DBS Black World Mastercard®

DBS Black World Mastercard®

The DBS Black World Mastercard® offers a first-year annual fee waiver and retail spending as low as HK$3 per mile conversion. You can convert these miles to Asia Miles, Avios, and other airline miles or use the iGo Rewards platform to redeem flights or hotels at discounts as low as 55%. As a welcome offer, the mileage cashback rate can go as low as HK$1 per mile, up to 42,000 miles. Cardholders also gain LoungeKey access to pay-for-use VIP lounges, along with discounts on airport dining, shopping, and spa services.
Airmiles Overseas
$ 4  per mile
Airmiles Local
$ 6  per mile
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Airmiles Dining
$ 6  per mile
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Annual Fee Waiver
One year
4 Offers Available
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
MoneyHero Exclusive Welcome Gift
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

+ 2 other gift options

From 30 September 2024 6 p.m. till 31 October 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via MoneyHero are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / POLAROID Go Instant Camera (valued at HK$999) / Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 30 November 2024: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$800 Apple Store Gift Card
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card

+ 2 other gift options

From 30 September 2024 6 p.m. till 31 October 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via MoneyHero are entitled to HK$800 Apple Store Gift Card / HK$800 Wellcome Shopping Voucher / HK$800 Trip.com Gift Card

  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • On or before 30 November 2024: The card must be approved by DBS, subject to the Bank’s system records.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and Conditions apply
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
HK$100 InstaRedeem Discount
DBS Card+ Extra Welcome Offer
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

DBS Card+ Extra Welcome Offer - HK$100 InstaRedeem Discount

  • New customers^ who successfully applied DBS credit cards through DBS Card+ app, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR

  • New customers who successfully applied DBS credit cards activate physical card via DBS Card+ app within 2 months, would be eligible to the extra HK$50 InstaRedeem Discount
  • Applies DBS Credit Cards in a faster and more convenience way through DBS Card+
  • Use your DBS Credit Card via Apple Pay or Google Pay upon card approval

^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled credit card issued by the Bank (“Existing Customers ”).

To borrow or not to borrow? Borrow only if you can repay!

up to 42,000 Miles
DBS Extra Miles Welcome Offer
up to 42,000 Miles
  • New Customers^ can enjoy below welcome offers upon accumulating the following eligible transactions within the first 3 months of card issuance and activating DBS Card+ account and the physical New Card in the first month:
  • Up to 40,000 Miles spending requirements and its miles conversion rate:
    • Accumulated Eligible Spending of HK$8,000: 8,000 miles (i.e. DBS$384)
    • Accumulated Eligible Spending of HK$20,000: 12,000 miles (i.e. DBS$576)
    • Accumulated Eligible Spending of HK$80,000: 40,000 miles (i.e. DBS$1,920)
    • Total accumulated miles rewards: 40,000 miles (i.e. DBS$1,920)
    • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000)
  • Extra 2,000 miles (i.e. DBS$96)
    • Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance
  • HK$50 InstaRedeem Discount
    • Successfully activate the physical new card via DBS Card+ app within 2 month after its issuance
  • New customers need to download and activate DBS Card+ account in the first month within 1 month after new card issuance
  • Existing customers^ need to activate the physical new card via DBS Card+ app within 2 months after its issuance
  • For details: https://www.dbs.com.hk/personal/credit-cards/black-welcome-mc-tnc.html

Things to consider

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Travel agency offer

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Welcome offer: Air miles

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Air miles conversion

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No expiry air miles

Cashback

location_on
Cashback Local
0.8  %
flight
Cashback Overseas
1.2  %
restaurant
Cashback Dining
0.8  %
shopping_bag
Cashback Local Online Shopping
0.8  %
shopping_bag
Cashback Overseas Online Shopping
1.2  %
account_balance_wallet
Cashback Digital Wallet
0.8  %
Cashback Octopus Top Up Spending
0.4  %

Airmiles

location_on
Airmiles Local
$ 6  per mile
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flight
Airmiles Overseas
$ 4  per mile
restaurant
Airmiles Dining
$ 6  per mile
info
shopping_bag
Airmiles Local Online Shopping
$ 6  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 4  per mile
Airmiles Digital Wallet
$ 6  per mile
Airmiles Octopus Top Up Spending
$ 12  per mile

Additional benefits

airlines
Airport Lounge Access
No
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Octopus Maximum Top up Value
$ 250
Air Miles Conversion Fee
Waived

Smartphone Application Guide

  • Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$100 "instant discount" from DBS Card+:
  1. Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
  2. After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
  3. Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
  • If you want to continue applying through the desktop website:
    After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$100 "instant discount" from DBS Card+.

Suitable for customers who loves travelling

As low as HK$3=1mile and worldwide travel privileges

  • Register via DBS Card+ now to enjoy as low as HK$3=1mile worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase. For details, please visit go.dbs.com/hk-black-distinction-en

Enjoy full year travel privileges 

  • KLOOK InstaRedeem 20% off offer
  • Up to 12% off on hotel booking offer from Expedia.com
  • Up to 12% off on hotel booking offer from Hotels.com
  • Up to 10% off on hotel booking from Agoda.com
  • Up to 16% Wallet Credit Back on selected hotels booking at Booking.com

InstaRedeem 20% off on Online / Travel Merchant Spending

OpenRice 20% off via InstaRedeem

  • Spend at OpenRice during the promotion period to enjoy 20% off via InstaRedeem (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

  • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
  • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

Other things to note

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
  • Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.
  • To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Min. Annual Income
HK$ 240,000

Fees

Annual Fee Waiver
One year
Annual Fee
HK$ 3,600

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.

Association

World Mastercard

Tags

DBS Black World Mastercard® DBS Black World Mastercard®