Best Cash Back Credit Cards in Hong Kong 2025

New Citibank Customers can get MoneyHero Exclusive reward with

• HK$1,800 Apple Store Gift Card /
• HK$1,800 Wellcome Voucher

Requirements

• From 02 January 2025 6 p.m. till 13 January 2025 12 noon: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 13 February 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

New Citibank Customers can get MoneyHero Exclusive reward with

• Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) /
• Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) /
• German Pool SGV-1518 Mini Multifunctional Steam Grill Oven (valued at HK$2,480)

Requirements

• From 02 January 2025 6 p.m. till 13 January 2025 12 noon: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
• On or before 13 February 2025: The card must be approved by Citibank
• Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
• Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Double the joy with Citi

Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
Designated restaurants:

• ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)（Asia's 50 Best Restaurant）
• Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)（SCMP 100 Top Tables）
• Louise - Designated Dinner Menu (HK$1,488)（OAD Asia Top Restaurants ）
• Restaurant Petrus - Designated Dinner Menu (HK$1,500)（OAD Asia Top Restaurants）
• Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)（SCMP 100 Top Tables）
• Cafe Causette - 3-Course Set Dinner Menu (HK$568)
• Clipper Lounge - Designated Dinner Buffet (HK$888)
• Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
• Leela - Leela x Citibank Dinner Menu (HK$988)
• The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)（Asia's 50 Best Bars）

Terms and Conditions apply , for more detail click here

• New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
  • From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499; random color) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
  • From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
  • On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
  • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

• From now till 27 February 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
  • HK$800 OR
  • Two HKGPPF voucher with Infinity Room Access
• The CashBack from Welcome Offer will be credited within 4 months after card issuance

Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Furusachi Ultimate Travel Line Front-opening Suitcase 31"（Valued HK$4,300；Random Colour） /Marshall Acton III Bluetooth Speaker (valued at HK$2,499；random colour) / Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)

• From 10 January 2025 6 p.m. to 17 January 2025 6 p.m. : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
• Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
• The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records

• Tips:
  • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
  • Terms and Conditions and MHNYRFS Invitation Code Promotion Terms and Conditions apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

Open a Mox Account successfully with the invitation code "MHNYRFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,400 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card

• From 10 January 2025 6 p.m. to 17 January 2025 6 p.m. : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
• Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
• The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records

• Tips:
  • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
  • Terms and Conditions and MHNYRFS Invitation Code Promotion Terms and Conditions apply.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

New sim Customers can get MoneyHero Exclusive reward with

• Greater Bay Airlines Round-trip tickets for one from Hong Kong to Japan (Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited, first come first serve) /
• Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) /
• POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) /
• Archer GXE75 AXE5400 Tri-Band Wi-Fi 6E (valued at HK$1,499) /
• HK$1,000 Apple Store Gift Card /
• HK$1,000 Wellcome Shopping Voucher

Requirements

• From 10 January 2025 6 p.m. till 18 January 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
• On or before 18 February 2025: The card must be approved by sim
• The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website.

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Lunar New Year Promotion
1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo:
a) Reward 1: Frequent Spending Reward of up to HKD$120
b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo)
2. Please click here to register & refer to Terms and Conditions for more details.

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

Welcome Offer
1. Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / Up to HKD$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
2. Please refer to Terms and Conditions for more details.

Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.

Lunar New Year Promotion
1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo:
a) Reward 1: Frequent Spending Reward of up to HKD$120
b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo)
2. Please click here to register & refer to Terms and Conditions for more details.

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

2. Please click here to register & refer to Terms and Conditions for more details.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):

• Types of Eligible Retail Transactions	Rebate Percentages on the Amount of Spending	Monthly CashBack Cap per each Eligible Card Account
  Eligible Retail Transactions at Designated Local Merchants^	3％	HK$200
  Other Eligible Retail Transactions	0.4％
  Eligible Online Retail Transactions*	Up to 8%

• *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

• ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
• Promotion Period: from 01 January 2025 to 31 January 2025
• Please refer to the Terms and Conditions for details

• New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
• New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  • Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
    
• New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  
  Spending requirement for sim Credit Card : With accumulated amount of HK$10,000
  
  

New sim Customers can get MoneyHero Exclusive reward with

• Greater Bay Airlines Round-trip tickets for one from Hong Kong to Japan (Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited, first come first serve) /
• Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) /
• POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) /
• Archer GXE75 AXE5400 Tri-Band Wi-Fi 6E (valued at HK$1,499) /
• HK$1,000 Apple Store Gift Card /
• HK$1,000 Wellcome Shopping Voucher

Requirements

• From 10 January 2025 6 p.m. till 18 January 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
• On or before 18 February 2025: The card must be approved by sim
• The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website.

• Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
• Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
• The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
• If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Lunar New Year Promotion
1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo:
a) Reward 1: Frequent Spending Reward of up to HKD$120
b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo)
2. Please click here to register & refer to Terms and Conditions for more details.

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

Welcome Offer
1. Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / Up to HKD$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher
2. Please refer to Terms and Conditions for more details.

Complete Identity Verification to get HKD 50 CashBack
Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.

Lunar New Year Promotion
1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo:
a) Reward 1: Frequent Spending Reward of up to HKD$120
b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo)
2. Please click here to register & refer to Terms and Conditions for more details.

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

2. Please click here to register & refer to Terms and Conditions for more details.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• During the promotion period, eligible cardholder can receive up to 8 % cash rebates for the following types of eligible retail transactions made with an eligible Card (sim Credit Card / sim World Mastercard):

• Types of Eligible Retail Transactions	Rebate Percentages on the Amount of Spending	Monthly CashBack Cap per each Eligible Card Account
  Eligible Retail Transactions at Designated Local Merchants^	3％	HK$200
  Other Eligible Retail Transactions	0.4％
  Eligible Online Retail Transactions*	Up to 8%

• *Upon accumulating a spending of HK$500 for non- Online Eligible Retail Transactions in a calendar month, any single Eligible Online Retail Transactions in of the amount of HK$500 or above in the calendar month

• ^Designated Local Merchants: Adidas / @cosme STORE / Fila / Matsukiyo HK / PUMA / Reebok / Sugidama HK / Tokyo Lifestyle
• Promotion Period: from 01 January 2025 to 31 January 2025
• Please refer to the Terms and Conditions for details

• New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
• New Cardholders can enjoy HK$200 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  • Spending requirement for sim Credit Card : With accumulated amount of HK$5,000
    
• New Cardholders can enjoy EIGHT Emperor Cinemas Movie e-Voucher(Reference Value: HKD1,120) on any eligible transactions within the first 90 days upon the card issuance. Terms and conditions apply.
  
  Spending requirement for sim Credit Card : With accumulated amount of HK$10,000
  
  

From now till 31 January 2025 11:59 p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31"  (valued at HK$4,300, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)  OR ennheiser ACCENTUM Wireless Headphone (valued at HK$1,599)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

From now till 31 January 2025 11:59 p.m.

• New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to HK$1000 Apple Store Gift Card / Wellcome voucher / Trip.com e-Gift Card

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

From now till 31 January 2025 11:59 p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

From now till 31 January 2025 11:59 p.m.

• Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome Voucher / Trip.com e-Gift Card

Important dates :

• Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.

• How to redeem Moneyhero Exclusive Offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
  • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
    • Hang Seng MMPOWERWorldMastercard®
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

• New Customers: $700 +FUN Dollars
• Existing Customer: $300 +FUN Dollars
• Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

MoneyHero Exclusive Offer: HK$100 cash rebate + HK$100 Wellcome Shopping Voucher

• From 01 January 2025 10 a.m. till 03 February 2025 12 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$100 Welcome Shopping Voucher.
• How to redeem MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
• Tips:
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

• Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
  • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
• Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
  • HK$500 Cash Rebate; or

• Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$400 Klook Gift Card; or
• Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.