic RewardCash(1X) + Red Hot Rewards of Your Choice" programme(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

flight

Airmiles Overseas

$ 2.27 per mile

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

restaurant

Airmiles Dining

$ 4.17 per mile

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

shopping_bag

Airmiles Overseas Online Shopping

$ 4.17 per mile

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to $4.17 per mile (basic reward: $25 per mile)

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Cashback

flight

Cashback Overseas

4.4 %

info

Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"

location_on

Cashback Local

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

restaurant

Cashback Dining

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

shopping_bag

Cashback Overseas Online Shopping

2.4 %

info

Basic RewardCash(1X) + "Red Hot Rewards of Your Choice"(5X) = up to 6X reward, which equals to 2.4% cash rebate (basic reward: 0.4% cash rebate)

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HSBC UnionPay Dual Currency Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$ 60,000

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HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Annual Fee Waiver

First 2 year

Annual Fee

HK$ 300

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First 2 year

Foreign Currency Transaction Fee

1 %

Repayment

Minimum Payment

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Interest and fees (including annual membership fees that may be charged) and 1% of the total amount owed and the entire amount exceeding the credit limit (if any) (minimum payment amount is HK$50)

Late Payment Charge

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Minimum payment or HK$300, whichever is lower

Retail Purchase APR

35.42 %

Cash Advance APR

35.42 %

Interest Free Period

56 Days

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HSBC UnionPay Dual Currency Card Others Info

Association

UnionPay

HSBC UnionPay Dual Currency Card

HSBC UnionPay Dual Currency Card Highlights

Things to consider when choosing this card:

Things to consider

HSBC UnionPay Dual Currency Card Benefits

Airmiles

Cashback

HSBC UnionPay Dual Currency Card Eligibility

Eligibility

HSBC UnionPay Dual Currency Card Fees / Repayment

Fees

Repayment

HSBC UnionPay Dual Currency Card Others Info

Association

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