Citi Cash Back Card
4 Offers Available
Valid until
31 December 2024
+ 3 other gift options
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
16 April 2025
Things to consider for this product:
Dining rebate
Overseas rebate
Unlimited rebate
High-priced welcome gifts
Gift Options
Gift Options
Gift Options
Gift Options
- Most suitable for customer who has big spending in short period
- Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
- Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
- 2% rebate on local dining spending
- 2% rebate on local hotel spending
- 2% rebate on spending in foreign currency
- 1% unlimited rebate on other spending
- Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
- Purchase Protection Insurance
- Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
- First year annual fee waiver
- The MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
- Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Standard Chartered Smart Credit Card
4 Offers Available
+ 3 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
09 January 2025
Valid until
09 January 2025
Things to consider for this product:
Installment
No foreign txn fee
Local spending rebate
Annual Fee waiver
Gift Options
Gift Options
Gift Options
Gift Options
- 3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
- Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
- Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
- 5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- From 2023 onwards, JHC will be added as a designated merchant
- Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
- Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
- No minimum spending requirement.
- The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
- Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
- Perpetual annual fee waiver
- No foreign transaction fee
- No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
- No cash advance fees
- Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
sim Credit Card
6 Offers Available
Valid until
31 December 2024
+ 1 other gift options
Valid until
03 January 2025
Valid until
31 December 2024
Valid until
31 December 2024
Valid until
31 December 2024
+ 4 other gift options
Valid until
31 December 2024
Valid until
31 December 2024
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$500 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
- 3 % cash rate for eligible spending at designated local merchants（Designated local merchant includes： Adidas, Fila, PUMA, @cosme STORE, Matsukiyo HK, Sugidama HK, Reebok, Tokyo Lifestyle）
- Cashback will be capped at HK$200 per month
Terms and Conditions apply: https://www.thesim.com/en/legal
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Mox Credit Card (Asia Miles)
6 Offers Available
Valid until
31 December 2024
+ 2 other gift options
Valid until
02 January 2025
+ 2 other gift options
Valid until
02 January 2025
+ 4 other gift options
Valid until
16 February 2025
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Instant onboarding
Unlimited flight miles
Travel platform consumption discount
Welcome offer: AirMiles
foreign currency transaction
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- Introducing the all-new Mox Credit "4100" miles-earning code!
- Seamlessly earn an unbeatable HKD4 = 1 Asia Mile on all your spending with Mox Credit's Miles Rewards Scheme, so you can earn faster and fly sooner. Plus, enjoy 0% FX Fees, making every purchase count, whether at home or abroad!
- Break free from traditional credit card rewards scheme. With Mox Credit you can switch between CashBack and Miles Rewards scheme with ease, putting you in control of how you earn.
- 4 = 1:Enjoy HKD4 = 1 Mile on all spending
- Get 1 Asia Mile from spending as low as HKD4 on all purchases in any category by maintaining an eligible savings balance of HKD250,000 or above.
- 0: 0 Limits – Unlimited Miles, Unlimited Trips.
- There's no limits on the number of miles you can earn – spend more, earn more!
- 0% FX Fees: Same great rates at home and abroad!
- Enjoy 0% FX Fees on all transactions worldwide.
- Save effortlessly on overseas trips and online purchases.
- Want to earn CaskBack instead? You can switch your spending reward mode to “CashBack” via Mox app, and start earning “best-in-town” 2% unlimited CashBack on any spending!
New customers can only use one invitation code to open an account and enjoy the welcome offer
Mox Credit transfer limit is customized every month to facilitate daily transfers
Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.
For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.
If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance
Mox Credit - Full-featured No-Number Bank Card
- Use "FPS" via Mox Credit to transfer the amount first and then find the amount.
One Mox Credit has both consumption and withdrawal functions
No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft
You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.
- Free use of "JETCO" ATM cash withdrawals
No annual fee
- “Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
- From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
- From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
You must first open a Mox account to apply for Mox Credit
Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address
Subject to Mox disclaimer.
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
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Hang Seng enJoy Card
5 Offers Available
+ 2 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
Things to consider for this product:
Local spending rebate
Dining rebate
Supermarket rebate
No Annual Fee
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- The latest Points Rewards for Supermarket and restaurant: register, earn and redeem YUU Points
- Earn up to 2% rebate at 2000+ designated merchants
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate).
Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons
and gifts in yuu App
| Designated Merchants | Rebate Upon Spending |
| Pizza Hut, PHD, KFC, Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, MUSES, Pop n' Grill, Wildfire Pizzabar, DONDONYA, Uo-Show and more | 2% Rebate （4X Rewards: HK$1=4 yuu Reward Points） |
| 7-Eleven, Mannings, IKEA, Wellcome, Market Place and Designated Upscale Stores | 1.5% Rebate （3X Rewards: HK$1=3 yuu Reward Points） |
| Shell, GNC and Designated Maxim's restaurants | 1% Rebate （2X Rewards: HK$1=2 yuu Reward Points） |
| Other merchants (including local and overseas spending) | 0.5% Rebate （HK$1=1 yuu Reward Point） |
Enjoy designated merchants exclusive year-round discount offer
- 7-Eleven: 5% off on the 8th and 18th of every month
- IKEA: Free delivery upon home furniture and accessories order of HK$3,500 or above at stores on the 1st and 3rd Wednesday of every month (Excluding Outlying Islands and Macau)
- Mannings: 6% off on the 1st and 20th of every month
- Wellcome, Market Place by Jasons, 3hreesixty, Oliver's The Delicatessen: 8% off on the 3rd, 13th & 23rd of every month upon a single net spending of HK$100 or above
- Pizza Hut: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
- PHD: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
- KFC: 5% off dine-in and takeaway orders (From Monday to Friday, except public holidays)
- Get discount offers at renowned hotel restaurants, shops and leisure outlets
- If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
- If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- The relevant Designated Merchants e-Coupons and yuu Reward Points will be credited to the Eligible Principal Card Customer’s yuu App which is linked with enJoy Card and enJoy Card account respectively within 2 months after the Eligible Principal Card Customer has fulfilled the requirements. The enJoy Card account should be valid and in good standing, and being linked to yuu Reward Programme when the Designated Merchants e-Coupons and yuu Reward Points are credited
- MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested.
- Advertising information is provided by Hang Seng Bank Limited
- Hang Seng reserves the right to amend these Terms and Conditions at any time
- To borrow or not to borrow? Borrow only if you can repay!
-
Late repayment fee: $ 330
Standard Chartered Cathay Mastercard
5 Offers Available
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Welcome offer: Air miles
Air miles conversion
Hotel bookings offer
Overseas rebate
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Hang Seng MMPOWER World Mastercard®
6 Offers Available
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
Things to consider for this product:
Local spending rebate
Online Spending
Overseas rebate
No Annual Fee
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Spending Rewards - Overseas Foreign Currencies Spending 6% +FUN Dollars Rebate / Online Spending 5% +FUN Dollars Rebate / Selected spending categories 1% +FUN Dollars Rebate (Select 2 out of 3)
- From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
- Overseas Foreign Currencies Spending 6% +FUN Dollars
- Online Retail Spending 5% +FUN Dollars
- Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
- Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
- Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
- Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
- From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
- World Mastercard Privileges
- Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
- If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
- If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
- +FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
- +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
- MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
- Hang Seng reserves the right to amend these Terms and Conditions at any time
- To borrow or not to borrow? Borrow only if you can repay!
-
Late repayment fee: HK$ 330
Citi Rewards Card
3 Offers Available
+ 3 other gift options
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
16 April 2025
Things to consider for this product:
High-priced welcome gifts
Annual Fee waiver
Gift Options
Gift Options
Gift Options
- Rewards Points
- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
- 1% Points Rebate for all local Mobile Payments
- First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
CNCBI Motion Credit Card
3 Offers Available
+ 2 other gift options
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
02 January 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
No foreign txn fee
Annual Fee waiver
Gift Options
Gift Options
Gift Options
- First year annual fee waiver
- 6% Cash Rebate on dining and online spending all year round
- From 1 January till 31 December 2024, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month.
- Other things to note:
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
- Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
Mox Credit Card (CashBack)
5 Offers Available
Valid until
31 December 2024
+ 2 other gift options
Valid until
02 January 2025
+ 2 other gift options
Valid until
02 January 2025
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Instant onboarding
Unlimited Instant Cashback
Instant Cash Loan
0% Instalment offer
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
With Mox Credit Credit, earn best-in-town
- Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
- Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
- Earn a total of up to 5% CashBack at selected daily merchants
- Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
- Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
- Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
- Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
- Up to 56 days of interest-free
- Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
- No late payment fee
- One card for all purchases and cash withdrawal.
- No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
- Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
- Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
- Discover discount offers, free gifts, unique experiences and more
- Please visit the Mox Official Website for the list of exclusive offers
Other things to note
- Mox Asia Miles Time Deposit Promotion Terms and Conditions and Mox Upfront Interest Time Deposit Promotion apply.
- These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
- Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
- Perpetual annual fee waiver
- Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
- Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
- From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
- From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
- FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
- Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
- Mox disclaimer applies.
Citi PremierMiles Card
3 Offers Available
+ 3 other gift options
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
02 January 2025
Valid until
16 April 2025
Things to consider for this product:
High-priced welcome gifts
Airport lounge
Travel insurance
Purchase protection
Gift Options
Gift Options
Gift Options
- Suitable for customers who have large amount of overseas/foreign currency spending
- Points will never expire. No service charge for mileage conversion.
- Up to 12 times complimentary access to airport lounges for every calendar year
- Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
- Free Travel Insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
- Purchase Protection
- Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
First year annual fee waiver
- This MoneyHero Exclusive Offer does not apply to student cards
- Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
HSBC Red Credit Card
6 Offers Available
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
Valid until
28 February 2025
Valid until
28 February 2025
Valid until
02 January 2025
+ 1 other gift options
Valid until
31 December 2024
Things to consider for this product:
Online shopping rebate
Overseas rebate
Annual fee waiver
Cinema ticketing
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 1% rebate for remaining spending
- Designated spending categories: 1% RewardCash rebate
- Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
- Terms and Conditions apply
Exclusive handling fee offer for Spending Instalment as low as HK$50
TamJai Yunnan Mixian and TamJai SamGor Mixian: Enjoy a maximum of an extra $35 RewardCash each month via HSBC Reward+ Stamp Cards
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
- Make eligible transactions with single net spending amount of HK$60 or above at TamJai Yunnan Mixian or TamJai SamGor Mixian to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximun of 8 stamps in each phase.
- Make eligible transactions with single net spending amount of HK$30 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
- Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
- To borrow or not to borrow? Borrow only if you can repay!
Citi Prestige Card
3 Offers Available
+ 1 other gift options
Valid until
02 January 2025
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+ 3 other gift options
Valid until
02 January 2025
Valid until
16 April 2025
Things to consider for this product:
Airport lounge
Travel insurance
Hotel bookings offer
Overseas rebate
Gift Options
Gift Options
Gift Options
- Free Access of Priority Pass lounges globally
- Complimentary access to over 1,300 Priority Pass lounges around the world
- Enjoy discounts on dining, spa and shopping services at over 800 selected merchants
- Points will never expire
- Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 every year
- From the second year onwards, receive 240,000 Points^ every year (equivalent to 20,000 Asia Miles)
^Points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the annual fee has been fully paid. - Points can redeem cash rebate, vouchers, gifts and airmiles
- Complimentary 4th night at any hotel when you book a minimum 4-consecutive-night stay including staycation
- Connects to Citi Prestige Concierge hotline or access the Live Chat function on Citi Prestige Digital Concierge via Citi Mobile® App with multiple languages
Free travel insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
Complimentary purchase protection insurance, e-commerce protection insurance and more
Other things to note
- This MoneyHero Exclusive Offer does not apply to student card
- Annual fee of HK$3,800 must be paid.
- MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
- Each Eligible Cardholder is entitled to one welcome offer only.
CNCBI GBA Dual Currency Credit Card
4 Offers Available
+ 2 other gift options
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
31 December 2024
Valid until
28 February 2025
Things to consider for this product:
Overseas rebate
Airport lounge
Welcome offer: Rebate
No foreign txn fee
Gift Options
Gift Options
Gift Options
Gift Options
- 4% Cash Rebate on RMB and designated mobile wallet spending
- From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$400 Cash Rebate per month.
- Extra 6% Cash Rebate on RMB spending
- From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$600 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
- Up to 50% Cash Rebate on designated GBA hotels
- From 8 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy up to 50% Cash Rebate (up to HK$500 per stage) on designated hotel bookings at GBA (Guangzhou, Shenzhen, Zhuhai, Zhongshan, Dongguan, Huizhou, Jiangmen, Foshan, Zhaoqing)
- Required to obtain the promotional code of Hotel Offer via the Wing On Travel (“Merchant”) promotional page (https://hk.wingontravel.com/3L6KX4r). The Merchant will refresh the promotional code (“Designated Promotional Code”) at 10:00am on the 8th calendar day of each calendar month. The validity period of each promotional code is one month, from 10:00am on the 8th calendar day of each calendar month to 09:59am on the 8th calendar day of next calendar month (“Each Stage”). GBA Cardmember shall register as the Merchant’s member via the Merchant’s website (https://www.wingontravel.com) or mobile application (“Wing On Travel App”), then make order of designated hotel booking via the Merchant’s website or Wing On Travel App by the GBA Credit Card and input the Designated Promotional Code of the month before payment to enjoy the Offer. The Offer is available on a first come first served basis while stock last. During Each Stage, GBA Cardmember is entitle to redeem the Designated Promotional Code once only, which means Hotel Offer can be enjoyed once only in Each Stage.
- No foreign currency transaction handling fee
- First year annual fee waiver
Other things to note
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
- Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!
DBS Black World Mastercard®
4 Offers Available
+ 3 other gift options
Valid until
31 December 2024
Valid until
31 December 2024
Valid until
03 January 2025
Valid until
03 January 2025
Things to consider for this product:
Travel agency offer
Welcome offer: Air miles
Air miles conversion
No expiry air miles
Gift Options
Gift Options
Gift Options
Gift Options
Smartphone Application Guide
- Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$100 "instant discount" from DBS Card+:
- Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
- After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
- Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
- If you want to continue applying through the desktop website:
After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$100 "instant discount" from DBS Card+.
Suitable for customers who loves travelling
As low as HK$3=1mile and worldwide travel privileges
- Register via DBS Card+ now to enjoy as low as HK$3=1mile worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase. For details, please visit go.dbs.com/hk-black-distinction-en
Enjoy full year travel privileges
- KLOOK InstaRedeem 20% off offer
- Up to 12% off on hotel booking offer from Expedia.com
- Up to 12% off on hotel booking offer from Hotels.com
- Up to 10% off on hotel booking from Agoda.com
- Up to 16% Wallet Credit Back on selected hotels booking at Booking.com
InstaRedeem 20% off on Online / Travel Merchant Spending
OpenRice 20% off via InstaRedeem
- Spend at OpenRice during the promotion period to enjoy 20% off via InstaRedeem (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
- Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
- Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
- DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
- Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.
To borrow or not to borrow? Borrow only if you can repay!
DBS Eminent Visa Platinum Card
4 Offers Available
+ 3 other gift options
Valid until
31 December 2024
Valid until
31 December 2024
Valid until
03 January 2025
Valid until
03 January 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
Annual Fee waiver
Dining discount
Gift Options
Gift Options
Gift Options
Gift Options
- New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and successfully activated the New Card within one month from card issuance date, would be eligible to the HK$50 InstaRedeem Offer
- A single net spending of HK$300 or above of 4 designated spending categories (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.
- Extraordinary Dining Privileges 30% off
- Harbour Plaza 8 Degrees Café 8 Degrees up to 30% off
- Conrad Hong Kong up to 10% off
- Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
- Pure Yoga Trial and Sign-up Offers
- Up to 52% discount on designated check-up plans
Other things to note
- MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
- Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
- New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
- Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
PrimeCredit WeWa UnionPay Diamond Card
4 Offers Available
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 March 2025
Valid until
31 March 2025
Things to consider for this product:
Travel agency offer
Cinema ticketing
Installment
Gift Options
Gift Options
Gift Options
Gift Options
Launch of WeWa Club Enjoy endless offers and jetso
- Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
- At WeWa Club, you can:
- Buy amazing things at a good deal
- Enjoy priority booking for concerts or other events
- Enjoy many other offers and jetso!
Enjoy limited-time offers and activities in OmyCard app
- Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
- 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
- 0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
- Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
- Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
- Each card can be entitled to a maximum amount of HK$2,000
Standard Chartered Cathay Mastercard - Priority Private
4 Offers Available
+ 1 other gift options
Valid until
31 December 2024
+ 2 other gift options
Valid until
31 December 2024
+ 3 other gift options
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Welcome offer: Air miles
Airport lounge
Air ticket rebate
Air miles conversion
Gift Options
Gift Options
Gift Options
Gift Options
Cathay Travel Privileges
- Cathay Pacific Business Class Lounge Access 10 times per year, sharable to your travel companion or Redemption Group members
- Check-in at the Business Class counters and enjoy the same priority boarding services for Business Class passengers
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
- Access to Priority Private concierge, gourmet privileges, exclusive benefits with Standard Chartered global luxury hotel partners and Airport Limousine Programme
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Annual fee waiver when you become a Priority Private client and fulfill relevant requirements
- Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.
Other things to note
- "New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:
- "New Cardholders" are applicants who do not currently hold and have not canceled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third-party insurer) in the past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
- To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Private, cardholder is required to be an existing Priority Private client or a New Banking Client who signs up for Priority Private upon card application. The cardholder is also required to maintain HK$8,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
American Express Explorer® Credit Card
2 Offers Available
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Conciege Service
Airport lounge
Travel insurance
Purchase protection
Make overseas and local spendings till X’mas to earn 64,000 miles during the first 6-month after successfully apply for the American Express Explorer Credit Card. Additionally, receive an extra HK$100 rebate for Octopus top-up bonus and 6,000 miles upon HK$7,000 spend in the first 3 months.
Gift Options
Gift Options
Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3.6 = 1 mile on selected online everyday spend merchants.
Local Currency Spend HK$1 = 3 Membership Rewards points
(HK$6 = 1 mile / 1% cash rebate）Foreign Currency Spend HK$1 = 3 Membership Rewards points
(HK$6 = 1 mile / 1% cash rebate）/
HK$1 = 10.75 Membership Rewards points (HK$1.68 = 1 mile）
Airlines and Selected Online Travel and Everyday Spend Merchants - Include: Amazon.com, Apple, Deliveroo, foodpanda, Netflix, Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE
HK$1 = 5 Membership Rewards points
(1.67% cash rebate / HK$3.6 = 1 mile)- Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 18 points to redeem 1 mile.
No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.
- You can transfer your points into 9 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
- You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.
Travel Privileges - take care of your travel needs
- Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 8 times complimentary Plaza Premium Lounge access every calendar year.
- Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.
Shopping Protection
Spend with the Card to enjoy the following protection:- Online Fraud Protection Guarantee
Shop online with the Card and you won't be held responsible for any fraudulent charge. - Return Guarantee
Refund if you are unhappy with the purchase made with the Card. - Extended Warranty
When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year. - Price Protection
Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase - 45 Days Cover
Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase. - Terms and Conditions apply.
- Online Fraud Protection Guarantee
Entertainment and Shopping Privileges
- 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- First year annual fee waiver upon successful card application
- Spend HK$150,000 annually with the principal and any supplementary card(s) and your HK$2,200 annual card fee will be waived for the following year.
Things to know
- Welcome Offer Terms and conditions apply.
- Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.
- Gift eligibility is based on the application date of the approved application, but not approval date
- Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
The Platinum Card®
5 Offers Available
Valid until
31 December 2024
Valid until
13 November 2025
Valid until
31 December 2024
Valid until
31 December 2024
Valid until
31 December 2024
Things to consider for this product:
Travel insurance
Dining discount
Airport lounge
Travel agency offer
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Earn Rewards points when you spend with the Card
- Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
- Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
- Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Travel Offer
- American Express Travel Online Benefit
Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit- For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html
- Complimentary Access to The Centurion Lounges
Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport. - Fine Hotels & Resorts
Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok - Elite partner programs
Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status - The Hotel Collection
Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels. - Comprehensive Travel Insurance
Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
Dining Offer
Basic and Supplementary Cardmember can enjoy
- Global Dining Credit
Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024- Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
- Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
- Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
- Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
- The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
- Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
- Enjoy 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts.
Lifestyle Offer
- Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cook
edDeli in Hong Kong.
Shopping Protection
- Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
- Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
- Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
- Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
- 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
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Terms and Conditions apply.
Reminder
- The Platinum Card® Year-Round Offers Terms and Conditions apply.
- Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
- Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
- The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
- Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
7 Offers Available
+ 1 other gift options
Valid until
31 December 2024
Valid until
28 February 2025
Valid until
28 February 2025
Valid until
02 January 2025
+ 1 other gift options
Valid until
31 December 2024
+ 1 other gift options
Valid until
28 February 2025
Valid until
31 December 2024
Things to consider for this product:
Overseas rebate
Airport lounges access
Dining discount
Annual Fee waiver
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
Gift Options
- Sam's Club (Shenzhen) – Up to an extra $200 RewardCash
- Receive up to an extra $100 RewardCash for designated spending amount with your HSBC Pulse UnionPay Dual Currency Credit Card on Friday, Saturday, Sunday or Hong Kong Public Holidays, no matter via HSBC Reward+ App, UnionPay App or just the physical card. You can get a maximum of an extra $200 RewardCash for the entire promotional period. Remember to register via HSBC Reward+ app!
Spending Amount
RewardCash RMB500 TO RMB999 $50 RMB1,000 or above $100
- Mainland China & Macau Spending – Up to 4.4% RewardCash
Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories.
- Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau.
- Other year-round offers:
- One card, dual currency, without worrying about exchange rate fluctuations
Foreign currency transaction fee waiver on every RMB and MOP transaction
Up to 40% off at designated merchants. Please download UnionPay app for more details.
- Buy 1 get 1 free at EPURE, La Rambla by Catalunya, ZUMA Hong Kong
- Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
- First 2 years annual fee waiver
- The Online Welcome Offer Promotional Period starts from 1 March 2024 to 28 February 2025
- The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
- In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
- Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
- To borrow or not to borrow? Borrow only if you can repay!
