DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card

The DBS Eminent Visa Signature Card offers a first-year annual fee waiver and a welcome offer of up to HK$600 cashback. It provides a 5% cashback on dining, medical services, fitness, and a 1% cashback on regular spending. Additionally, there are DBS popular coffee shop promotions such as buy 5 get 1 free and other dining discounts, making it suitable for working professionals who frequently dine out or enjoy coffee outside.
Annual Fee Waiver
First year
Cashback Overseas
5  %
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Cashback Local
5  %
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Cashback Dining
5  %
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5 Offers Available
LOJEL Alto 29
MoneyHero Exclusive Welcome Gift
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color)

+ 3 other gift options

From 28 February 2025 6 p.m. till 31 March 2025 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / POLAROID Go Instant Camera (valued at HK$999) / PHILIPS ADD4911 Instant Hot Water Dispenser (valued at HK$898)

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 30 April 2025: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$800 Apple Store Gift Card
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card

+ 2 other gift options

From 28 February 2025 6 p.m. till 31 March 2025 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to HK$800 Apple Store Gift Card / HKTVMall e-gift Voucher / Trip.com Gift Card

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 30 April 2025: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$50 InstaRedeem Discount
DBS Card+ Extra Welcome Offer
Apply and active physical card through DBS Card+ app can enjoy extra HK$50 InstaRedeem Discount

DBS Card+ Extra Welcome Offer - HK$50 InstaRedeem Discount

  • New customers^ who successfully applied DBS credit cards through DBS Card+ app by downloading DBS Card+ app via designated link, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR

  • Applies DBS Credit Cards in a faster and more convenience way through DBS Card+
  • Use your DBS Credit Card via Apple Pay or Google Pay upon card approval

^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS Bank (Hong Kong) Limited (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled credit card issued by DBS Bank (Hong Kong) Limited.

To borrow or not to borrow? Borrow only if you can repay!

Up to HK$600 Welcome Rewards
Welcome offer
Up to HK$600 Welcome Rewards

DBS Eminent & Platinum Welcome Offer -10 % Cash Rebate on Eligible Spending and/or Extra HK$100 Cash Rebate

  • New Customers must accumulate retail Eligible spending of HK$3,000 or completed certain transactions with the New card within 3 months of the New Card issuance date in order to be eligible to 10% Cash Rebate on Eligible Spending (with a 10%maximum limit of Cash Rebate HK$500).
  • New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” conducted via PayMe, WeChat Pay and Alipay, and the accumulated amount is HK$1,000 or above with the New Card within the Spending Period, are entitled to Extra HK$100 Cash Rebate .
  • Terms and Conditions apply
  • Applied DBS credit cards through DBS Card+ app by downloading DBS Card+ app via MoneyHero designated link, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR

Enjoy free trials of Flexi Shopping Programme for Credit Card New Customer
Flexi Shopping Programme
Enjoy free trials of Flexi Shopping Programme for Credit Card New Customer
「Credit Card New Customer Flexi Shopping offer」
  • Promotion Period: From 1 January 2025 to 31 March 2025 (both dates inclusive)
  • During the promotion period, new customers who make eligible purchases with the new card within 3 months after the issuance date of the new card and successfully apply for Flexi Shopping with a one-time handling fee through the DBS Card+ mobile app ("DBS Card+") For the 3, 6 or 12-month installment plan ("Eligible Flexi Shopping"), you can receive an amount equal to the one-time handling fee charged by the eligible Flexi Shopping or up to HK$200 (whichever is lower).

  • Terms and Conditions apply

Things to consider

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Dining rebate

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Online shopping rebate

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Annual Fee waiver

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Dining discount

Cashback

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Cashback Local
5  %
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flight
Cashback Overseas
5  %
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restaurant
Cashback Dining
5  %
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DBS Eminent Card Up to 5% Rebate Programme
  • A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
  • The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
  • For details, please visit go.dbs.com/hk-eminent-rebate-en.
Dining Privileges
  • Conrad Hong Kong up to 10% off
  • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off

Health & Wellness Privileges Up to 35% off / Enjoy Trial
  • Up to 35% discount on designated check-up plans

Flexi Shopping Eminent Card Exclusive Offer

  • 3 times 50% one-off handling fee rebate on medical service spending instalments!
  • Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme
Other things to note
  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
  • Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
  • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
  • DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 360,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: i. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; ii. any amount in excess of the credit limit incurred after last statement date; and iii. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account; or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late Payment Charge
If you fail to pay the minimum payment shown on any monthly statement, the rate for finance charge will be adjusted by adding the following applicable Delinquency Adjustment Rate (the ""Adjusted Interest Rate""): Transaction Type i. Cash Advance 4.8% (46.45%) ii. Retail Transaction 4.3% (41.80%*) iii. Merchant Categories of Internet Bill Payment / JET Payment / Bill Payment through Customer Services Hotline: • Banking and Credit Card Services / Credit Card Payment / Credit Services 4.8% (43.69%) • Security Broker 4.3% (43.65%*) • Others 4.3% (41.80%*) The APR of the corresponding Adjusted Interest Rate is shown in brackets. The Adjusted Interest Rate will apply from the day following the date of the monthly statement issued after the occurrence of the delinquency until the full amount or at least the minimum payment is paid on or before the payment due date for 6 consecutive monthly statements.
Retail Purchase APR
36.33  %
Cash Advance APR
39.53  %
Interest Free Period
60  days

Association

VISA Signature

Tags

DBS Eminent Visa Signature Card DBS Eminent Visa Signature Card