Citi Plus Credit Card

• Welcome Offer

  • Reward 1 - Up to HK$1,800 Cash Rebate Welcome Offer
    • Deposit HK$500,000 or more new fund to enjoy HK$1,800 cash rebate
    • Deposit HK$200,000 new fund to enjoy HK$700 cash rebate
    • Deposit HK$100,000 new fund to enjoy HK$300 cash rebate
    • Deposit HK$50,000 new fund to enjoy HK$100 cash rebate
    • For details, please refer to the attached Terms and Conditions
  • Reward 2 - Up to 5.5% USD Time Deposit rate
    • New Customers to deposit $50,000 (HKD or equivalent) or above new funds and convert the eligible new funds in designated foreign currencies will enjoy up to 5.5% p.a. preferential rate for USD Time Deposit
  • Reward 3 - Spending reward up to HK$500 Cash Rebate
    • Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate
  • Reward 4 - Open a stock account online to get HK$500 cash rebate
    • HK$0 brokerage fee for HK Stock and US Stock for first 3 months
    • Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward
  • Terms and Conditions Apply.
• Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.
  • Citi Interest Booster is an interest-bearing checking account.
  • Enjoy 1.17% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions.
  • Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.
  • Missions include:

    Missions	Requirements	Monthly Bonus Interest Rate
    Fund in	Set your Citi Interest Booster account as your payroll account (credit HK$10,000 or above); OR Set up standing instructions for monthly transfers; OR Transfer from your other accounts via FPS, or via Citi ATMs	0.3%
    Maintain Balance	Maintain a daily balance of at least HK$100,000 in your savings and investment accounts	0.3%
    Investment & Currency Exchange	Make any three in-app, eligible investment transactions of at least HK$1,000. Eligible transactions include:  investment transactions between foreign currency exchange; Flexi Wealth or mutual fund transactions; or stock trades via the Hong Kong & China Connect - Shanghai and Shenzhen markets	0.6%
    Spend	Spend at least HK$4,000 on your Citi Plus Debit Mastercard or Credit card, and repay the balance via the app	0.3%
    		Extra 1.5% p.a.

• 3X Points for online shopping and fitness memberships
  • Online shopping and fitness memberships: 3X Points (1.2% cash rebate) (1 Point + Extra 2 Points; HK$1 spending = 3X Points)
  • Other spendings: 1X Point (0.4% cash rebate) (HK$1 spending = 1X Point)
  • You can offset your spending with Point via Citi Pay with Points. You can also redeem cash rebate, vouchers, air miles and more with your Points.
  • No expiry date on Points.
• MGM Rewards Programme
  • To be eligible for the referral offers, the Referrer (“Referrer”) must be
    • (i) an existing Citigold Private Client / Citigold / Citi Priority / Citi Plus / Citibanking client of Citibank (Hong Kong) Limited (“Citibank”); OR
    • (ii) an existing principal cardholder of Citi Credit Card issued by Citibank; OR (iii) Citi Credit Card applicant who submitted the card application within the Promotion Period and successfully approved by Citibank on or before February 29, 2024;
  • Within the Promotion Period, the Referrer and the Referee will be eligible for the following Referral offers (“Referral Offers”), upon Referrer reaching a Successful Referral:
    • Both successful Referrers and Referees are entitled to a HK$250 Cash Rebate upon successfully referring the Referee to open Citi Plus banking account only
    • Both successful Referrers and Referees are entitled to a HK$500 Cash Rebate upon successfully referring the Referee to open both Citi Plus banking account and Citi Rewards Mastercard, Citi Octopus Platinum Card, or Citi Plus Credit Card
  • Terms and Conditions Apply.
• Purchase protection insurance
  • Purchases made with your Citi Plus Credit Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase.
• Perpetual annual fee waiver

Other things to note

• Citi Plus Credit Card is dedicated for Citi Plus Account Holder.

  • You can apply for Citi Plus Credit Card when you fill in Citi Plus Account online form.

• Welcome offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card.
• MoneyHero Exclusive Offer is only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months.
• Normal credit limit will be granted after you complete one of the following relevant requirements within the first 3 months of card approval:
  • Submission of income proof documentation; or
  • Successfully setting up Citi Plus Banking Account as payroll account; or
  • Funding a minimum of HK$80,000 in my Citi Plus Banking Account; or
  • Submission of other asset proof, e.g. fixed deposit advice.
• Each Eligible Card account is subject to a maximum of 50,000 bonus Points per statement cycle.
  • Spend HK$25,000 on online spending and fitness memberships monthly, and the cap will be reached.