CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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CNCBI GBA Dual Currency Credit Card Highlights

Cashback Overseas
10  %
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Cashback Overseas Online Shopping
10  %
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Cashback Digital Wallet
4  %
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Annual Fee Waiver
First year
4 Offers Available
Furusachi Ultimate Travel Line Front-opening Suitcase 31
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" （valued at HK$4,300；random color）

+ 2 other gift options

MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to

  • Furusachi Ultimate Travel Line Front-opening Suitcase 31" （valued at HK$4,300；random color）/
  • Marshall Emberton II Speaker (valued at HK$1,499) /
  • Philips ADD4911 2.0L Water Dispenser (valued at HK$898)

Requirements

  • Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 31 January 2025: The card must be approved by CNCBI.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
  • Each Eligible Card Customer can only enjoy  one MoneyHero Exclusive Offer regardless of the number of card application
  • New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
HK$600 Apple Store Gift Card
MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card

+ 3 other gift options

MoneyHero Exclusive Offer

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to

  • HK$600 Apple Store Gift Card /
  • HK$600 Wellcome Shopping Voucher /
  • HK$600 Klook Gift Card /
  • HK$600 Suning Gift Voucher

Requirements

  • Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 31 January 2025: The card must be approved by CNCBI.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
  • Each Eligible Card Customer can only enjoy  one MoneyHero Exclusive Offer regardless of the number of card application
  • New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
Welcome Offer (Either one)
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending

+ 1 other gift options

  • From 1 July 2024 to 31 December 2024, new customer may enjoy welcome offer below:

  • New credit card customers can enjoy a 10% cash rebate on monthly settlement agreement currency purchases (including RMB) with GBA Dual Currency Credit Card within the first 3 months from the card issuance date (the "Billing Period"), with a maximum of 10% cash rebate during the payment period. HK$1,000 cash rebate, previously 4% cash rebate for RMB spending, you can enjoy up to 14% cash rebate! ;or

  • HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month

Spending Categories• RMB Spending
• Mobile Wallet^ Spending		• RMB Spending
(Single spending of CNY3,000 or above)
Cash Rebate Offer4% Cash Rebate*Extra 6% Cash Rebate#
Maximum Extra Cash Rebate Amount per dayHK$120HK$200
Maximum Extra Cash Rebate Amount per calendar monthHK$400HK$600
  • ^ Mobile Wallet refer to Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)
    * including basic 0.5% cash rebate under "CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program. Please refer to remarks of privilege 1 for details
    # The RMB spending of extra 6% cash rebate does not include all WeChat Pay/ Alipay/ PayMe transactions.
  • What’s more, there is no foreign currency transaction handling fee with the card!
  • For more details, please click China CITIC Bank International
Instant Discount of up to CNY100 from Designated Merchants
Welcome Offer
Instant Discount of up to CNY100 from Designated Merchants
  • Enjoy the following instant discount offers upon designated spending at 11 designated malls in Shenzhen and below F&B outlets with the card during the promotion period:

AreaMerchantOffer Details (RMB)Promotion Period
Mainland ChinaHEYTEAEnjoy ¥10 off upon spending ¥30From now to 28 February 2025
Holiland, Häagen-DazsEnjoy ¥20 off upon spending ¥50
Zuo Ting You YuanEnjoy ¥50 off upon spending ¥300
Jade GardenEnjoy ¥100 off upon spending ¥300

Things to consider

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Overseas rebate

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Airport lounge

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Welcome offer: Rebate

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No foreign txn fee

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CNCBI GBA Dual Currency Credit Card Benefits

Cashback

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Cashback Local
4  %
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Cashback Overseas
10  %
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Cashback Digital Wallet
4  %
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CNCBI GBA Dual Currency Credit Card More Info

  • 4% Cash Rebate on RMB and designated mobile wallet spending
    • From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$400 Cash Rebate per month.
  • Extra 6% Cash Rebate on RMB spending
    • From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$600 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
  • Up to 50% Cash Rebate on designated GBA hotels
    • From 8 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy up to 50% Cash Rebate (up to HK$500 per stage) on designated hotel bookings at GBA (Guangzhou, Shenzhen, Zhuhai, Zhongshan, Dongguan, Huizhou, Jiangmen, Foshan, Zhaoqing)
    • Required to obtain the promotional code of Hotel Offer via the Wing On Travel (“Merchant”) promotional page (https://hk.wingontravel.com/3L6KX4r). The Merchant will refresh the promotional code (“Designated Promotional Code”) at 10:00am on the 8th calendar day of each calendar month. The validity period of each promotional code is one month, from 10:00am on the 8th calendar day of each calendar month to 09:59am on the 8th calendar day of next calendar month (“Each Stage”). GBA Cardmember shall register as the Merchant’s member via the Merchant’s website (https://www.wingontravel.com) or mobile application (“Wing On Travel App”), then make order of designated hotel booking via the Merchant’s website or Wing On Travel App by the GBA Credit Card and input the Designated Promotional Code of the month before payment to enjoy the Offer. The Offer is available on a first come first served basis while stock last. During Each Stage, GBA Cardmember is entitle to redeem the Designated Promotional Code once only, which means Hotel Offer can be enjoyed once only in Each Stage.
  • No foreign currency transaction handling fee
  • First year annual fee waiver

Other things to note

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
  • Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
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CNCBI GBA Dual Currency Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
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CNCBI GBA Dual Currency Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
1  %
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Late Payment Charge
HK$ 300
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Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  Days
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CNCBI GBA Dual Currency Credit Card Other Info

Association

UnionPay Diamond

Tags

CNCBI GBA Dual Currency Credit Card CNCBI GBA Dual Currency Credit Card

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