American Express Explorer® Credit Card

American Express Explorer® Credit Card

American Express Explorer® Credit Card Highlights
American Express Explorer® Credit Card Benefits
Quick Facts
American Express Explorer® Credit Card More Info
Guides
American Express Explorer® Credit Card Eligibility
American Express Explorer® Credit Card Fees
American Express Explorer® Credit Card Others Info
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American Express Explorer® Credit Card Highlights

Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Online Food Delivery
$ 3.6  per mile
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Airport Lounge Access
12  times
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Airmiles Dining
$ 3.6  per mile
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5 Offers Available
2025 New Welcome Offer –Earn 8,000 miles upon HK$7,000 spend and HK$3=1 mile on local spend ! Welcome Offer of up to 72,000 miles – a round trip to Japan for two!
MoneyHero Time-limited Exclusive Offer
2025 New Welcome Offer –Earn 8,000 miles upon HK$7,000 spend and HK$3=1 mile on local spend ! Welcome Offer of up to 72,000 miles – a round trip to Japan for two!

First Transaction Bonus

  • 18,000 points ( eqv to 1,000 miles ) upon first transaction made in the first 3 months

Welcome Bonus

  • 126,000 points (eqv to 7,000 miles ) upon spending HK$7,000 in the first 3 months

Local Spending Bonus

  • Enjoy HK$1=6 points ( eqv to HK$3/mile ) in the first 3 months, up to 1,152,000 points (eqv to 64,000 miles )
Earn as low as HK$1.68 = 1 mile when spent in foreign currencies transactions, airlines or selected online travel merchants
Explorer Overseas & Travel Spend Offer
Earn as low as HK$1.68 = 1 mile when spent in foreign currencies transactions, airlines or selected online travel merchants
  • Promotion Period: 1 Jan 2025 - 30 June 2025 (both days inclusive)
  • Offer Details: Enroll your American Express Explorer® Credit Card to enjoy up to 10.75X Membership Rewards points on foreign currencies transactions, which is as low as HK$1.68 = 1 mile.
    • Basic Membership Rewards points：3X Membership Rewards points
    • Offer 1：0.75X Additional Bonusing
    • Offer 2：7X Additional Bonusing
      • Offer 1 No minimum spending requirements set
      • Offer 2 for every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies transactions each calendar quarter; and every HK$1 equivalent spent in the first HK$10,000 in airlines or selected online travel merchants

  • Click Here for details and enroll
Enjoy privileged access to Plaza Premium Lounges3 and exclusive experience at Intervals Bar
Free Airport Lounge Access
Enjoy privileged access to Plaza Premium Lounges3 and exclusive experience at Intervals Bar

Enjoy privileged access to Plaza Premium Lounges3 and exclusive experience at Intervals Bar

Waived the Cross Border Fee (CBF)
0% Cross Border Fee
Waived the Cross Border Fee (CBF)

Waived the Cross Border Fee (CBF)

Enjoy HK$3=1 mile on local spend, cap at 64,000 miles.
Welcome Offer :HK$3=1 mile on local spend
Enjoy HK$3=1 mile on local spend, cap at 64,000 miles.

Enjoy HK$3=1 mile on local spend, cap at 64,000 miles.

Things to consider

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Conciege Service

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Airport lounge

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Travel insurance

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Purchase protection

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American Express Explorer® Credit Card Benefits

Cashback

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Cashback Local
1.67  %
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flight
Cashback Overseas
1.25  %
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luggage
Cashback Travel
1.67  %
restaurant
Cashback Dining
1.67  %
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Cashback Supermarket
1.67  %
orders
Cashback Online Food Delivery
1.67  %
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Cashback Local Online Shopping
1.67  %
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Cashback Overseas Online Shopping
1.67  %

Airmiles

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Airmiles Overseas
$ 4.8  per mile
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Airmiles Local
$ 3.6  per mile
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restaurant
Airmiles Dining
$ 3.6  per mile
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Airmiles Overseas Online Shopping
$ 3.6  per mile
shopping_bag
Airmiles Local Online Shopping
$ 3.6  per mile
luggage
Airmiles Travel
as low as $ 1.68  per mile
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Airmiles Online Food Delivery
$ 3.6  per mile
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Additional benefits

airlines
Airport Lounge Access
12  times
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American Express Explorer® Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 300,000
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American Express Explorer® Credit Card Fees / Repayment

Fees

Annual Fee
$HK 2,200
Foreign Currency Transaction Fee
2  %

Repayment

Minimum Payment
Highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Late Payment Charge
5  %
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Retail Purchase APR
35.96  %
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American Express Explorer® Credit Card Others Info

Association

American Express

Tags

American Express Explorer® Credit Card American Express Explorer® Credit Card

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