Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions. Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!
Exclusive OfferBest offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card
Cashback Local
2 %
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Local dining and local hotel spending: 2% cash rebate.
Cashback Overseas
2 %
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Overseas or online foreign currencies spending: 2% cash rebate.
Cashback Local Online Shopping
1 %
Annual Fee Waiver
First year
4 Offers Available
【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
+ 3 other gift options
Valid until
02 January 2025
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 January 2025
MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
Valid until
02 January 2025
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Valid until
16 April 2025
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Things to consider for this product:
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Dining rebate
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Overseas rebate
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Unlimited rebate
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High-priced welcome gifts
【Xmas Bonus】Zone A Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Voucher / Trip.com Gift Card by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
SONY WF-1000XM5 Headphones (valued at HK$2,490)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)
Terms and Conditions apply , for more detail click here
Product Feature :
Most suitable for customer who has big spending in short period
Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
2% rebate on local dining spending
2% rebate on local hotel spending
2% rebate on spending in foreign currency
1% unlimited rebate on other spending
Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
Purchase Protection Insurance
Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
First year annual fee waiver
The MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Exclusive OfferNo cross border fee
Standard Chartered Smart Credit Card
Cashback Local
5 %
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5% CashBack on designated stores, HKTVmall, PARKnSHOP and other designated stores spending.
Foreign Currency Transaction Fee
0 %
Interest on installment plans
0 %
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3-months unlimited interest-free instalment
Annual Fee Waiver
Perpetual Annual Fee Waiver
4 Offers Available
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 3 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
+ 1 other gift options
Valid until
31 December 2024
Welcome Offer
HK$800 CashBack
+ 1 other gift options
Valid until
09 January 2025
Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
Valid until
09 January 2025
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Things to consider for this product:
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Installment
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No foreign txn fee
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Trip.com e-Gift Voucher
New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Voucher by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Gift Options
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color)
New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499; random color) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
HK$800 CashBack; or
Two HKGPPF voucher with Infinity Room Access
From now till 9 January 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
HK$800 OR
Two HKGPPF voucher with Infinity Room Access
The CashBack from Welcome Offer will be credited within 4 months after card issuance
Smart Card no foreign currency transaction fees offer
Gift Options
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees
Waive 1.95% fee and earn 0.56% CashBack on foreign currency retail transaction
3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
From 2023 onwards, JHC will be added as a designated merchant
Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
No minimum spending requirement.
The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Perpetual annual fee waiver
No foreign transaction fee
No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
No cash advance fees
Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
You are required to redeem CashBack through the 360° Rewards Redemption Platform.
The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
Cardholders are required to redeem CashBack through the platform.
The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
sim Credit Card
Annual Fee
HK$ 800
info
First-year annual fee waiver
Cashback Local
Up to 3 %
info
Designated store spending. Cashback will be capped at HK$200 per month
Cashback Local Online Shopping
Up to 8 %
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Cashback will be capped at HK$200 per month
Annual Fee Waiver
First year
8 Offers Available
【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Exclusive Offer
HK$600 Apple Store Gift Card
+ 1 other gift options
Valid until
03 January 2025
Dec Limited-Time Cashback Offer
Existing Customer: Up to HK$1,720 CashBack
Valid until
31 March 2025
Dec Limited-Time Cashback Offer
New Customer: Up to HK$2,470 CashBack
Valid until
31 March 2025
X’mas Limited Cashback Promotion
New Customer: Up to HK$1,870 CashBack
Valid until
31 December 2024
X’mas Limited Cashback Promotion
Existing Customer: Up to HK$1,120 CashBack
Valid until
31 December 2024
Limited CashBack Promotion
Up to 8% Cash Rebate
Valid until
31 December 2024
Welcome gift
EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120)
+ 4 other gift options
Valid until
31 December 2024
Limited CashBack Promotion
Cashback of up to 6%, whether you use Apple Pay or Google Pay
Valid until
31 December 2024
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【Xmas Bonus】Zone B Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
From 6 December 2024 6 pm till 3 January 2025 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated physical card via MoneyHero to get HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher without any transaction requirement.
*Complete digital ID verification within 3 hours after application: additional HK$50 Cash Rebate (provided by sim)
Successfully complete the reward form within 7 days after applying
By 3 February 2025: Application successfully approved
MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
How to redeem MoneyHero exclusive offer?
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Dec Limited-Time Cashback Offer
Gift Options
Existing Customer: Up to HK$1,720 CashBack
Travel Bliss Reward 1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase: a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive) b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive) c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive) 2. Please click here to register & refer to Terms and Conditions for more details.
X’mas Flash Offer 1. During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD800cashback. 2. Please click here to register & refer to Terms and Conditions for more details.
Mobile Payment Rewards 1. During the promotion period from 1 December to 31 December 2024., simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to HKD$120 cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more. 2. Please click here to register & refer to Terms and Conditions for more details.
Online Spending 1. During the promotion period from 1 November 2024 to 31 January 2025, eligible cardholder can receive up to HKD200 cashback monthly in any single Eligible Online Retail Transactions. 2. Please refer to Terms and Conditions for more details.
Dec Limited-Time Cashback Offer
Gift Options
New Customer: Up to HK$2,470 CashBack
Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
1. During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD800 cashback.
1. During the promotion period from 1 December to 31 December 2024., simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to HKD$120 cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more.
1. During the promotion period from 1 November 2024 to 31 January 2025, eligible cardholder can receive up to HKD200 cashback monthly in any single Eligible Online Retail Transactions.
1. Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / Up to HKD$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.
X’mas Limited Cashback Promotion
Gift Options
New Customer: Up to HK$1,870 CashBack; or
Existing Customer: Up to HK$1,120 CashBack
X'mas Flash Offer Promotion
During the promotion period from 5 December to 31 December 2024, simply use sim Credit Card to accumulate specific amount on non-online spending, you can earn up to HK$800 cashback. Limited quota. First come, first served, while quotas last.
Subject to Clause 4 below, Eligible Cardholders are required to meet the following requirements in order to qualify for participation in the Promotion:
(a) registration must be completed successfully within the Promotion Period on the designated webpage (https://thesim.com/tc/campaign/XMAS_FLASH_OFFER) of the "sim Credit Card" website (www.thesim.com);
(b) a correct mobile phone number must be provided during the registration for this Promotion. The record of the Card Issuer’s computer system shall be final and conclusive.
The first 2,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD10,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD300 cashback. Additionally, the first 1,000 Eligible Cardholders who successfully accumulate the Eligible Transactions reaching the net amount of HKD20,000 or more during the Promotion Period with their Eligible Credit Cards will be entitled to HKD500 cashback. The details are as follows:
Cumulative Amount of Non-online Transactions reaching below designated net amount
Maximum Cashback Amount
Quota
Maximum Cashback Amount throughout the entire Promotion Period
HK$10,000 or more
HK$300
first 2000
HK$800
HK$20,000 or more
HK$500
first 1000
The above promotion shall be subject to the relevants terms and conditions, please click here
sim Cashback reward up to HK$1,870
CashBack Reward*
New Customer
Existing Customer
X'mas Flash offer
Up to HK$800
Up to HK$800
Designated Local Merchants Spending
HK$200/ per month
HK$200/ per month
Cashback of up to 6%, whether you use Apple Pay or Google Pay
Up to HK$120
Up to HK$120
Welcome Offer - CashBack
Up to HK$700
Complete digital ID verification within 3 hours after application
HK$50
Cashback Up to
Up to HK$1,870
Up to HK$1,120
Limited CashBack Promotion
Gift Options
Up to 8% Cash Rebate
During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):
Types of Eligible Retail Transactions
Rebate Percentages on the Amount of Spending
Monthly CashBack Cap per each Eligible Card Account
Eligible Retail Transactions at Designated Local Merchants^
3%
HK$200
Other Eligible Retail Transactions
0.4%
Eligible Online Retail Transactions*
Up to 8%
*Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month
^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
Promotion Period: from 1 August 2024 to 31 December 2024
EIGHT Emperor Cinemas Movie e-Vouchers (Reference Value: HKD1,120); or
HK$200 Cash Rebate; or
HK$200 Apple Store Gift Card; or
HK$200 HKTVmall e-Gift Voucher; or
HK$200 Matsukiyo Cash Voucher
Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
Spending requirement for sim Credit Card : With accumulated amount of HK$10,000
Limited CashBack Promotion
Gift Options
Cashback of up to 6%, whether you use Apple Pay or Google Pay
sim Credit Card x Google Pay & Apple Pay Promotion
Promotional Period: 22 October 2024 to 31 December 2024
Phase 1: 22 October to 30 November 2024
Phase 2: 1 December to 31 December 2024
Cumulative Amount of Non-online Google Pay/ Apple Pay Purchases reaching below designated amount in each phase
Maximum Cashback% for Non-online Google Pay/ Apple Pay Transactions with a single net purchase amount of HKD100 or more in each phase
Maximum Cashback Amount in each phase
Maximum Cashback Amount throughout the entire Promotion Period
During the promotion period from 22 October to 31 December 2024, simply use sim Credit Card to accumulate HKD2,000 or more non-online Google Pay/ Apple Pay purchases in individual phases, you can earn up to 10% cashback on non-online Google Pay/ Apple Pay transactions with a single net purchase amount of HKD100 or more.
The reward(s) will be automatically awarded to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 14 March 2025.
If an Eligible Cardholder is issued and holds multiple Eligible Credit Cards at the same time, the accumulated Eligible Transaction amounts will be calculated separately for each Eligible Credit Card account.
Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$500 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
3 % cash rate for eligible spending at designated local merchants(Designated local merchant includes: Adidas, Fila, PUMA, @cosme STORE, Matsukiyo HK, Sugidama HK, Reebok, Tokyo Lifestyle)
Cashback will be capped at HK$200 per month
Terms and Conditions apply: https://www.thesim.com/en/legal
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Best-in-town Asia Miles rewardsNo overseas transaction fee
Mox Credit Card (Asia Miles)
Unlimited mileage rebates on spending
as low as $ 4 per mile
Overseas transaction fee
0 %
Installment fee
0 %
6 Offers Available
【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
02 January 2025
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MOX4100MHFS")
HK$1,200 Apple Store Gift Card
+ 2 other gift options
Valid until
02 January 2025
Spend and collect stamps to earn up to extra 8,250 miles
8,250 miles by spending HKD15,000
+ 4 other gift options
Valid until
16 February 2025
Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Valid until
31 December 2024
New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
Valid until
31 December 2024
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Things to consider for this product:
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Instant onboarding
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Unlimited flight miles
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Travel platform consumption discount
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Welcome offer: AirMiles
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foreign currency transaction
【Xmas Bonus】Zone B Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
Open a Mox Account successfully with the invitation code "MOX4100MHFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;random Colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random colour) / Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
From 23 December 2024 6 p.m. to 2 January 2025 12 noon : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MOX4100MHFS")
Gift Options
HK$1,200 Apple Store Gift Card; or
HK$1,200 HKTVmall e-Gift Voucher; or
HK$1,200 Trip.com Gift Card
Open a Mox Account successfully with the invitation code "MOX4100MHFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,200 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card
From 23 December 2024 6 p.m. to 2 January 2025 12 noon : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Spend and collect stamps to earn up to extra 8,250 miles
Earn bonus miles with every stamp - Earn 1 stamp for every single transaction of HKD$1,000 or more, collecting stamps to unlock bonus miles rewards up to 8,250 miles!
Gift Options
8,250 miles by spending HKD15,000; or
15 stamps or above = Extra 5,000 miles; or
10 stamps or above = Extra 2,000 miles; or
5 stamps or above = Extra 1,000 miles; or
1 stamp or above = Extra 250 miles
Mox Credit Card customers who choose “Miles” as spending reward can sign up for the promotion and earn 1 stamp for every eligible single transaction of HK$1,000 above. Collect stamps to unlock bonus miles rewards up to 8,250 miles! Promotional Period is valid until 16 February 2025. For more detail please refer to Terms and Conditions.
1 stamp or above = Extra 250 miles
5 stamps or above = Extra 1,000 miles
10 stamps or above = Extra 2,000 miles
15 stamps or above = Extra 5,000 miles
Together with the welcome offer, you can earn up to HK$1,400 gift card + 8,250 miles by spending HKD15,000!
Mox Bank X Trip.com Promotion
Gift Options
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2025
During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit Card and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
Introducing the all-new Mox Credit "4100" miles-earning code!
Seamlessly earn an unbeatable HKD4 = 1 Asia Mile on all your spending with Mox Credit's Miles Rewards Scheme, so you can earn faster and fly sooner. Plus, enjoy 0% FX Fees, making every purchase count, whether at home or abroad!
Break free from traditional credit card rewards scheme. With Mox Credit you can switch between CashBack and Miles Rewards scheme with ease, putting you in control of how you earn.
4 = 1:Enjoy HKD4 = 1 Mile on all spending
Get 1 Asia Mile from spending as low as HKD4 on all purchases in any category by maintaining an eligible savings balance of HKD250,000 or above.
0: 0 Limits – Unlimited Miles, Unlimited Trips.
There's no limits on the number of miles you can earn – spend more, earn more!
0% FX Fees: Same great rates at home and abroad!
Enjoy 0% FX Fees on all transactions worldwide.
Save effortlessly on overseas trips and online purchases.
Want to earn CaskBack instead? You can switch your spending reward mode to “CashBack” via Mox app, and start earning “best-in-town” 2% unlimited CashBack on any spending!
New customers can only use one invitation code to open an account and enjoy the welcome offer
Mox Credit transfer limit is customized every month to facilitate daily transfers
Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.
For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.
If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance
Mox Credit - Full-featured No-Number Bank Card
Use "FPS" via Mox Credit to transfer the amount first and then find the amount.
One Mox Credit has both consumption and withdrawal functions
No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft
You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.
Free use of "JETCO" ATM cash withdrawals
No annual fee
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
You must first open a Mox account to apply for Mox Credit
Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address
Subject to Mox disclaimer.
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
Eligibility :
Minimum Age: 18 years old
Welcome Offers: HK$ 0
Highest Exclusive Offer in TownMust-have for travelers
Hang Seng enJoy Card
Cashback Supermarket
1.5 %
info
Wellcome, Market Place and Designated Upscale Stores
Cashback Dining
2 %
info
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate)
Cashback Local
2 %
info
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate)
Annual Fee Waiver
Perpetual Annual Fee Waiver
5 Offers Available
MoneyHero Exclusive Welcome Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,200 Apple Store Gift Card
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
120,000 yuu Points (for new credit card customers)
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Local spending rebate
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Dining rebate
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Supermarket rebate
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No Annual Fee
MoneyHero Exclusive Welcome Gift (New to Bank Customer)
Gift Options
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour); or
New Credit Card Customer : JBL Link 20 Voice-activated portable speaker (valued at HK$1,199 ; random colour) ; or
New Credit Card Customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998; random colour)
From now till 31 December 2024 11.59p.m.
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300, random colour) OR
JBL Link 20 Voice-activated portable speaker (valued at HK$1,199) OR
Bruno BAK801 Instant Hot Water Dispenser (valued at HK$998 ; random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
Gift Options
New Credit Card Customer : HK$1,200 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,200 Wellcome Voucher; or
New Credit Card Customer : HK$1,200 HKTVmall e-Gift Voucher
From now till 31 December 2024 11.59p.m.
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to HK$1,200 Apple Store Gift Card / Wellcome Voucher / HKTVmall e-Gift Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card Customer : HK$700 Wellcome Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome Voucher / HKTVmall e-Gift Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer^ - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
From now till 31 December 2024 11.59p.m.
Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to
Marshall Willen Wireless Portable Speaker(valued at HK$999) OR
BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer^ - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Worth up to 120,000 yuu Points
Gift Options
120,000 yuu Points (for new credit card customers); or
The latest Points Rewards for Supermarket and restaurant: register, earn and redeem YUU Points
Earn up to 2% rebate at 2000+ designated merchants
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate).
Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons
and gifts in yuu App
Designated Merchants
Rebate Upon Spending
Pizza Hut, PHD, KFC, Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, MUSES, Pop n' Grill, Wildfire Pizzabar, DONDONYA, Uo-Show and more
2% Rebate
(4X Rewards: HK$1=4 yuu Reward Points)
7-Eleven, Mannings, IKEA, Wellcome, Market Place and Designated Upscale Stores
1.5% Rebate
(3X Rewards: HK$1=3 yuu Reward Points)
Shell, GNC and Designated Maxim's restaurants
1% Rebate
(2X Rewards: HK$1=2 yuu Reward Points)
Other merchants (including local and overseas spending)
7-Eleven: 5% off on the 8th and 18th of every month
IKEA: Free delivery upon home furniture and accessories order of HK$3,500 or above at stores on the 1st and 3rd Wednesday of every month (Excluding Outlying Islands and Macau)
Mannings: 6% off on the 1st and 20th of every month
Wellcome, Market Place by Jasons, 3hreesixty, Oliver's The Delicatessen: 8% off on the 3rd, 13th & 23rd of every month upon a single net spending of HK$100 or above
Pizza Hut: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
PHD: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
KFC: 5% off dine-in and takeaway orders (From Monday to Friday, except public holidays)
Get discount offers at renowned hotel restaurants, shops and leisure outlets
If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
The relevant Designated Merchants e-Coupons and yuu Reward Points will be credited to the Eligible Principal Card Customer’s yuu App which is linked with enJoy Card and enJoy Card account respectively within 2 months after the Eligible Principal Card Customer has fulfilled the requirements. The enJoy Card account should be valid and in good standing, and being linked to yuu Reward Programme when the Designated Merchants e-Coupons and yuu Reward Points are credited
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested.
Advertising information is provided by Hang Seng Bank Limited
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: $ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Exclusive Offer
Standard Chartered Cathay Mastercard
Airmiles Dining
$ 4 per mile
info
It will only effective from 8 June 2024
Airmiles Overseas
$ 4 per mile
info
It will only effective from 8 June 2024
Airmiles Hotel Booking
$ 4 per mile
info
It will only effective from 8 June 2024
Annual Fee Waiver
First year
5 Offers Available
【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
+ 1 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
+ 3 other gift options
Valid until
31 December 2024
Welcome Offer - Up to 60,000 Miles
Up to60,000 Miles
Valid until
31 December 2024
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Things to consider for this product:
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Welcome offer: Air miles
remove
Air miles conversion
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Hotel bookings offer
remove
Overseas rebate
【Xmas Bonus】Zone A Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800); or
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New Standard Chartered Credit Card Customers can redeem Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) OR Insta360 Go 3S (Valued at HK$3,458;random colour) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Details for redeeming theDyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S :
After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color)
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at: HK$4,300; random color)OR Marshall MOTIF II A.N.C. (valued at HK$1,599) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$900 Apple Store Gift Card; or
HK$900 Wellcome Shopping Voucher; or
HK$900 HKTVmall e-Gift voucher; or
HK$900 Klook e-Gift Voucher
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer - Up to 60,000 Miles
Gift Options
60,000 Miles
From now till 31 December 2024, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles
Spending within the first 2 months upon card issuance –
Tier 1: Accumulated Eligible Transactions* of HKD1,000 = 5,000 Miles (HK$0.2/mile)
Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/mile)
Tier 3: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/mile)
Tier 4: Accumulated Eligible Transactions* of HKD100,000 = 60,000 Miles (HK$1.67/mile)
*Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
Product Feature :
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
Hotel, Car Rental and Experience Awards;
Dining awards or settle bill with miles; and
Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive Offer
Hang Seng MMPOWER World Mastercard®
Cashback Local
5 %
info
+FUN Dollars
Cashback Overseas
6 %
info
+FUN Dollars
Cashback Overseas Online Shopping
5 %
info
+FUN Dollars
Annual Fee Waiver
Perpetual
6 Offers Available
【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Exclusive Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
Existing Credit Card Customer : HK$700 Apple Store Gift Card
+ 2 other gift options
Valid until
31 December 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
check
Local spending rebate
check
Online Spending
check
Overseas rebate
check
No Annual Fee
【Xmas Bonus】Zone A Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour); or
New Credit Card Customer : Sennheiser ACCENTUM Wireless Headphone(Valued HK$1,599;Random Colour); or
New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
From now till 31 December 2024 11.59p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) ORennheiser ACCENTUM Wireless Headphone (valued at HK$1,599)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (New to Bank Customer)
Gift Options
New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
New Credit Card Customer:HK$1,000 Wellcome Voucher; or
New Credit Card Customer : HK$1,000 Trip.com e-Gift Card
From now till 31 December 2024 11.59p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to HK$1000 Apple Store Gift Card / Wellcome voucher / Trip.com Gift Card
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
From now till 31 December 2024 11.59p.m.
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer:HK$700 Wellcome Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome Voucher / Trip.com Gift Card
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Valid until 31 December 2024, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Exclusive OfferBest offer in town
Citi Rewards Card
Points Rebate on Shopping
3 %
info
Applicable to department stores, fashion and footwear outlets and other merchants
Points Rebate on Entertainment
3 %
info
Applicable to purchases of movie tickets, concert tickets, digital streaming services, theme park tickets and other experiences
Points Rebate on Local Mobile Payment
1 %
info
Applicable to Apple Pay, Google Pay and Samsung Pay
Annual Fee Waiver
First year
3 Offers Available
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
+ 3 other gift options
Valid until
02 January 2025
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 January 2025
MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
Valid until
02 January 2025
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Valid until
16 April 2025
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Things to consider for this product:
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High-priced welcome gifts
check
Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$2,000 Apple Store Gift Card; or
HK$2,000 HKTVmall e-Gift Voucher; or
HK$2,000 Wellcome Voucher; or
HK$2,000 Trip.com Gift Card
New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Voucher / Trip.com Gift Card by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
SONY WF-1000XM5 Headphones (valued at HK$2,490)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)
Terms and Conditions apply , for more detail click here
Product Feature :
Rewards Points
Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
1% Points Rebate for all local Mobile Payments
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
CNCBI Motion Credit Card
Cashback Overseas
10 %
info
Enjoy 10% overseas cash rebate as welcome offer
Cashback Local
0.5 %
info
Basic CashBack: 0.5%
Cashback Dining
6 %
info
Year round 6% cash rebate on dining and online transactions (maximum of HK$200 extra cash rebate in each month.)
Annual Fee
HK$ 1,800
info
First year annual fee waiver
3 Offers Available
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
+ 3 other gift options
Valid until
31 December 2024
Welcome Offer
10% Cash Rebate on spending in foreign currencies
+ 1 other gift options
Valid until
02 January 2025
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Things to consider for this product:
check
Dining rebate
check
Online shopping rebate
check
No foreign txn fee
check
Annual Fee waiver
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Emberton II Speaker (valued at HK$1,499); or
Philips ADD4911 2.0L Water Dispenser (valued at HK$898)
MoneyHero Exclusive Offer New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)/
Marshall Emberton II Speaker (valued at HK$1,499) /
Philips ADD4911 2.0L Water Dispenser (valued at HK$898)
Requirements
Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 January 2025: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$600 Apple Store Gift Card; or
HK$600 Wellcome Shopping Voucher; or
HK$600 Klook Gift Card; or
HK$600 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
HK$600 Apple Store Gift Card /
HK$600 Wellcome Shopping Voucher /
HK$600 Klook Gift Card /
HK$600 Suning Gift Voucher
Requirements
Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 January 2025: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
Gift Options
10% Cash Rebate on spending in foreign currencies; or
HK$600 Cash Reward
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
6% Cash Rebate on dining and online spending all year round
From 1 January till 31 December 2024, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month.
Other things to note:
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Best-in-town unlimited cashback
Mox Credit Card (CashBack)
Cashback Supermarkets
3 %
info
3% Unlimited cashback at all supermarket
Cashback Designated Local Spending
Up to 5 %
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2% Unlimited Cashback at all spending if you keep Savings Account balance of HKD 75,000 with Mox Bank else 1% Unlimited cashback
Cashback Local
2 %
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Earn best-in-town unlimited CashBack everywhere. Enjoy 2% Unlimited Cashback on all spending if you keep a savings account balance of HKD75,000 or more with us; otherwise, you can still earn 1% Unlimited CashBack.
Annual Fee Waiver
Perpetual
5 Offers Available
【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNYRFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
02 January 2025
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNYRFS")
HK$1,200 Apple Store Gift Card
+ 2 other gift options
Valid until
02 January 2025
Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Valid until
31 December 2024
New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
Valid until
31 December 2024
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Things to consider for this product:
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Instant onboarding
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Unlimited Instant Cashback
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Instant Cash Loan
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0% Instalment offer
【Xmas Bonus】Zone B Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNYRFS")
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour) /Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random colour) / Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
From 23 December 2024 6 p.m. to 2 January 2025 12 noon : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNYRFS")
Gift Options
HK$1,200 Apple Store Gift Card; or
HK$1,200 HKTVmall e-Gift Voucher; or
HK$1,200 Trip.com Gift Card
Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,200 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card
From 23 December 2024 6 p.m. to 2 January 2025 12 noon : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Mox Bank X Trip.com Promotion
Gift Options
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2025
During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit Card and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
With Mox Credit Credit, earn best-in-town unlimited CashBack everywhere
Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
Earn a total of up to 5% CashBack at selected daily merchants
Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
Up to 56 days of interest-free
Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
No late payment fee
One card for all purchases and cash withdrawal.
No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
Discover discount offers, free gifts, unique experiences and more
These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
Perpetual annual fee waiver
Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
Mox disclaimer applies.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Exclusive OfferBest offer in town Free Access to airport lounges
Citi PremierMiles Card
Airport Lounge Access
12 times
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Up to 12 times complimentary access to airport lounges for every calendar year. Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.
Air Miles Conversion Fee
Waived
Airmiles Overseas
$ 3 per mile
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Accumulate total Eligible Transactions of HK$20,000 or above every month
Cashback Local
0.75 %
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For local spending: 0% cashback; For overseas spending: 1.5% cashback (2% cashback for total Eligible Transactions of HK$20,000 or above in one statement cycle)
3 Offers Available
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
+ 3 other gift options
Valid until
02 January 2025
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 January 2025
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 January 2025
MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
Valid until
02 January 2025
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Valid until
16 April 2025
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Things to consider for this product:
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High-priced welcome gifts
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Airport lounge
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Travel insurance
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Purchase protection
MoneyHero Exclusive Offer
Gift Options
HK$2,000 Apple Store Gift Card; or
HK$2,000 HKTVmall e-Gift Voucher; or
HK$2,000 Wellcome Voucher; or
HK$2,000 Trip.com Gift Card
New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Voucher / Trip.com Gift Card by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
SONY WF-1000XM5 Headphones (valued at HK$2,490)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:
Requirements
From 23 December 2024 6 p.m. till 02 January 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)
Terms and Conditions apply , for more detail click here
Product Feature :
Suitable for customers who have large amount of overseas/foreign currency spending
Points will never expire. No service charge for mileage conversion.
Up to 12 times complimentary access to airport lounges for every calendar year
Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
Free Travel Insurance
Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
Purchase Protection
Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, pleaseclick herefor more information.
The 4% rebate for online spending is capped at HK$12,500 per month. 1% rebate for remaining spending.
Designated spending categories
1 %
6 Offers Available
【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card
+ 1 other gift options
Valid until
31 December 2024
Red Hot Winter Rewards - Broadway
Up to $950 RewardCash
Valid until
28 February 2025
Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash
Valid until
28 February 2025
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate
Valid until
02 January 2025
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Online shopping rebate
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Overseas rebate
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Annual fee waiver
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Cinema ticketing
【Xmas Bonus】Zone B Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:
From 30 November 2024 12 p.m. to 31 December 2024 11:59 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
On or before 31 January 2025: The card must be successfully approved, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.
Red Hot Winter Rewards - Broadway
Gift Options
Up to $950 RewardCash
Red Hot Winter Rewards - Broadway From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.
Total Net Spending Amount
Extra RewardCash rebate
Maximum amount of extra RewardCash
HK$3,000 or above
3%
$100
HK$6,000 or above
5%
$400
HK$10,000 or above
6%
$950
*Register via HSBC Reward+ app to enjoy the offer
Red Hot Winter Rewards - Mannings
Gift Options
Up to Extra 10% RewardCash
Red Hot Winter Rewards - Mannings From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.
Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
*Register via HSBC Reward+ app to enjoy the offer
Red Hot Shopping Special - SOGO
Gift Options
up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash. *Register via HSBC Reward+ app to enjoy the offer
HSBC Credit Card x YOHO Welcome Offer
Gift Options
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600); or
KOIZUMIKOIZUMI Ion Negative Ions Straight Iron World-wide voltage KHS-8710(Valued HKD$600)
Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.
Eligible Online Application Channels:
HSBC Website
HSBC Personal Internet Banking
HSBC HK Mobile Banking App
*Welcome Reward Offer
Option 1
Option 2
New/Existing Credit Card Customers
Koizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)
Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
Product Feature :
RewardCash rebates across the board, no minimum spending requirement, and no registration needed
Online transactions: up to 4% RewardCash rebate (capped at HK$10,000 per month) (equivalent to HK$2.5 per air mile); 1% rebate for remaining spending
Exclusive handling fee offer for Spending Instalment as low as HK$50
TamJai Yunnan Mixian and TamJai SamGor Mixian: Enjoy a maximum of an extra $35 RewardCash each month via HSBC Reward+ Stamp Cards
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
Make eligible transactions with single net spending amount of HK$60 or above at TamJai Yunnan Mixian or TamJai SamGor Mixian to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximun of 8 stamps in each phase.
Make eligible transactions with single net spending amount of HK$30 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
To borrow or not to borrow? Borrow only if you can repay!
Dyson Deluxe Package (total value at HK$7,160): DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) + Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380)
+ 3 other gift options
Valid until
02 January 2025
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Valid until
16 April 2025
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Things to consider for this product:
check
Airport lounge
check
Travel insurance
check
Hotel bookings offer
check
Overseas rebate
MoneyHero Limited-Time Welcome Voucher
Gift Options
HK$5,000 Apple Store Gift Card; or
HK$5,000 Trip.com e-Gift Card
MoneyHero Time-Limited Exclusive Offer
New Citi Prestige Card Customers get rewarded with HK$5,000 Apple Store Gift Card / HK$5,000 Trip.com e-Voucher
Requirements
29 November 2024 6 p.m. till 02 January 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 02 February 2025: The card must be approved by Citibank.
Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer
Gift Options
Dyson Deluxe Package (total value at HK$7,160): DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) + Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380); or
Philips Pet Air Purifier AC3681/10 (valued at HK$5,398) ; or
B&W Px8 Wireless Noise Canceling Headphones (valued at $5480; random color); or
Sony Vlog camera ZV-1 (valued at HK$5,999; random color)
MoneyHero Time-Limited Exclusive Offer
New Citi Prestige Card Customers get rewarded with Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) / Philips Pet Air Purifier AC3681/10 (valued at HK$5,398) / B&W Px8 Wireless Noise Canceling Headphones (valued at HK$5,480, random color) / Sony Vlog camera ZV-1 (valued at HK$5,999, random color)
Requirements
29 November 2024 6 p.m. till 02 January 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 2 February 2025: The card must be approved by Citibank.
Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
From the second year onwards, receive 240,000 Points^ every year (equivalent to 20,000 Asia Miles) ^Points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the annual fee has been fully paid.
Points can redeem cash rebate, vouchers, gifts and airmiles
Complimentary 4th night at any hotel when you book a minimum 4-consecutive-night stay including staycation
Connects to Citi Prestige Concierge hotline or access the Live Chat function on Citi Prestige Digital Concierge via Citi Mobile® App with multiple languages
Free travel insurance
Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
Complimentary purchase protection insurance, e-commerce protection insurance and more
Other things to note
This MoneyHero Exclusive Offer does not apply to student card
Annual fee of HK$3,800 must be paid.
MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Each Eligible Cardholder is entitled to one welcome offer only.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 600000
Best Card for China TravelCashback of up to 10% in RMB
CNCBI GBA Dual Currency Credit Card
Cashback Overseas
10 %
info
Enjoy 10% cash rebate as credit card welcome offer
Cashback Overseas Online Shopping
10 %
info
Enjoy 10% cash rebate as credit card welcome offer
Cashback Digital Wallet
4 %
info
RMB & Designated Mobile Wallet spending earn max. extra HK$120 per day & HK$400 per month
Annual Fee Waiver
First year
4 Offers Available
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
+ 3 other gift options
Valid until
31 December 2024
Welcome Offer (Either one)
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
+ 1 other gift options
Valid until
31 December 2024
Welcome Offer
Instant Discount of up to CNY100 from Designated Merchants
Valid until
28 February 2025
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Things to consider for this product:
check
Overseas rebate
check
Airport lounge
check
Welcome offer: Rebate
check
No foreign txn fee
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Emberton II Speaker (valued at HK$1,499); or
Philips ADD4911 2.0L Water Dispenser (valued at HK$898)
MoneyHero Exclusive Offer New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)/
Marshall Emberton II Speaker (valued at HK$1,499) /
Philips ADD4911 2.0L Water Dispenser (valued at HK$898)
Requirements
Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 January 2025: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$600 Apple Store Gift Card; or
HK$600 Wellcome Shopping Voucher; or
HK$600 Klook Gift Card; or
HK$600 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
HK$600 Apple Store Gift Card /
HK$600 Wellcome Shopping Voucher /
HK$600 Klook Gift Card /
HK$600 Suning Gift Voucher
Requirements
Valid until 31 December 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 January 2025: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer (Either one)
Gift Options
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending; or
HK$600 Cash Reward
From 1 July 2024 to 31 December 2024, new customer may enjoy welcome offer below:
New credit card customers can enjoy a 10% cash rebate on monthly settlement agreement currency purchases (including RMB) with GBA Dual Currency Credit Card within the first 3 months from the card issuance date (the "Billing Period"), with a maximum of 10% cash rebate during the payment period. HK$1,000 cash rebate, previously 4% cash rebate for RMB spending, you can enjoy up to 14% cash rebate! ;or
HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
Spending Categories
• RMB Spending • Mobile Wallet^ Spending
• RMB Spending (Single spending of CNY3,000 or above)
Cash Rebate Offer
4% Cash Rebate*
Extra 6% Cash Rebate#
Maximum Extra Cash Rebate Amount per day
HK$120
HK$200
Maximum Extra Cash Rebate Amount per calendar month
HK$400
HK$600
^ Mobile Wallet refer to Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode) * including basic 0.5% cash rebate under "CNCBI Dual Currency Credit Card Cash Rebate" Rewards Program. Please refer to remarks of privilege 1 for details # The RMB spending of extra 6% cash rebate does not include all WeChat Pay/ Alipay/ PayMe transactions.
What’s more, there is no foreign currency transaction handling fee with the card!
Instant Discount of up to CNY100 from Designated Merchants
Enjoy the following instant discount offers upon designated spending at 11 designated malls in Shenzhen and below F&B outlets with the card during the promotion period:
4% Cash Rebate on RMB and designated mobile wallet spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$400 Cash Rebate per month.
Extra 6% Cash Rebate on RMB spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$600 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
Up to 50% Cash Rebate on designated GBA hotels
From 8 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy up to 50% Cash Rebate (up to HK$500 per stage) on designated hotel bookings at GBA (Guangzhou, Shenzhen, Zhuhai, Zhongshan, Dongguan, Huizhou, Jiangmen, Foshan, Zhaoqing)
Required to obtain the promotional code of Hotel Offer via the Wing On Travel (“Merchant”) promotional page (https://hk.wingontravel.com/3L6KX4r). The Merchant will refresh the promotional code (“Designated Promotional Code”) at 10:00am on the 8th calendar day of each calendar month. The validity period of each promotional code is one month, from 10:00am on the 8th calendar day of each calendar month to 09:59am on the 8th calendar day of next calendar month (“Each Stage”). GBA Cardmember shall register as the Merchant’s member via the Merchant’s website (https://www.wingontravel.com) or mobile application (“Wing On Travel App”), then make order of designated hotel booking via the Merchant’s website or Wing On Travel App by the GBA Credit Card and input the Designated Promotional Code of the month before payment to enjoy the Offer. The Offer is available on a first come first served basis while stock last. During Each Stage, GBA Cardmember is entitle to redeem the Designated Promotional Code once only, which means Hotel Offer can be enjoyed once only in Each Stage.
No foreign currency transaction handling fee
First year annual fee waiver
Other things to note
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
DBS Black World Mastercard®
Airmiles Overseas
$ 4 per mile
Airmiles Local
$ 6 per mile
info
Upon meeting local and overseas spending goals
Airmiles Dining
$ 6 per mile
info
Upon meeting local and overseas spending goals
Annual Fee Waiver
One year
4 Offers Available
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 3 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Trip.com e-Gift Voucher
Valid until
31 December 2024
DBS Card+ Extra Welcome Offer
Apply and active physical card through DBS Card+ app can enjoy extraHK$100 InstaRedeem Discount
Valid until
03 January 2025
DBS Extra Miles Welcome Offer
up to 42,000 Miles
Valid until
03 January 2025
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Things to consider for this product:
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Travel agency offer
check
Welcome offer: Air miles
check
Air miles conversion
check
No expiry air miles
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Emberton II Speaker (valued at HK$1,499); or
POLAROID Go Instant Camera (valued at HK$999) ; or
PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour)
From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via MoneyHero are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300; random colour) / Marshall Emberton II Speaker (valued at HK$1,499) / POLAROID Go Instant Camera (valued at HK$999) / PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour)
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Trip.com e-Gift Voucher
From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® are entitled to HK$800 Trip.com Gift Card
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
DBS Card+ Extra Welcome Offer
Gift Options
HK$100 InstaRedeem Discount
DBS Card+ Extra Welcome Offer - HK$100 InstaRedeem Discount
New customers^ who successfully applied DBS credit cards through DBS Card+ app, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR)
New customers who successfully applied DBS credit cards activate physical card via DBS Card+ app within 2 months, would be eligible to the extra HK$50 InstaRedeem Discount
Applies DBS Credit Cards in a faster and more convenience way through DBS Card+
Use your DBS Credit Card via Apple Pay or Google Pay upon card approval
^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled credit card issued by the Bank (“Existing Customers ”).
To borrow or not to borrow? Borrow only if you can repay!
DBS Extra Miles Welcome Offer
Gift Options
up to 42,000 Miles
New Customers^ can enjoy below welcome offers upon accumulating the following eligible transactions within the first 3 months of card issuance and activating DBS Card+ account and the physical New Card in the first month:
Up to 40,000 Miles spending requirements and its miles conversion rate:
Accumulated Eligible Spending of HK$8,000: 8,000 miles (i.e. DBS$384)
Accumulated Eligible Spending of HK$20,000: 12,000 miles (i.e. DBS$576)
Accumulated Eligible Spending of HK$80,000: 40,000 miles (i.e. DBS$1,920)
Total accumulated miles rewards: 40,000 miles (i.e. DBS$1,920)
Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000)
Extra 2,000 miles (i.e. DBS$96)
Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance
HK$50 InstaRedeem Discount
•Successfully activate the physical new card via DBS Card+ app within 2 month after its issuance
New customers need to download and activate DBS Card+ account in the first month within 1 month after new card issuance
Existing customers^ need to activate the physical new card via DBS Card+ app within 2 months after its issuance
Apply for a DBS Black World Mastercardthrough the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$100 "instant discount" from DBS Card+:
Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.
If you want to continue applying through the desktop website: After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$100 "instant discount" from DBS Card+.
Suitable for customers who loves travelling
As low as HK$3=1mile and worldwide travel privileges
Register via DBS Card+ now to enjoy as low as HK$3=1mile worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase. For details, please visit go.dbs.com/hk-black-distinction-en
Enjoy full year travel privileges
KLOOK InstaRedeem 20% off offer
Up to 12% off on hotel booking offer from Expedia.com
Up to 12% off on hotel booking offer from Hotels.com
Up to 10% off on hotel booking from Agoda.com
Up to 16% Wallet Credit Back on selected hotels booking at Booking.com
InstaRedeem 20% off on Online / Travel Merchant Spending
OpenRice 20% off via InstaRedeem
Spend at OpenRice during the promotion period to enjoy 20% off via InstaRedeem (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
Other things to note
MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Min. Annual Income: HK$ 240000
DBS Eminent Visa Platinum Card
Airmiles Overseas
Not Applicable
Airmiles Dining
Not Applicable
Cashback Dining
5 %
info
With registration successfully in DBS Card+ App
Cashback Overseas
2 %
info
Spending in foreign currencies
4 Offers Available
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 3 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$800 HKTVmall e-Gift Voucher
Valid until
31 December 2024
Welcome Offer
Up to HK$600 Rewards
Valid until
03 January 2025
DBS Card+ Extra Welcome Offer
Apply and active physical card through DBS Card+ app can enjoy extraHK$100 InstaRedeem Discount
Valid until
03 January 2025
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Things to consider for this product:
check
Dining rebate
check
Online shopping rebate
check
Annual Fee waiver
check
Dining discount
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Emberton II Speaker (valued at HK$1,499); or
POLAROID Go Instant Camera (valued at HK$999) ; or
PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour)
From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300; random colour) / Marshall Emberton II Speaker (valued at HK$1,499) / POLAROID Go Instant Camera (valued at HK$999) / PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour)
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 HKTVmall e-Gift Voucher
From 30 November 2024 6 p.m. till 31 December 2024 6 p.m. New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card via MoneyHero are entitled to HK$800 HKTVmall e-Gift Voucher
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
On or before 31 January 2025: The card must be approved by DBS, subject to the Bank’s system records.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
Up to HK$600 Rewards
New Customers^ are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:
10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$450 Cash Rebate:
accumulate retail spending ("Eligible Spending") of HK$3,000 or above with the New Card within Spending Period; and/or
designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300); and/or
Extra HK$100 Cash Rebate (“Extra Cash Rebate”):
HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
apply 12-month or above Flexi Shopping Programme
HK$50 InstaRedeem Discount Successfully activated the physical new card via DBS Card+ within 2 month from card issuance date
New customers need to download and activate DBS Card+ account in the first month within 1 month after new card issuance
Existing customers^ canalsoenjoy HK$50 InstaRedeem Discount by activating the physical new card via DBS Card+ app within 2 months after its issuance
DBS Card+ Extra Welcome Offer - HK$100 InstaRedeem Discount
New customers^ who successfully applied DBS credit cards through DBS Card+ app, would be eligible to the HK$50 InstaRedeem Discount (For details: go.dbs.com/hk-online-acq-50SIR)
New customers who successfully applied DBS credit cards activate physical card via DBS Card+ app within 2 months, would be eligible to the extra HK$50 InstaRedeem Discount
Applies DBS Credit Cards in a faster and more convenience way through DBS Card+
Use your DBS Credit Card via Apple Pay or Google Pay upon card approval
^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”). Existing Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled credit card issued by the Bank (“Existing Customers ”).
To borrow or not to borrow? Borrow only if you can repay!
Product Feature :
DBS Card+ Extra Welcome Offer - HK$50 InstaRedeem Amount
New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and successfully activated the New Card within one month from card issuance date, would be eligible to the HK$50 InstaRedeem Offer
DBS Eminent Card Up to 5% Rebate Programme
A single net spending of HK$300 or above of 4 designated spending categories (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.
Dining Privileges Up to 30% off
Extraordinary Dining Privileges 30% off
Harbour Plaza 8 Degrees Café 8 Degrees up to 30% off
Conrad Hong Kong up to 10% off
Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
Health & Wellness Privileges Up to 52% off / Enjoy Trial
Pure Yoga Trial and Sign-up Offers
Up to 52% discount on designated check-up plans
Other things to note
MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 150000
PrimeCredit WeWa UnionPay Diamond Card
Cashback Apple Pay
6 %
Cashback Overseas
4 %
info
(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Cashback Local
4 %
info
(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Foreign Currency Transaction Fee
Waived
4 Offers Available
【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
Valid until
31 December 2024
MonyHero Exclusive Offer
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate
+ 3 other gift options
Valid until
31 December 2024
Welcome Offer
Round-trip air ticket to Osaka
+ 3 other gift options
Valid until
31 March 2025
WeWa Card Mobile Payment Offer
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Valid until
31 March 2025
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Things to consider for this product:
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Travel agency offer
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Cinema ticketing
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Installment
【Xmas Bonus】Zone B Designated Credit Card
Gift Options
HK$300 Wellcome Voucher
From the start of the event on December 11, 2024, until 11:59 PM on December 31, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional HK$300 Wellcome Shopping Voucher.
Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate; or
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate; or
Existing Customer: HK$200 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
Existing Customer: HK$200 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
MoneyHero Exclusive Offer: HK$100 cash rebate + HK$200 Apple Gift Card / HK$200 Wellcome Shopping Voucher
From 29 November 2024 6 p.m. till 31 December 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 Apple Gift Card / Welcome Shopping Voucher. Existing customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Apple Gift Card / Welcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
Welcome Offer
Gift Options
Round-trip air ticket to Osaka; or
HK$500 Cash Reward; or
HK$400 Klook e-Gift Card (only for University / Tertiary students); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer
From now till 31 March 2025, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:
Eligible Retail Purchase Transactions Requirement
Welcome Offers options
Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date
A set of standard class round-trip air ticket between Hong Kong and Osaka and HK$100 hotel voucher for a single person
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date
HK$500 Cash Rebate
No Spending Requirement
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
University / tertiary students Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from card issuance
HK$400 Klook e-Gift Card
(Only for University / tertiary students)
WeWa Card Mobile Payment Offer
Gift Options
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Promotion Period: 1 Apr 2024 - 31 Mar 2025 (both days inclusive)
Offer Details: Earn up to 6% cash rebate with WeWa Card linked with designated mobile payment for eligible local, foreign and/or online retail spending! Earn while you shop, eat and travel! Visit https://www.wewacard.com/mobile-rebate for more details.
Designated mobile payment ONLY include:
Apple Pay (applicable to UnionPay and Visa card), and
UnionPay mobile QuickPass within OmyCard Mobile App (applicable to UnionPay card), and
QR code payments within OmyCard Mobile App (applicable to UnionPay card and Android devices)
Details on 6% cash rebate on Designated mobile payment:
Spending Category 1: Travel, Cinema, Karaoke, Theme Parks with 4% WeWa Cash Rebate + Extra 2% Cash Rebate on Designated mobile payment
0.4% Cash Rebate on spending other than Spending Category 1 + Extra 5.6 % Cash Rebate on Designated mobile payment
HK$200 Each customer can earn up to HK$200 Cash Rebate per month on Designated mobile payment
Registration on OmyCard app > WeWaClub > “WeWa mobile payment up to 6% rebate” is required in order to be eligible to this offer. (Registration ONCE only during the entire promotion period)
Eligible Retail Transactions must be made via Designated Mobile Payments, whether locally, overseas, and/or online. These transactions must be made within the calendar month of registering for this Promotion and posted to the account within 7 days after the transaction date.
Product Feature :
Launch of WeWa Club Enjoy endless offers and jetso
Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
At WeWa Club, you can:
Buy amazing things at a good deal
Enjoy priority booking for concerts or other events
0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$2,000
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Standard Chartered Cathay Mastercard - Priority Private
Cashback Local
Not Applicable
Annual Fee
HK$ 8,000
4 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
+ 1 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
31 December 2024
MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
+ 3 other gift options
Valid until
31 December 2024
Welcome Offer - Up to 100,000 Miles
Up to100,000 miles
Valid until
31 December 2024
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Things to consider for this product:
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Welcome offer: Air miles
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Airport lounge
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Air ticket rebate
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Air miles conversion
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800); or
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New Standard Chartered Credit Card Customers can redeem Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) OR Insta360 Go 3S (Valued at HK$3,458;random colour) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Details for redeeming theDyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S :
After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Hot + Cool™ Fan Heater AM09 OR Insta360 Go 3S by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color)
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at: HK$4,300; random color)OR Marshall MOTIF II A.N.C. (valued at HK$1,599) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$900 Apple Store Gift Card; or
HK$900 Wellcome Shopping Voucher; or
HK$900 HKTVmall e-Gift voucher; or
HK$900 Klook e-Gift Voucher
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
From 29 November 2024 6 p.m. to 31 December 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 January 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer - Up to 100,000 Miles
Gift Options
100,000 miles
From now till 31 December 2024, new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Private applications and fulfill relevant requirements can enjoy up to 100,000 Asia MilesSpending within the first 2 months upon card issuance –
Tier 1: Accumulated Eligible Transactions*of HKD1,000 = 5,000 Miles (HK$0.2/Miles)
Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/Miles)
Tier 3: Accumulated Eligible Transactions* of HKD40,000 = 80,000 Miles (HK$0.5/Miles)
Tier 4: Accumulated Eligible Transactions*of HKD100,000 = 100,000 Miles (HK$1/Miles)
*Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
Product Feature :
Cathay Travel Privileges
Cathay Pacific Business Class Lounge Access 10 times per year, sharable to your travel companion or Redemption Group members
Check-in at the Business Class counters and enjoy the same priority boarding services for Business Class passengers
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
HK$6 = 1 Asia Mile for eligible spending on other categories
Exclusive Privé Privileges
Access to Priority Private concierge, gourmet privileges, exclusive benefits with Standard Chartered global luxury hotel partners and Airport Limousine Programme
10% discount on Asia Miles Awards redemption
Hotel, Car Rental and Experience Awards;
Dining awards or settle bill with miles; and
Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Annual fee waiver when you become a Priority Private client and fulfill relevant requirements
Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.
Other things to note
"New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:
"New Cardholders" are applicants who do not currently hold and have not canceled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
"New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third-party insurer) in the past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Private, cardholder is required to be an existing Priority Private client or a New Banking Client who signs up for Priority Private upon card application. The cardholder is also required to maintain HK$8,000,000 or above Average Daily Relationship Balance starting from the second calendar month from card issuance date.
Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
No annual fee will be refunded if the card is terminated. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
American Express Explorer® Credit Card
Airmiles Travel
as low as $ 1.68 per mile
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HK$1 = 9 points (equal to HK$2 = 1 mile) in the first 3 months.
First ever 6-Month Welcome Offer – earn up to 64,000 miles. Plus, earn an extra HK$100 rebate on Octopus Top-Up via iphone and 6,000 miles upon HK$7,000 spend in first 3 months!
Valid until
31 December 2024
Explorer® Credit Card Overseas Spend Offers
Overseas Spend as low as HK$1.68 = 1 mile (Up to 10.75X Membership Rewards points)
Valid until
31 December 2024
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Conciege Service
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Airport lounge
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Travel insurance
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Purchase protection
MoneyHero Time-limited Exclusive Offer
Make overseas and local spendings till X’mas to earn 64,000 miles during the first 6-month after successfully apply for the American Express Explorer Credit Card. Additionally, receive an extra HK$100 rebate for Octopus top-up bonus and 6,000 miles upon HK$7,000 spend in the first 3 months.
Gift Options
First ever 6-Month Welcome Offer – earn up to 64,000 miles. Plus, earn an extra HK$100 rebate on Octopus Top-Up via iphone and 6,000 miles upon HK$7,000 spend in first 3 months!
Limited Offer
Top up $300 octopus to get $100 Statement Credit in the first 3 months
Welcome Bonus
Enjoy HK$300 Statement Credits upon the first transaction within the first 3 months
New Cardholder Spending Bonus
Enjoy 108,000 American Express Membership Rewards points, which is enough to redeem 6,000 miles upon accumulate spending of HK$7,000 within the first 3 months
Foreign Curriencies Spending Bonus
Exclusive! Enjoy HK$1 = 9 points (equal to HK$2 = 1 mile) in the first 6 months, up to 720,000 points, which is enough to redeem 40,000 miles
Local Spending Bonus
Exclusive! Enjoy HK$1 = 4 points (equal to HK$4.5 = 1 mile) in the first 6 months, up to 432,000 points, which is enough to redeem 24,000 miles
Explorer® Credit Card Overseas Spend Offers
Gift Options
Overseas Spend as low as HK$1.68 = 1 mile (Up to 10.75X Membership Rewards points)
Promotion Period: 1 Jul 2024 - 31 Dec 2024 (both days inclusive)
Offer Details: Enroll your American Express Explorer® Credit Card to enjoy up to 10.75X Membership Rewards points on foreign currencies transactions,which is as low as HK$1.68 = 1 mile.
Airlines and Selected Online Travel and Everyday Spend Merchants
Include: Amazon.com, Apple, Deliveroo, foodpanda, Netflix, Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE
Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 18 points to redeem 1 mile.
No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.
You can transfer your points into 9 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.
Travel Privileges - take care of your travel needs
Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 8 times complimentary Plaza Premium Lounge access every calendar year.
Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.
Shopping Protection Spend with the Card to enjoy the following protection:
Online Fraud Protection Guarantee Shop online with the Card and you won't be held responsible for any fraudulent charge.
Return Guarantee Refund if you are unhappy with the purchase made with the Card.
Extended Warranty When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
Price Protection Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
45 Days Cover Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
Terms and Conditions apply.
Entertainment and Shopping Privileges
10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
First year annual fee waiver upon successful card application
Spend HK$150,000 annually with the principal and any supplementary card(s) and your HK$2,200 annual card fee will be waived for the following year.
Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.
Gift eligibility is based on the application date of the approved application, but not approval date
Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 300000
The Platinum Card®
Airport Lounge Access
Unlimited Times
Airmiles Overseas
$ 4.5 per mile
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Every HK$1 (or equivalent) of your foreign currency spend (both online and offline) will earn 3 Membership Rewards points
Airmiles Local
$ 7.5 per mile
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Join Membership Rewards Turbo Program to earn 2 Membership Rewards point on local spending for every HK$1 spend (HK$7.5 = 1 mile)
Min. Annual Income
None
5 Offers Available
MoneyHero Exclusive Offer
1,000,000 Membership Rewards® points
Valid until
31 December 2024
The Platinum Card® W Hong Kong Wellness
The Platinum Card® W Hong Kong Wellness: Enjoy access to W Hong Kong’s sky-high facilities
Valid until
13 November 2025
The Platinum Card® Top up Octopus Offer
Earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
Valid until
31 December 2024
The Platinum Card® Travel Offer
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
Valid until
31 December 2024
The Platinum Card® Dining Offer
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
Valid until
31 December 2024
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Things to consider for this product:
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Travel insurance
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Dining discount
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Airport lounge
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Travel agency offer
MoneyHero Exclusive Offer
Gift Options
1,000,000 Membership Rewards® points
1,000,000 Membership Rewards® points!
First transaction bonus: 100,000 points upon successful application and upon successful spending in the first 3 months
Welcome bonus: 500,000 points upon HK$15,000 spending in the first 3 months
Spending bonus: 400,000 points upon spending another HK$50,000 in the first 3 months
The Platinum Card® W Hong Kong Wellness: Enjoy access to W Hong Kong’s sky-high facilities
WET® Swimming Pool*
Take a dip or take a sip at Hong Kong’s highest outdoor pool, perched on the 76th floor, complete with refreshing pool bar.
FIT® Gym*
Melt the stress away on the 73rd floor where you can maximize your workout with the latest Technogym equipment.
Luxury Heat & Water Facilities
Replenish, rejuvenate, and relax with the vitality pool, aroma steam room, and dry sauna experiences on the 73rd floor.
Moreover, you can enjoy 10% off discount# from the extensive spa menu of 90-minutes or above experiences to exciting personal training programmes to diverse wellness retail products, feeling great won’t come at a high cost!
*Each Cardmember is limited to 1 booking slot per day. Booking Slots: 9am – 12:45pm / 1pm – 4:45pm / 5pm – 8:45pm.
#Applicable to Sunday to Thursday only, excluding Public Holidays. Excludes nail, waxing and add-on treatments. Full payment must be settled with Eligible Cards at W Hong Kong (Payment made at online shop is not applicable).
The Platinum Card® Top up Octopus Offer
Gift Options
Earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
Top up Octopus Offer
earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
The Platinum Card® Travel Offer
Gift Options
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
American Express Travel Online Benefit Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit
Complimentary Access to The Centurion Lounges Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
Fine Hotels & Resorts Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available
Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
Comprehensive Travel Insurance Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
The Platinum Card® Dining Offer
Gift Options
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
Global Dining Credit Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024
Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
Enjoy 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts.
Product Feature :
Earn Rewards points when you spend with the Card
Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.67%.
Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.33%.
Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 1%.
Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points
Travel Offer
American Express Travel Online Benefit Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$2,200 Statement Credit
For details, please refer to https://www.americanexpress.com/en-hk/benefits/offers/travel/ato-credit/index.html
Complimentary Access to The Centurion Lounges Enjoy over 1,400 lounges access over the world, and complimentary access to The Centurion Lounges including Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
Fine Hotels & Resorts Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival, complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok
Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
Comprehensive Travel Insurance Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
Dining Offer Basic and Supplementary Cardmember can enjoy
Global Dining Credit Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024
Promotion details please refer to https://www.americanexpress.com/en-hk/benefits/offers/dining/global-dining-credit/index.html.
Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.
Enjoy 30% saving on a la carte food menu for all day dine-in at participating restaurants of LKF Concepts.
Lifestyle Offer
Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.
Shopping Protection
Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.
Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"
Airmiles Local
$ 4.17 per mile
info
Spending in China & Macau earn an extra 2% RewardCash, up to 4.4% RewardCash with "Red Hot Rewards of Your Choice"
Min. Annual Income
$ 120,000
7 Offers Available
MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card
+ 1 other gift options
Valid until
31 December 2024
Red Hot Winter Rewards - Broadway
Up to $950 RewardCash
Valid until
28 February 2025
Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash
Valid until
28 February 2025
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate
Valid until
02 January 2025
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)
+ 1 other gift options
Valid until
31 December 2024
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash
+ 1 other gift options
Valid until
28 February 2025
HSBC Travel Guru Membership Program
Extra up to 6% of Foreign Currency Spending Cash Rebate
Valid until
31 December 2024
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Things to consider for this product:
check
Overseas rebate
check
Airport lounges access
check
Dining discount
check
Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$300 Apple Store Gift Card; or
HK$300 Wellcome Voucher
New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:
From 30 November 2024 12 p.m. to 31 December 2024 11:59 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Pulse UnionPay Dual Currency Diamond Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
On or before 31 January 2025: The card must be successfully approved, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.
Red Hot Winter Rewards - Broadway
Gift Options
Up to $950 RewardCash
Red Hot Winter Rewards - Broadway From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.
Total Net Spending Amount
Extra RewardCash rebate
Maximum amount of extra RewardCash
HK$3,000 or above
3%
$100
HK$6,000 or above
5%
$400
HK$10,000 or above
6%
$950
*Register via HSBC Reward+ app to enjoy the offer
Red Hot Winter Rewards - Mannings
Gift Options
Up to Extra 10% RewardCash
Red Hot Winter Rewards - Mannings From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.
Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
*Register via HSBC Reward+ app to enjoy the offer
Red Hot Shopping Special - SOGO
Gift Options
up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash. *Register via HSBC Reward+ app to enjoy the offer
HSBC Credit Card x YOHO Welcome Offer
Gift Options
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600); or
KOIZUMIKOIZUMI Ion Negative Ions Straight Iron World-wide voltage KHS-8710(Valued HKD$600)
Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**
Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.
Eligible Online Application Channels:
HSBC Website
HSBC Personal Internet Banking
HSBC HK Mobile Banking App
*Welcome Reward Offer
Option 1
Option 2
New/Existing Credit Card Customers
Koizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)
Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
**Reward Cash
New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
Existing Credit Card Customers: HKD 200 in “Reward Cash”
Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
HSBC Welcome Offer
Gift Options
New credit card customers can receive $800 RewardCash; or
Existing credit card customers can receive $200 RewardCash
Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:
New Credit Card Customers: $800 RewardCash
Existing Credit Card Customers: $200 RewardCash
HSBC Travel Guru Membership Program
Gift Options
Extra up to 6% of Foreign Currency Spending Cash Rebate
Brand new Travel Guru Membership Programme, a tiered membership Programme offering an annual RewardCash rebate of up to 6% on foreign currency spending and a series of travel rewards. Using HSBC Pulse UnionPay Dual Currency Diamond Credit Card can enjoy up to 6% of Foreign Currency Spending Cash Rebate
Sam's Club (Shenzhen) – Up to an extra $200 RewardCash
Receive up to an extra $100 RewardCash for designated spending amount with your HSBC Pulse UnionPay Dual Currency Credit Card on Friday, Saturday, Sunday or Hong Kong Public Holidays, no matter via HSBC Reward+ App, UnionPay App or just the physical card. You can get a maximum of an extra $200 RewardCash for the entire promotional period. Remember to register via HSBC Reward+ app!
Spending Amount
RewardCash
RMB500 TO RMB999
$50
RMB1,000 or above
$100
Mainland China & Macau Spending – Up to 4.4% RewardCash
Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories.
Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau.
Other year-round offers:
One card, dual currency, without worrying about exchange rate fluctuations
Foreign currency transaction fee waiver on every RMB and MOP transaction
Up to 40% off at designated merchants. Please download UnionPay app for more details.
Buy 1 get 1 free at EPURE, La Rambla by Catalunya, ZUMA Hong Kong
Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
First 2 years annual fee waiver
The Online Welcome Offer Promotional Period starts from 1 March 2024 to 28 February 2025
The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 120000
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Gift Options
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Terms & Conditions
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Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!
What is the reward redemption status for the promotional campaigns?
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Thank you for using MoneyHero. If you are looking to check onyour reward redemption status, then this is the right place. We have compiled our promotional campaigns and their respective rewards progress so that you can keep track of when you can expect yours.
Please click on the campaign that you participated in, and you will find the corresponding redemption status. Campaigns are sorted chronologically, be sure to match the correct financial institution, reward, and period of the campaign.
How many types of credit cards in Hong Kong? How should I choose my credit cards?
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The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Express andJCB.
That shiny piece of plastic in your wallet is more than just a status symbol. Whether you are shopping at the mall, over the internet or during your holiday in Europe, nothing beats the convenience of swiping your card on the spot and paying for your purchases later. And they aren't good for just shopping sprees either; you can also pay your bills, beef up your credit rating, or save on airfares for your next trip halfway around the world.
Choosing the right card is vital, but what if you don't have the time to sift through countless offers from a long list of banks. This is where we come in: our online comparison tool helps you single out the cards with the perfect combination of good terms, affordable interest rates, and extra perks.
How Our Best Deals Work?
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All of the cards in our Best Deals are up there for a reason. Favoured by a steady percentage of our online users, these are the cards with consistent rates, irresistible rewards, and other unique features that make them stand out from the competition.
Tons of cards on the market come with all kinds of features, complicating your search for the right one. We understand that a good card must go beyond the basics and let you do more than just shopping. For this reason, we help you compare and find cards with the best welcome gifts, cashback, miles and other rewards from a selection of financial institutions including Bank of China (Hong Kong) and Hang Seng Bank. Our top choices also come with exclusive offers and rewards you won't find anywhere else.
Find a Deal No Matter Where You Are
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At MoneyHero, we take your financial security very seriously. We know better than anyone that there is a product out there for every niche, be it air miles or rewards points. The wrong card can make or break your financial situation, costing you thousands of dollars in the long run. That's why we've made it our job to match you with the right card for your needs.
Time is money, and we can save you hours of web browsing by reviewing a variety of products from the comfort of your mobile. You can view our most popular cards at a glance, each chosen for their combination of rates and benefits ideal for the average cardholder's budget. All of our picks come from Hong Kong's most trusted banks, along with globally-renowned brands and of course, only the best credit card deals.
What are the common credit card rewards?
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Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash back, air miles, gift vouchers or free gifts.
Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.
If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.
In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.
Do credit cards offer other forms of benefits in addition to cash back and air miles?
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Many credit cards bring discounts and cash rebate for online shopping, dining offers and even privileges like airport lounge access and concierge service in addition to cash back and air miles. For example, DBS Eminent Card and Citibank Citi Clear Card offer cash rebate of 2-6% for online spending. Regarding dining benefits, numerous credit cards offer attractive cash back and air miles redemption deals for dining spending, so that cardholders can earn more rewards by eating out. Premium credit cards with exclusive privileges, which offer airport lounges access worldwide, airport limousine transfer service and other concierge services, have a minimum income requirement.
How to earn cashback?
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Some Cashback Credit Cards providers require you to spend a minimum amount before you can start earning rewards. Providers may also limit the amount of Cashback rewards you can earn, while others implement caps on how much you can spend for certain categories. It's also common for providers to set an increase in cashback return rates for certain categories within a specified period which are worth taking advantage of.
The best way to maximize cashback points is to choose a card that lets you earn rewards that matter to you. If you're serious about pursuing cashback rewards, you must make sure to fully understand the terms and conditions of your selected credit card. Terms are always subject to change, so it's important to always stay educated on these.
Can I apply for more than one credit card?
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Yes, but do not send out your applications all at once. Credit card providers can have access to information about your existing credit card applications as part of your credit profile. Having too many active applications at the same time will make you look too 'desperate' and lessen your chances of being approved.
How long does it take for my application to get approved?
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The period varies from bank to bank but after you submit your application, it would usually take a few days to process. If you are approved for credit, it usually takes 7 to 10 working days for you to get your credit card. To ensure that there are no further delays, fill out the application form correctly and submit all required documents.
What are the fees and charges applicable on credit cards?
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The annual fee depends on the bank and the type of credit card. One- to three-year annual fee waiver is usually offered to attract users, and cardholders get their fee waived if they can meet the minimum spending. Some card issuers even advertise credit cards with no annual fee. You can request annual fee waiver by calling the card issuer's hotline. Furthermore, many banks charge an early termination fee of more than HK$100; other common fees and charges include replacement fee, late charge, over-limit fee, cash advance fee and foreign transaction fee. In addition to credit card welcome offers, you should also check with your provider to see the fees and charges of your credit card.
Why should I apply for credit cards through MoneyHero?
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MoneyHero lists out the most up-to-date information on credit card products in Hong Kong. We also provide apply links that allow you to apply for a credit card directly. Our top choices also come with exclusive offers and rewards you won't find anywhere else.
Do existing customers enjoy the Welcome Offers offered by MoneyHero?
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For exclusive offers from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:
American Express Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.
Citibank Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.
DBS Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.
PrimeCredit Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.
CITIC Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.
HSBC Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here.
BEA Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.
How to prevent credit card fraud?
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To protect yourself from credit card fraud, you should keep your credit card and personal information (including credit card numbers and security code) safe and never disclose your passwords or personal information to anyone. You should also keep record of all credit card transactions and check bank statements regularly. Report any suspicious transactions to your financial institution or bank immediately to avoid financial loss.
How to prevent credit card fraud?
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To protect yourself from credit card fraud, you should keep your credit card and personal information (including credit card numbers and security code) safe and never disclose your passwords or personal information to anyone. You should also keep record of all credit card transactions and check bank statements regularly. Report any suspicious transactions to your financial institution or bank immediately to avoid financial loss.
Confused about credit card terms?
Glossary terms to know for first-time credit card users