HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

The HSBC EveryMile Credit Card offers a first-year annual fee waiver and six complimentary global airport lounge accesses annually. For specified spending at HK$2 per mile, such as fuel, coffee purchases, and streaming platforms, there's a fee-free conversion to 12 different airline mileage programs. Additionally, cardholders can enjoy free travel insurance when booking journeys with this card.
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Benefits
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HSBC EveryMile Credit Card Highlights

Complimentary Travel Insurance
Yes
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Airport Lounge Access
1  time
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Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile
6 Offers Available
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 （Valued HKD$600）

+ 1 other gift options

Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**

  • Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.

  • Eligible Online Application Channels:

    • HSBC Website
    • HSBC Personal Internet Banking
    • HSBC HK Mobile Banking App
  • *Welcome Reward Offer
    Option 1Option 2
    New/Existing Credit Card CustomersKoizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
  • **Reward Cash
    • New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
    • Existing Credit Card Customers: HKD 200 in “Reward Cash”
  • Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate

Red Hot Shopping Special - SOGO
Enjoy up to $700 RewardCash rebate
From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash.

New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

  • Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the 「Cash Cash Out」 installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash」

6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
限時簽賬優惠
6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets

During the promotion period，HSBC EveryMile Credit Card Customer may enjoy 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets.

Customers are required to spend HKD 4,000 or above within 60 days after access to the lounge/ enjoy the meal.

If not the spending target cannot be fulfilled, customers will be charged with HKD250.

  • Promotion period: September 1, 2024 to December 31, 2024

*Registration on HSBC Reward+ is required to enjoy the above offer.

Oversea spending low as HK$2 per mile
Limited-time Offer
Oversea spending low as HK$2 per mile

During the promotion period, by spending a net amount of HK$8,000 or more on eligible transactions with the HSBC EveryMile Credit Card at each tier, you can enjoy a rate as low as HK$2 per mile.

  • Promotion period: July 1, 2024 to December 31, 2024

*Registration on HSBC Reward+ is required to enjoy the above offer.

Things to consider

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Hotel bookings offer

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Airport lounge

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Travel agency offer

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Travel insurance

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HSBC EveryMile Credit Card Benefits

Cashback

flight
Cashback Overseas
1  %
location_on
Cashback Local
1  %
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restaurant
Cashback Dining
1  %
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local_gas_station
Cashback Petrol
1  %
shopping_bag
Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
1  %
Cashback Octopus Top Up Spending
1  %

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
sell
Airmiles Retail
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 5  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
local_gas_station
Airmiles Petrol
$ 2  per mile
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Airmiles Octopus Top Up Spending
$ 12.5  per mile

Additional benefits

airlines
Airport Lounge Access
1  time
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Complimentary Travel Insurance
Yes
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HSBC EveryMile Credit Card More Info

  • Enjoy an “Interest-free Payment Holiday” for the first two months

    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer

      Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)

  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers
  • Lounge Access

    • Jul - Aug 2024: 1 complimentary visit to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets

    • Sep - Dec 2024: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
      • Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
      • If not the spending target cannot be fulfilled, customers will be charged with HK$250
      • Terms and Conditions apply

  • Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation

  • Visa concierge services

  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period starts from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website.

  • To borrow or not to borrow? Borrow only if you can repay!

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HSBC EveryMile Credit Card Eligibility

Eligibility

Min. Annual Income
HK$ 240,000
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HSBC EveryMile Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
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HSBC EveryMile Credit Card Others Info

Association

VISA Signature

Tags

HSBC EveryMile Credit Card HSBC EveryMile Credit Card

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