
CNCBI GBA Dual Currency Credit Card


From March 18, 2025 12:00 noon to April 14, 2025 6:00 pm (both dates inclusive), apply for a designated credit card through MoneyHero and submit the reward redemption form, you can get a scratch card to participate in the lucky draw, and win the latest iPhone / Marshall Speaker / Nothing Ear (3) / Spotify Premium 12-month gift card or other prizes! Everyone has a chance to win!
- iPhone 16 Pro Max 256GB (Value: HK$10,199) (qty 10)
- Apple AirPods 4 (Value: HK$1099) (qty 50)
- Marshall Willen II Bluetooth Speaker (Value: HK$999) (qty 130)
- Nothing Ear (3) Wireless Earbug (Value: HK$1,299) (qty130)
- Spotify Premium 12-month gift card (value: HK$696) (qty 200 )
- There are a lot of discount codes waiting for you!
Trade Promotion Competition Licence No.: 59729-31,59752
For details of the offer, please refer to the terms and conditions
(https://moneyhero.link/march-luckydraw-campaign-tnc-listing)


+ 1 other gift options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700)
Requirements
- Valid until 03 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 30 May 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Details for redeeming Philips RO Water Dispenser ADD6910 OR Marshall Acton III Bluetooth Speaker:
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Philips RO Water Dispenser ADD6910 OR Marshall Acton III Bluetooth Speaker by paying HK$700 using CNCBI Motion Credit Card OR CNCBI GBA Dual Currency Credit Card at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.


+ 4 other gift options
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) / HK$900 Apple Store Gift Card / HK$900 Wellcome Shopping Voucher
Requirements
- Valid until 03 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 30 May 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.


+ 1 other gift options
Free Global Airport Lounge Benefit with Eligible Spending
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts.
- A free single entry to Airport Lounge, applied to over 1,200 airport lounges globally
- Airport Lounge Dining Service
Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance.
The offer is subject to relevant terms and conditions, please refer to here for details.


+ 1 other gift options
- From 1 January 2025 to 30 June 2025, new customer may enjoy welcome offer below:
New credit card customers can enjoy a 10% cash rebate on monthly settlement agreement currency purchases (including RMB) with GBA Dual Currency Credit Card within the first 3 months from the card issuance date (the "Billing Period"), with a maximum of 10% cash rebate during the payment period. HK$1,000 cash rebate, previously 4% cash rebate for RMB spending, you can enjoy up to 14% cash rebate! ;or
- HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
Spending Categories | • RMB Spending • Mobile Wallet^ Spending | • RMB Spending (Single spending of CNY3,000 or above) |
---|---|---|
Cash Rebate Offer | 4% Cash Rebate* | Extra 6% Cash Rebate# |
Maximum Extra Cash Rebate Amount per day | HK$120 | HK$200 |
Maximum Extra Cash Rebate Amount per calendar month | HK$200 | HK$300 |
- ^ Mobile Wallet refer to Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)
* including basic 0.5% cash rebate under "CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program. Please refer to remarks of privilege 1 for details
# The RMB spending of extra 6% cash rebate does not include all WeChat Pay/ Alipay/ PayMe transactions. - What’s more, there is no foreign currency transaction handling fee with the card!
- For more details, please click China CITIC Bank International
Things to consider when choosing this card:
Things to consider
Overseas rebate
Airport lounge
Welcome offer: Rebate
No foreign txn fee
CNCBI GBA Dual Currency Credit Card Benefits
Cashback
CNCBI GBA Dual Currency Credit Card More Info
Spending Category | RMB or Mobile Wallet Spending | Single spending of CNY3,000 |
Cash Rebate Ratio | 4% | Extra 6% |
Max. Cash Rebate per day | HK$120 | HK$200 |
Max. Cash Rebate per Month | HK$200 | HK$300 |
- 4% Cash Rebate on RMB and designated mobile wallet spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$200 Cash Rebate per month.
- Extra 6% Cash Rebate on RMB spending
- From 1 January 2025 till 30 June 2025, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$300 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
- Airport Lounge Service and Fabulous Dining
- Free Global Airport Lounge Benefit with Eligible Spending
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions.
- Buy One Get One Free for Starred Hotel Buffet and Afternoon Tea
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions.
- Free Global Airport Lounge Benefit with Eligible Spending
- No foreign currency transaction handling fee
- First year annual fee waiver
Other things to note
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
- Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
CNCBI GBA Dual Currency Credit Card Eligibility
Eligibility
Fees
Repayment
Association
UnionPay Diamond
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