American Express Explorer® Credit Card

American Express Explorer® Credit Card

American Express Explorer® Credit Card Highlights
American Express Explorer® Credit Card Benefits
Quick Facts
American Express Explorer® Credit Card More Info
Guides
American Express Explorer® Credit Card Eligibility
American Express Explorer® Credit Card Fees
American Express Explorer® Credit Card Others Info
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American Express Explorer® Credit Card Highlights

Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Local
as low as $ 3  per mile
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Airport Lounge Access
8  times
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Airmiles Selected Everyday Dining
as low as $ 3.6  per mile
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4 Offers Available
Enjoy limited time welcome offer of up to 72,000 miles, enough to redeem 2 round trip tickets to Japan
MoneyHero Time-limited Exclusive Offer
Enjoy limited time welcome offer of up to 72,000 miles, enough to redeem 2 round trip tickets to Japan

First Transaction Bonus

  • 18,000 points ( eqv to 1,000 miles ) upon first transaction made in the first 3 months

Welcome Bonus

  • 126,000 points (eqv to 7,000 miles ) upon spending HK$7,000 in the first 3 months

Local Spending Bonus HK$3/mile

  • 1,152,000 points (eqv to 64,000 miles ) earn 6X points, eligible local spending within the first 3 months
Waived the Cross Border Fee (CBF), on spending at Amazon, Netflix, and Uber.
0% Cross Border Fee
Waived the Cross Border Fee (CBF), on spending at Amazon, Netflix, and Uber.

Waived the Cross Border Fee (CBF), on spending at Amazon, Netflix, and Uber.

Earn as low as HK$1.68 = 1 mile for eligible spending in foreign currencies transactions, airlines or selected online travel merchants
Explorer Overseas & Travel Spend Offer
Earn as low as HK$1.68 = 1 mile for eligible spending in foreign currencies transactions, airlines or selected online travel merchants
  • Promotion Period: 1 Jan 2025 - 30 June 2025 (both days inclusive)
  • Offer Details: Enjoy up to 10.75X American Express Membership Rewards points when spending overseas, with airlines, and on designated travel websites using the American Express Explorer® Credit Card. Redeem miles at a rate as low as HK$1.68 = 1 mile.
    • Basic Membership Rewards points：3X Membership Rewards points
    • Offer 1：0.75X Additional Bonusing
    • Offer 2：7X Additional Bonusing
      • Offer 1 No minimum spending requirements set
      • Offer 2 for every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies transactions each calendar quarter; and every HK$1 equivalent spent in the first HK$10,000 in airlines or selected online travel merchants

  • Click Here for details and enroll
Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide
Free Airport Lounge Access
Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

Things to consider

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Conciege Service

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Airport lounge

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Travel insurance

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Purchase protection

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American Express Explorer® Credit Card Benefits

Cashback

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Cashback Local
1.67  %
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flight
Cashback Overseas
1.25  %
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luggage
Cashback Travel
1.67  %
restaurant
Cashback Dining
1.67  %
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Cashback Supermarket
1.67  %
orders
Cashback Online Food Delivery
1.67  %
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Cashback Local Online Shopping
1.67  %
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Cashback Overseas Online Shopping
1.67  %

Airmiles

flight
Airmiles Overseas
$ 4.8  per mile
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Airmiles Local
$ 3.6  per mile
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restaurant
Airmiles Selected Everyday Dining
as low as $ 3.6  per mile
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shopping_bag
Airmiles Overseas Online Shopping
$ 3.6  per mile
shopping_bag
Airmiles Local Online Shopping
$ 3.6  per mile
luggage
Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Local
as low as $ 3  per mile
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Additional benefits

airlines
Airport Lounge Access
8  times
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American Express Explorer® Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 300,000
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American Express Explorer® Credit Card Fees / Repayment

Fees

Annual Fee
$HK 2,200
Foreign Currency Transaction Fee
2  %

Repayment

Minimum Payment
Highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Late Payment Charge
5  %
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Retail Purchase APR
35.96  %
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American Express Explorer® Credit Card Others Info

Association

American Express

Tags

American Express Explorer® Credit Card American Express Explorer® Credit Card

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