DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card

The DBS Eminent Visa Signature Card offers a first-year annual fee waiver and a welcome offer of up to HK$600 cashback. It provides a 5% cashback on dining, medical services, fitness, and a 1% cashback on regular spending. Additionally, there are DBS popular coffee shop promotions such as buy 5 get 1 free and other dining discounts, making it suitable for working professionals who frequently dine out or enjoy coffee outside.
Annual Fee Waiver
First year
Cashback Overseas
2  %
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Cashback Local
5  %
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Cashback Dining
5  %
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4 Offers Available
Furusachi Ultimate Travel Line Front-opening Suitcase 31
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 3 other gift options

From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300; random colour) / Marshall Emberton II Speaker (valued at HK$1,499) / POLAROID Go Instant Camera (valued at HK$999) / PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour)

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$800 HKTVmall e-Gift Voucher
MoneyHero Exclusive Welcome Voucher
HK$800 HKTVmall e-Gift Voucher

From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to HK$800 HKTVmall e-Gift Voucher

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Up to HK$600 Rewards
Welcome Offer
Up to HK$600 Rewards

New Customers^ are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:

  • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$450 Cash Rebate: 
    • accumulate retail spending ("Eligible Spending") of HK$3,000 or above with the New Card within Spending Period; and/or
    • designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300); and/or
  • Extra HK$100 Cash Rebate (“Extra Cash Rebate”): 
    • HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
    • apply 12-month or above Flexi Shopping Programme
  • HK$50 InstaRedeem Discount
    Successfully activated the physical new card via DBS Card+ within 2 month from card issuance date
  • New customers need to download and activate DBS Card+ account in the first month within 1 month after new card issuance

  • Existing customers^ can also enjoy HK$50 InstaRedeem Discount by activating the physical new card via DBS Card+ app within 2 months after its issuance
  • For details: https://www.dbs.com.hk/personal/credit-cards/eminentcard/ee/welcome_tnc.html

HK$100 InstaRedeem Discount
DBS Card+ Extra Welcome Offer
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

DBS Card+ Extra Welcome Offer - HK$100 InstaRedeem Discount

  • New customers^ who successfully applied DBS credit cards through DBS Card+ app, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR

  • New customers who successfully applied DBS credit cards activate physical card via DBS Card+ app within 2 months, would be eligible to the extra HK$50 InstaRedeem Discount
  • Applies DBS Credit Cards in a faster and more convenience way through DBS Card+
  • Use your DBS Credit Card via Apple Pay or Google Pay upon card approval

^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled credit card issued by the Bank (“Existing Customers ”).

To borrow or not to borrow? Borrow only if you can repay!

Things to consider

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Dining rebate

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Online shopping rebate

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Annual Fee waiver

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Dining discount

Cashback

location_on
Cashback Local
5  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
5  %
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DBS Card+ Extra Welcome Offer - HK$50 InstaRedeem Amount
  • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and successfully activated the New Card within one month from card issuance date, would be eligible to the HK$50 InstaRedeem Offer

DBS Eminent Card Up to 5% Rebate Programme
  • A single net spending of HK$300 or above of 4 designated spending categories (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration

Dining Privileges Up to 30% off
  • Extraordinary Dining Privileges 30% off
  • Harbour Plaza 8 Degrees Café 8 Degrees up to 30% off
  • Conrad Hong Kong up to 10% off
  • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off

Health & Wellness Privileges Up to 52% off / Enjoy Trial
  • Pure Yoga Trial and Sign-up Offers
  • Up to 52% discount on designated check-up plans
Other things to note
  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
  • Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
  • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 360,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: i. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; ii. any amount in excess of the credit limit incurred after last statement date; and iii. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account; or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late Payment Charge
If you fail to pay the minimum payment shown on any monthly statement, the rate for finance charge will be adjusted by adding the following applicable Delinquency Adjustment Rate (the ""Adjusted Interest Rate""): Transaction Type i. Cash Advance 4.8% (46.45%) ii. Retail Transaction 4.3% (41.80%*) iii. Merchant Categories of Internet Bill Payment / JET Payment / Bill Payment through Customer Services Hotline: • Banking and Credit Card Services / Credit Card Payment / Credit Services 4.8% (43.69%) • Security Broker 4.3% (43.65%*) • Others 4.3% (41.80%*) The APR of the corresponding Adjusted Interest Rate is shown in brackets. The Adjusted Interest Rate will apply from the day following the date of the monthly statement issued after the occurrence of the delinquency until the full amount or at least the minimum payment is paid on or before the payment due date for 6 consecutive monthly statements.
Retail Purchase APR
36.33  %
Cash Advance APR
39.53  %
Interest Free Period
60  days

Association

VISA Signature

Tags

DBS Eminent Visa Signature Card DBS Eminent Visa Signature Card