Citi The Club Credit Card

Citi The Club Credit Card

Citi The Club Credit Card offers a permanent annual fee waiver and rewards through Club Points. When using the card at HKT merchants and selected partner merchants, cardholders can earn up to 4% cashback, while other transactions accrue a 1% cashback. Cardholders also receive benefits such as priority concert ticket booking, accidental damage coverage for electronics, and travel insurance.
  • Earn up to 4% Spending Rebate at Designated HKT merchants and Designated Merchants

    • Designated HKT merchants include 1O1O/csl/NETVIGATOR/Now TV/Club Shopping
    • Spend HK$100 earn 20 Clubpoints = HK$4 spending rebate
    • Spending at Designated Merchants, earn up to 4% rebate in Clubpoints. 3% rebate in Clubpoints on eligible accumulated spending in designated merchants in Clubpoints is subject to a cap of 1,500 Clubpoints per statement cycle.
    • Spending at Club Shopping (https://shop.theclub.com.hk/ or The Club Platform), earn up to 3% plus 1% rebate in Clubpoints, 1% rebate in Clubpoints is subject to a cap of 500 Clubpoints per statement cycle.
    • Upon reaching the Clubpoints limit, cardholder can still enjoy 1% rebate in Clubpoints on eligible transactions.
  • Earn 1% Spending Rebate at Other Merchants with No Cap
    • Spend HK$100 earn 5 Clubpoints = HK$1 spending rebate
    • Any other eligible transactions with no minimum spending requirement

  • Retail Purchase APR:
    35.51% (2.67% per month) when you open your account and it will be reviewed from time to time. Citibank will not charge you a finance charge if you pay your statement balance in full by the due date each month, otherwise a finance charge will be charged on (i) the unpaid statement balance from the date of the previous statement on a daily basis until payment in full and (ii) the amount of each new transaction (entered into since the previous statement date) from the date of that new transaction on a daily basis until payment in full.

  • Cash Advance APR:
    39.72% (2.67% per month) (inclusive of cash advance fee) when you open your account and it will be reviewed from time to time. A finance charge will be charged on the amount of cash advance from the date of the transaction until payment in full.

Eligibility

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