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Find the Best Credit Card Welcome Offers in Hong Kong

Compare the best credit card welcome offers in Hong Kong here on MoneyHero when you sign up for your new card. We've compiled a list of the most attractive welcome offers from top credit card providers, so you can choose the one that suits your needs. Find the best deals on the market, including cash rebates, air miles, shopping vouchers, and more.
SPONSORED
Highest Exclusive Offer in Town Must-have for travelers
Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Supermarket
1.5  %
info
Cashback Dining
2  %
info
Cashback Local
2  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

5 Offers Available

MoneyHero Exclusive Welcome Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,200 Apple Store Gift Card
New Credit Card Customer : HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
Existing Credit Card Customer : HK$700 Apple Store Gift Card

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
Existing Credit Card Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
120,000 yuu Points (for new credit card customers)

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

SPONSORED
Exclusive Offer
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Overseas
$ 4  per mile
info
Airmiles Local Online Shopping
$ 6  per mile
info
Airmiles Dining
$ 4  per mile
info
Annual Fee
HK$ 2,000
info

5 Offers Available

【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)

+ 1 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

31 December 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

SPONSORED
Best-in-town unlimited cashback
Mox Credit Card (CashBack)

Mox Credit Card (CashBack)

5 Offers Available

【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNYRFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

02 January 2025

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNYRFS")
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

02 January 2025

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
6,250 Asia Miles + 1,000,000 exclusive miles earned every week

Valid until

31 December 2024

Exclusive Offer No cross border fee
Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
info
Foreign Currency Transaction Fee
0  %
Interest on installment plans
0  %
info
Annual Fee Waiver
Perpetual Annual Fee Waiver

4 Offers Available

MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer
HK$800 CashBack
HK$800 CashBack

+ 1 other gift options

Valid until

09 January 2025

Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees

Valid until

09 January 2025

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

Exclusive Offer Best offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card

Citi Cash Back Card

Cashback Local
2  %
info
Cashback Overseas
2  %
info
Cashback Dining
2  %
info
Annual Fee Waiver
First year

4 Offers Available

【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
HK$2,000 Apple Store Gift Card

+ 3 other gift options

Valid until

02 January 2025

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

02 January 2025

MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
SONY WF-1000XM5 Headphones (valued at HK$2,490)

Valid until

02 January 2025

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

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Dining rebate

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Overseas rebate

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Unlimited rebate

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High-priced welcome gifts

PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

Cashback Local
2  %
info
Cashback Online Shopping
2  %
info
Cashback Overseas
2  %
info
Interest on installment plans
0  %
info

2 Offers Available

MonyHero Exclusive Offer
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer
OTO Vanda 2.0 (VN-05)
OTO Vanda 2.0 (VN-05)

+ 4 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Foreign txn rebate

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Travel agency offer

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Installment

PrimeCredit WeWa UnionPay Diamond Card

PrimeCredit WeWa UnionPay Diamond Card

Cashback Local
4  %
info
Cashback Overseas
4  %
info
Foreign Currency Transaction Fee
Waived
Interest on installment plans
0  %
info

4 Offers Available

【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

MonyHero Exclusive Offer
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer
Round-trip air ticket to Osaka
Round-trip air ticket to Osaka

+ 3 other gift options

Valid until

31 March 2025

WeWa Card Mobile Payment Offer
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate

Valid until

31 March 2025

Things to consider for this product:

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Travel agency offer

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Cinema ticketing

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Installment

CNCBI Motion Credit Card

CNCBI Motion Credit Card

Cashback Overseas
10  %
info
Cashback Dining
6  %
info
Cashback Local Online Shopping
6  %
info
Cashback Overseas Online Shopping
6  %
info

3 Offers Available

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
HK$600 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer
10% Cash Rebate on spending in foreign currencies
10% Cash Rebate on spending in foreign currencies

+ 1 other gift options

Valid until

02 January 2025

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

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No foreign txn fee

check

Annual Fee waiver

Exclusive Offer
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Overseas
$ 4  per mile
info
Airmiles Local Online Shopping
$ 6  per mile
info
Airmiles Dining
$ 4  per mile
info
Annual Fee
HK$ 2,000
info

5 Offers Available

【Xmas Bonus】Zone A Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Dyson Hot + Cool™ Fan Heater AM09 (Valued at HK$3,380) (redeemed using Standard Chartered Cathay Mastercard with HK$1,800)

+ 1 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

31 December 2024

Things to consider for this product:

check

Welcome offer: Air miles

remove

Air miles conversion

remove

Hotel bookings offer

remove

Overseas rebate

Exclusive Offer Best offer in town
Citi Rewards Card

Citi Rewards Card

Airmiles Overseas
$ 15  per mile
info
Cashback Contactless Spend
1.85  %
info
Cashback Local
1.85  %
info
Airmiles Local
$ 3  per mile
info

3 Offers Available

MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
HK$2,000 Apple Store Gift Card

+ 3 other gift options

Valid until

02 January 2025

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

02 January 2025

MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
SONY WF-1000XM5 Headphones (valued at HK$2,490)

Valid until

02 January 2025

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

check

High-priced welcome gifts

check

Annual Fee waiver

Exclusive Offer
Citi Prestige Card

Citi Prestige Card

Airmiles Overseas
$ 4  per mile
info
Airmiles Local
$ 6  per mile
info
Air Miles Conversion Fee
Waived
Annual Fee
HK$ 3,800

3 Offers Available

MoneyHero Limited-Time Welcome Voucher
HK$5,000 Apple Store Gift Card
HK$5,000 Apple Store Gift Card

+ 1 other gift options

Valid until

02 January 2025

MoneyHero Limited-Time Exclusive Offer
Dyson Deluxe Package (total value at HK$7,160): DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) + Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380)
Dyson Deluxe Package (total value at HK$7,160): DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) + Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380)

+ 3 other gift options

Valid until

02 January 2025

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Hotel bookings offer

check

Overseas rebate

Exclusive Offer Online Shopping Rebate Annual Fee Waiver
HSBC Red Credit Card

HSBC Red Credit Card

Online spending
4  %
info
Cashback Supermarket
2  %
info
Cashback Overseas
1  %
info
Annual Fee
Perpetual annual fee waiver

6 Offers Available

【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

MoneyHero Exclusive Offer
HK$300 Apple Store Gift Card
HK$300 Apple Store Gift Card

+ 1 other gift options

Valid until

31 December 2024

Red Hot Winter Rewards - Broadway
Up to $950 RewardCash
Up to $950 RewardCash

Valid until

28 February 2025

Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash
Up to Extra 10% RewardCash

Valid until

28 February 2025

Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate
up to $700 RewardCash rebate

Valid until

02 January 2025

HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910  (Valued HKD$600)
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Annual fee waiver

check

Cinema ticketing

Exclusive Offer Best offer in town Free Access to airport lounges
Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
$ 3  per mile
info
Airmiles Local
$ 8  per mile
Air Miles Conversion Fee
Waived
Airport Lounge Access
12  times
info

3 Offers Available

MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
HK$2,000 Apple Store Gift Card

+ 3 other gift options

Valid until

02 January 2025

MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

Valid until

02 January 2025

MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

Valid until

02 January 2025

MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)
SONY WF-1000XM5 Headphones (valued at HK$2,490)

Valid until

02 January 2025

Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Valid until

16 April 2025

Things to consider for this product:

check

High-priced welcome gifts

check

Airport lounge

check

Travel insurance

check

Purchase protection

Best Card for China Travel Cashback of up to 10% in RMB
CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Cashback Overseas
10  %
info
Cashback Digital Wallet
4  %
info
Cashback Overseas Online Shopping
10  %
info
Annual Fee Waiver
First year

4 Offers Available

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
HK$600 Apple Store Gift Card

+ 3 other gift options

Valid until

31 December 2024

Welcome Offer (Either one)
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer
Instant Discount of up to CNY100 from Designated Merchants
Instant Discount of up to CNY100 from Designated Merchants

Valid until

28 February 2025

Things to consider for this product:

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Overseas rebate

check

Airport lounge

check

Welcome offer: Rebate

check

No foreign txn fee

HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

Airmiles Local
$ 5  per mile
Airmiles Overseas
$ 5  per mile
Airport Lounge Access
1  time
info
Complimentary Travel Insurance
Yes
info

9 Offers Available

HSBC Credit Card x HKTVmall Time-limited Welcome Offer
New Credit Card Customers: Up to HK$900 HKTVmall e-Gift Voucher
New Credit Card Customers: Up to HK$900 HKTVmall e-Gift Voucher

+ 1 other gift options

Valid until

31 December 2024

Red Hot Winter Rewards - Broadway
Up to $950 RewardCash
Up to $950 RewardCash

Valid until

28 February 2025

Red Hot Winter Rewards - Mannings
Up to Extra 10% RewardCash
Up to Extra 10% RewardCash

Valid until

28 February 2025

Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate
up to $700 RewardCash rebate

Valid until

02 January 2025

HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910  (Valued HKD$600)
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)

+ 1 other gift options

Valid until

31 December 2024

HSBC Welcome Offer
New credit card customers can receive $800 RewardCash
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Valid until

28 February 2025

Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash

Valid until

28 February 2025

限時簽賬優惠
6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets

Valid until

31 December 2024

Limited-time Offer
Oversea spending low as HK$2 per mile
Oversea spending low as HK$2 per mile

Valid until

31 December 2024

Things to consider for this product:

check

Hotel bookings offer

check

Airport lounge

check

Travel agency offer

check

Travel insurance

DBS Black World Mastercard®

DBS Black World Mastercard®

Airmiles Local
$ 6  per mile
info
Airmiles Overseas
$ 4  per mile
Airport Lounge Access
No
info
Annual Fee Waiver
One year

4 Offers Available

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 3 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$800 Trip.com e-Gift Voucher
HK$800 Trip.com e-Gift Voucher

Valid until

31 December 2024

DBS Card+ Extra Welcome Offer
HK$100 InstaRedeem Discount
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

Valid until

03 January 2025

DBS Extra Miles Welcome Offer
up to 42,000 Miles
up to 42,000 Miles

Valid until

03 January 2025

Things to consider for this product:

check

Travel agency offer

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Welcome offer: Air miles

check

Air miles conversion

check

No expiry air miles

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Overseas Online Shopping
6  %
Cashback Overseas
0.4  %
Cashback Local
5.4  %
info
Annual Fee Waiver
First year

2 Offers Available

MoneyHero Exclusive Offer
HK$200 Apple Store Gift Card
HK$200 Apple Store Gift Card

+ 1 other gift options

Valid until

31 December 2024

DBS Card+ Extra Welcome Offer
HK$100 InstaRedeem Discount
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

Valid until

03 January 2025

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Local spending rebate

check

Annual Fee waiver

DBS Eminent Visa Platinum Card

DBS Eminent Visa Platinum Card

Cashback Dining
5  %
info
Cashback Local
5  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
First year

4 Offers Available

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 3 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$800 HKTVmall e-Gift Voucher
HK$800 HKTVmall e-Gift Voucher

Valid until

31 December 2024

Welcome Offer
Up to HK$600 Rewards
Up to HK$600 Rewards

Valid until

03 January 2025

DBS Card+ Extra Welcome Offer
HK$100 InstaRedeem Discount
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

Valid until

03 January 2025

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

check

Annual Fee waiver

check

Dining discount

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card

Cashback Dining
5  %
info
Cashback Local
5  %
info
Cashback Overseas
2  %
info
Annual Fee Waiver
First year

4 Offers Available

MoneyHero Exclusive Welcome Gift
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 3 other gift options

Valid until

31 December 2024

MoneyHero Exclusive Welcome Voucher
HK$800 HKTVmall e-Gift Voucher
HK$800 HKTVmall e-Gift Voucher

Valid until

31 December 2024

Welcome Offer
Up to HK$600 Rewards
Up to HK$600 Rewards

Valid until

03 January 2025

DBS Card+ Extra Welcome Offer
HK$100 InstaRedeem Discount
Apply and active physical card through DBS Card+ app can enjoy extra HK$100 InstaRedeem Discount

Valid until

03 January 2025

Things to consider for this product:

check

Dining rebate

check

Online shopping rebate

check

Annual Fee waiver

check

Dining discount

Best-in-town unlimited cashback
Mox Credit Card (CashBack)

Mox Credit Card (CashBack)

Cashback Supermarkets
3  %
info
Cashback Online Food Delivery
3  %
info
Cashback Designated Local Spending
Up to 5  %
info
Annual Fee Waiver
Perpetual

5 Offers Available

【Xmas Bonus】Zone B Designated Credit Card
HK$300 Wellcome Voucher
HK$300 Wellcome Voucher

Valid until

31 December 2024

MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNYRFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)

+ 2 other gift options

Valid until

02 January 2025

MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNYRFS")
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

02 January 2025

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
6,250 Asia Miles + 1,000,000 exclusive miles earned every week

Valid until

31 December 2024

Things to consider for this product:

check

Instant onboarding

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Unlimited Instant Cashback

check

Instant Cash Loan

check

0% Instalment offer

BOC Cheers Visa Signature Card

BOC Cheers Visa Signature Card

Cashback Dining
3.2  %
info
Airmiles Travel
$ 1.9  per mile
info
Airmiles Dining
$ 1.9  per mile
info
Air Miles Conversion Fee
Waived

Offer Available

Welcome Offer
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)

Valid until

31 December 2024

Things to consider for this product:

check

Dining rebate

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Oversea rebate

check

Airport lounge

check

Welcome offer: Air miles

BOC Cheers Visa Infinite Card

BOC Cheers Visa Infinite Card

Cashback Dining
4  %
info
Airmiles Travel
$ 1.5  per mile
info
Airmiles Dining
$ 1.5  per mile
info
Air Miles Conversion Fee
Waived

Offer Available

Welcome Offer
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)

Valid until

31 December 2024

Things to consider for this product:

check

Dining rebate

check

Oversea rebate

check

Airport lounge

check

Fine dining

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Need some help?

No worries, we've got you covered!

What is the reward redemption status for the promotional campaigns?

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Thank you for using MoneyHero. If you are looking to check on your reward redemption status, then this is the right place. We have compiled our promotional campaigns and their respective rewards progress so that you can keep track of when you can expect yours. 

Please click on the campaign that you participated in, and you will find the corresponding redemption status. Campaigns are sorted chronologically, be sure to match the correct financial institution, reward, and period of the campaign.

How many types of credit cards in Hong Kong? How should I choose my credit cards?

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The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Express and JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays. Also, you can consider your spending habits and choose Cash Back Credit CardsAirmiles Credit CardsDining Credit CardsOnline Shopping Credit CardsPremium Credit CardsCorporate Credit CardsEntry Level / Student Credit CardsUnionPay Credit Cards, or Welcome Offers Credit Cards. You can also make use of MoneyHero comparison pages, and compare latest offers of credit cards.

What kind of credit card welcome offer can I get?

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Both cash coupons and gifts are common credit card welcome offers in Hong Kong. Some credit cards like WeWa card give out tech gadgets such as VR goggles. Some cards like Standard Chartered Asia Miles Mastercard gives out up to 100,000 Asia Miles to new customers.

When will I get the welcome reward from the bank?

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The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.

Do existing customers enjoy the Welcome Offers offered by MoneyHero?

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For exclusive offers from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

How to redeem my welcome offers?

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For virtual rewards like air milescash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition.

For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition.

If your welcome offer is an object like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.

Confused about credit card terms?

Glossary terms to know for first-time credit card users 

Air milesCashbackCredit scoreMinimum paymentAnnual feeReward Redemption Status (Promotional Campaigns)