A cash back credit card is a type of card that offers the benefit of earning cash back on your eligible purchases, hence it is a great option for those who prefer to earn tangible rewards and save money on everyday purchases. If you want to maximise your cash back rewards and earn other perks, explore MoneyHero’s cash back credit card comparison page now and earn money on every dollar spent!
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 3 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
+ 2 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Gift (Existing Customer)
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
+ 1 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
+ 2 other gift options
Valid until
30 November 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Local spending rebate
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Online Spending
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Overseas rebate
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No Annual Fee
MoneyHero Exclusive Gift (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
New Credit Card Customer : POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599); or
New Credit Card Customer : JBL Link 20 Voice-activated portable speaker (valued at HK$1,199 ; random colour)
From now till 30 November 2024 18:00
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class 31" Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) OR POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) OR JBL Link 20 Voice-activated portable speaker (valued at HK$1,199 ; random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (New to Bank Customer)
Gift Options
New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,000 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$1,000 Trip.com e-Voucher
From now till 30 November 2024 18:00
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
From now till 30 November 2024 18:00
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer:HK$700 Wellcome Shopping Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Valid until 31 December 2024, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
SPONSORED
Exclusive OfferNo cross border fee
Standard Chartered Smart Credit Card
Cashback Local
5 %
info
5% CashBack on designated stores, HKTVmall, PARKnSHOP and other designated stores spending.
Foreign Currency Transaction Fee
0 %
Interest on installment plans
0 %
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3-months unlimited interest-free instalment
Annual Fee Waiver
Perpetual Annual Fee Waiver
4 Offers Available
MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
Valid until
29 November 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 5 other gift options
Valid until
29 November 2024
Welcome Offer
HK$800 CashBack
+ 1 other gift options
Valid until
09 January 2025
Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
Valid until
09 January 2025
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Things to consider for this product:
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Installment
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No foreign txn fee
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Welcome Gift
Gift Options
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499) by fulfilling the following requirements:
From 31 October 2024 6 p.m. to 29 November 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 31 December 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Klook e-Gift Voucher; or
HK$800 Suning Gift Voucher; or
HK$800 Trip.com e-Gift Voucher
New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Klook e-Gift Voucher OR HK$800 Suning Gift Voucher OR HK$800 Trip.com e-Voucher by fulfilling the following requirements:
From 31 October 2024 6 p.m. to 29 November 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 31 December 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
HK$800 CashBack; or
Two HKGPPF voucher with Infinity Room Access
From now till 9 January 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
HK$800 OR
Two HKGPPF voucher with Infinity Room Access
The CashBack from Welcome Offer will be credited within 4 months after card issuance
Smart Card no foreign currency transaction fees offer
Gift Options
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees
Waive 1.95% fee and earn 0.56% CashBack on foreign currency retail transaction
3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
From 2023 onwards, JHC will be added as a designated merchant
Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
No minimum spending requirement.
The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Perpetual annual fee waiver
No foreign transaction fee
No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
No cash advance fees
Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
You are required to redeem CashBack through the 360° Rewards Redemption Platform.
The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
Cardholders are required to redeem CashBack through the platform.
The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
SPONSORED
Best-in-town unlimited cashback
Mox Credit Card (CashBack)
Annual Fee Waiver
Perpetual
Cashback Designated Local Spending
Up to 5 %
info
2% Unlimited Cashback at all spending if you keep Savings Account balance of HKD 75,000 with Mox Bank else 1% Unlimited cashback
Cashback Online Food Delivery
3 %
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On the designated food delivery platform
Cashback Supermarkets
3 %
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3% Unlimited cashback at all supermarket
5 Offers Available
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNOV")
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)
+ 2 other gift options
Valid until
29 November 2024
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNOV")
HK$1,200 Apple Store Gift Card
+ 2 other gift options
Valid until
29 November 2024
Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Valid until
31 December 2024
Mox Bank iPhone for Life Offer
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack
Valid until
30 November 2024
New fund deposit offer and million Asia Miles lucky draw
6,250 Asia Miles + 1,000,000 exclusive miles earned every week
Valid until
31 December 2024
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Things to consider for this product:
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Instant onboarding
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Unlimited Instant Cashback
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Instant Cash Loan
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0% Instalment offer
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MHNOV")
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour); or
DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160); or
Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
Open a Mox Account successfully with the invitation code "MHNOV", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Delsey ECLIPSE SE 31" Expandable Front Opening Suitcase (valued at HK$4,280; random colour) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160)
From 4 November 2024 12 noon. to 29 November 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Limited-Time Welcome Voucher (with the invitation code "MHNOV")
Remember to click here for completing the "MoneyHero Reward Redemption Form" after successfully submitting the application and receiving the application code within 14 days
Gift Options
HK$1,200 Apple Store Gift Card; or
HK$1,200 HKTVmall e-Gift Voucher; or
HK$1,200 Wellcome Shopping Voucher
Open a Mox Account successfully with the invitation code "MHNOV", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1200 Apple Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Shopping Voucher
From 4 November 2024 12 a.m. to 29 November 2024 6 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Mox Bank X Trip.com Promotion
Gift Options
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Mox Bank X Trip.com Promotion - Up to 9% exclusive hotel and flight discounts on Trip.com
Promotion Period: From now until 31 December 2024
Valid for hotel stays and flight departures: From now until 15 January 2025
During the promotion period, Mox customers can enjoy exclusive discount offers when booking hotels or flights via a specified page on Trip.com directed from our specified link. Simply use Mox Credit Card and enter the unique promo codes below for instant savings, earning up to 9% discount and 5.5% discount respectively, including an extra 3% CashBack
Offer 1: Enjoy a 6% discount on hotel bookings with promo code “MOXH” (applicable to room rates and taxes only)
Offer 2: Get discounts on flights with promo code “MOXF”: Get HK$50 off for orders over HK$2,000 or HK$100 off for orders over HK$4,000 (applicable to adult ticket fares only, excluding taxes and other surcharges)
iPhone 16 series clean-up and launch discount - up to HKD600 cash reward and 2% unlimited CashBack
iPhone 16 Series Offer - Get up to HKD600 Cash Rewards and 2% Unlimited CashBack
Campaign period: Valid until 31 December 2024
- Offer 1: iPhone for Life: Upgrade to the latest iPhone and earn a HKD600 Cash Reward!
Just looking to buy the phone outright? This deal is perfect for you! From now till 31 December 2024, join iPhone for Life ² ³ to get a new iPhone 16 Pro or iPhone 16 at 1O1O Center and csl Shops! You can use ‘0% Merchant Split Purchase’⁴ to split your purchase into flexible instalments:
No interest and no handling fee
Pay with Mox Credit Card and set up a 0% Merchant Split Purchase to enjoy up to 36 months of interest-free instalments and earn HKD600 Cash Rewards upon approval
After the first 24 months of instalments:- Mox rewards you real cash! Earn up to 2% Unlimited CashBack⁶ anytime, anywhere!
- Offer 2:Enjoy HKD600 rebate on your month’s bill with a new device purchase and a service plan subscription/renewal
Ready for a new device with a service plan? From now till 31 December 2024, buy any designated device worth HKD6,000 or more at AI Store (1O1O Center / csl shop) with Mox Credit Card. Pick a 24-month or longer plan with autopay and snag HKD600 off your bill, plus up to 2% Unlimited CashBack!
- Offer 3:Enjoy HKD350 instant discount at the Club
From now till 31 December 2024, use Mox Credit Card to spend HKD9,500 or more on phones and accessories with promo code "MOXPHONE24" at The Club, to get a HKD350 instant discount, plus up to 2% Unlimited CashBack!
With Mox Credit Credit, earn best-in-town unlimited CashBack everywhere
Earn 3% unlimited CashBack at supermarkets in Hong Kong (including Donki, HKTVmall, Yata, Parknshop, Wellcome, AEON, etc.)
Earn 2% unlimited CashBack (with an Eligible Balance of HKD250,000 or above)! Or earn 1% unlimited CashBack if otherwise
Earn a total of up to 5% CashBack at selected daily merchants
Want to earn Asia Miles instead? You can switch your spending reward mode to “Miles”, and start earning “best-in-town” HKD4 / mile + 0% FX fees (for both overseas spending / online shopping)
Transfer flexibly with Mox Credit with no fees
Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
Mox Credit - Numberless All-in-One Bank Card
Up to 56 days of interest-free
Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
No late payment fee
One card for all purchases and cash withdrawal.
No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
Use JETCO ATMs in Hong Kong for free.
Mox Exclusive Offer
Discover discount offers, free gifts, unique experiences and more
These Time Deposit interest rates are subject to the rates quoted by the Bank from time to time. The actual interest rate will be confirmed upon time deposit set up. Interest rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the interest rate offers at any time without prior notice. Before making the relevant transaction, please check on Mox app for the interest rate offers applicable to the transaction. Please note that if you request for an early withdrawal, the upfront interest will be deducted from the time deposit principal amount.
Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
Perpetual annual fee waiver
Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
Mox disclaimer applies.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
CNCBI Motion Credit Card
Cashback Overseas
10 %
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Enjoy 10% overseas cash rebate as welcome offer
Cashback Overseas Online Shopping
6 %
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Year round 6% cash rebate on online transactions (maximum of HK$200 extra cash rebate in each month.)
Cashback Local Online Shopping
6 %
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Year round 6% cash rebate on dining and online transactions (maximum of HK$200 extra cash rebate in each month.)
Cashback Dining
6 %
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Year round 6% cash rebate on dining and online transactions (maximum of HK$200 extra cash rebate in each month.)
4 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)
+ 1 other gift options
Valid until
29 November 2024
MoneyHero Exclusive Welcome Gift
Marshall Emberton II Speaker (valued at HK$1,499)
+ 1 other gift options
Valid until
29 November 2024
MoneyHero Exclusive Welcome Voucher
HK$600 Apple Store Gift Card
+ 3 other gift options
Valid until
29 November 2024
Welcome Offer
10% Cash Rebate on spending in foreign currencies
+ 1 other gift options
Valid until
02 January 2025
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Things to consider for this product:
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Dining rebate
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Online shopping rebate
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No foreign txn fee
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Annual Fee waiver
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000); or
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
MoneyHero Exclusive Offer New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000) /
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) (redeem with HK$300)
Requirements
Valid until 29 November 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 December 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Gift
Gift Options
Marshall Emberton II Speaker (valued at HK$1,499); or
JBL Cinema 2.0 Channel Soundbar (valued at HK$1,299)
MoneyHero Exclusive Offer New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
Marshall Emberton II Speaker (valued at HK$1,499) /
JBL Cinema SB120 2.0 (valued at HK$1,299)
Requirements
Valid until 29 November 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 December 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$600 Apple Store Gift Card; or
HK$600 Wellcome Shopping Voucher; or
HK$600 Klook Gift Card; or
HK$600 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
HK$600 Apple Store Gift Card /
HK$600 Wellcome Shopping Voucher /
HK$600 Klook Gift Card /
HK$600 Suning Gift Voucher
Requirements
Valid until 29 November 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 31 December 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
Gift Options
10% Cash Rebate on spending in foreign currencies; or
HK$600 Cash Reward
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
6% Cash Rebate on dining and online spending all year round
From 1 January till 31 December 2024, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month.
Other things to note:
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
PrimeCredit EarnMORE UnionPay Diamond Card
Interest on installment plans
0 %
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First 3 months
Cashback Overseas
2 %
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For overseas spending (Direct cashback) For local and overseas spending: 2% cashback
Cashback Online Shopping
2 %
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For all spending (regardless of categories, capped at HK$2,000): 2% cashback
Cashback Local
2 %
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For spending in all categories (cap: $2000 rebate): 2% cashback
2 Offers Available
MonyHero Exclusive Offer
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate
+ 3 other gift options
Valid until
29 November 2024
Welcome Offer
OTO Vanda 2.0 (VN-05)
+ 4 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Foreign txn rebate
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Travel agency offer
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Installment
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No foreign txn fee
MonyHero Exclusive Offer
Gift Options
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate; or
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate; or
Existing Customer: HK$200 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
Existing Customer: HK$200 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
MoneyHero Exclusive Offer: HK$100 cash rebate + HK$200 Apple Gift Card / HK$200 Wellcome Shopping Voucher
From 31 October 2024 6 p.m. till 29 November 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 Apple Gift Card / Welcome Shopping Voucher. Existing customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Apple Gift Card / Welcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
Welcome Offer
Gift Options
OTO Vanda 2.0 (VN-05); or
German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC); or
HK$500 Cash Rebate; or
HK$400 Klook e-Gift Card (only for University / Tertiary students); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date :OTO Vanda 2.0 (VN-05); or
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date : German Pool WiFi Smart UVC Air Purifier Mist Heater & Fan (EFB-426HM-SC) or HK$500 Cash Rebate; or
Only applicable to Full-time University / Tertiary Student : HK$400 Klook Gift Card; or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program ( No spending requirement)
Product Feature :
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
Exemption of foreign transaction fees
Annual fee waiver for the first 2 years
Other things to note
Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
The promotion period of 2% year-round rebate is valid from 1 January 2024 to 31 December 2024.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
BOC Cheers Visa Infinite Card
Airmiles Overseas
$ 1.5 per mile
Airmiles Dining
$ 1.5 per mile
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10X Gift Points on Dining Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
Cashback Dining
4 %
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10X Gift Points on Dining Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
Cashback Overseas
4 %
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10X Gift Points on Travel Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
Offer Available
Welcome Offer
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
Valid until
31 December 2024
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Things to consider for this product:
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Dining rebate
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Oversea rebate
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Airport lounge
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Fine dining
Welcome Offer
Gift Options
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
Welcome Offer:
New customers accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 300,000 points(equals to 20,000 miles/HK$1,200 cash rebate); "Private Wealth" or "Wealth Management" customers can earn an extra 75,000 points(equals to 5,000 miles/ HK$300 cash rebate)
Product Feature :
Exclusive Offers:
15% off when booking flights: 15% off when booking flights on Qatar Airways website
25% off when booking hotels: 25% off when booking the same hotel for 4 nights or more on Hotels.com
Share airport lounge access with accompanying guests: No spending requirement, get 2 free lounge visits with a new card, then 2 free visits per calendar year; get 2 free visits every quarter upon accumulated HK$15,000 spending
Get free personal accident insurance when paying for flights/accommodations with the card
Buy-one-get-one-free on selected set menus at premium restaurants (e.g.: Ming Court, Summer Palace, ami, SOMM)
Cash rebate conversion
Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to 4% Cash Rebate (Monthly Capped at 250,000 Points, equivalent to $1,000 Cash Rebate)
Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to $1.5/ mile ( Monthly Capped at 250,000 Points, equivalent to around 16,500 miles)
Basic conversion rate : 15 Points = 1 Mile
Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles
Miles conversion fee waived
Enjoy first year annual fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account
Other things to note
Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 December 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
02 December 2024
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Things to consider for this product:
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High value welcome gifts
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Airport lounge
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Travel insurance
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Mobile contactless rebate
MoneyHero Exclusive Offer
Gift Options
HK$1,800 Apple Store Gift Card; or
HK$1,800 HKTVmall e-Gift Voucher; or
HK$1,800 Wellcome Shopping Voucher; or
HK$1,800 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,800 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 19 November 2024 6 p.m till 2 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) by following below requirements:
Requirements
From 19 November 2024 6 p.m. till 2 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
One Card, Dual Currency
Spending in Hong Kong and overseas will be billed in HK$. Spending in Mainland China will be billed in CNY. No need to worry about the fluctuation of exchange rate
Rewards Points
Up to 3X points with Rewards UnionPay Card: Earn 3X points for local QuickPass Transactions
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Minimum Annual Income: HK$ 120000
Exclusive OfferBest offer in town
Citi Rewards Card
Points Rebate on Shopping
3 %
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Applicable to department stores, fashion and footwear outlets and other merchants
Points Rebate on Entertainment
3 %
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Applicable to purchases of movie tickets, concert tickets, digital streaming services, theme park tickets and other experiences
Points Rebate on Local Mobile Payment
1 %
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Applicable to Apple Pay, Google Pay and Samsung Pay
Annual Fee Waiver
First year
2 Offers Available
MoneyHero Exclusive Offer
HK$1,800 Apple Store Gift Card
+ 3 other gift options
Valid until
02 December 2024
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 December 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
02 December 2024
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chevron_right
Things to consider for this product:
check
High-priced welcome gifts
check
Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$1,800 Apple Store Gift Card; or
HK$1,800 HKTVmall e-Gift Voucher; or
HK$1,800 Wellcome Shopping Voucher; or
HK$1,800 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,800 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 19 November 2024 6 p.m till 2 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) by following below requirements:
Requirements
From 19 November 2024 6 p.m. till 2 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
Rewards Points
Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
1% Points Rebate for all local Mobile Payments
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
BOC Cheers Visa Signature Card
Airmiles Overseas
$ 1.9 per mile
Airmiles Dining
$ 1.9 per mile
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10X Gift Points on Dining Spending, equivalent to HK$1.9/Mile or 3.2% Cash Rebate
Cashback Dining
3.2 %
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10X Gift Points on Dining Spending, equivalent to HK$1.9/Mile or 3.2% Cash Rebate
Cashback Overseas
3.2 %
info
10X Gift Points on Travel Spending, equivalent to HK$1.9/Mile or 3.2% Cash Rebate
Offer Available
Welcome Offer
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Valid until
31 December 2024
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Things to consider for this product:
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Dining rebate
check
Oversea rebate
check
Airport lounge
check
Welcome offer: Air miles
Welcome Offer
Gift Options
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Welcome Offer:New Credit Card Applicants can enjoy, 225,000 Gift Points (equivalent to HK$900 cash rebate/15,000 miles) by spending HK$12,000 or above the next two months of card issuance; Holding Private Wealth or Wealth Management Account can enjoy extra 75,000 Gift Points (equivalent to HK$300 cash rebate/5,000 miles)
Product Feature :
Exclusive Offers:
15% off when booking flights: 15% off when booking flights on Qatar Airways website
Get 2 free airport lounge visits every quarter upon accumulated HK$15,000 spending, which can be shared with accompanying guests
Cash rebate conversion
Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to 3.2% Cash Rebate (Monthly Capped at 150,000 Points, equivalent to HK$600 Cash Rebate)
Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to $1.9/ mile (Monthly Capped at 150,000 Points, equivalent to 10,000 miles)
Basic conversion rate : 15 Points = 1 mile Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles
Miles conversion fee waived
Enjoy first year annual fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account
Other things to note
Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Exclusive OfferBest offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card
Annual Fee Waiver
First year
Cashback Dining
2 %
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Local dining and local hotel spending: 2% cash rebate; Spending in foreign currencies: 2% cash rebate
Cashback Overseas
2 %
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Overseas or online foreign currencies spending: 2% cash rebate.
Cashback Local
2 %
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Local dining and local hotel spending: 2% cash rebate.
2 Offers Available
MoneyHero Exclusive Offer
HK$1,800 Apple Store Gift Card
+ 3 other gift options
Valid until
02 December 2024
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
02 December 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
02 December 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
02 December 2024
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Things to consider for this product:
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Dining rebate
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Overseas rebate
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Unlimited rebate
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High-priced welcome gifts
MoneyHero Exclusive Offer
Gift Options
HK$1,800 Apple Store Gift Card; or
HK$1,800 HKTVmall e-Gift Voucher; or
HK$1,800 Wellcome Shopping Voucher; or
HK$1,800 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,800 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 19 November 2024 6 p.m till 2 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima); or
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) by following below requirements:
Requirements
From 19 November 2024 6 p.m. till 2 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 2 January 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
Most suitable for customer who has big spending in short period
Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
2% rebate on local dining spending
2% rebate on local hotel spending
2% rebate on spending in foreign currency
1% unlimited rebate on other spending
Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
Purchase Protection Insurance
Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
First year annual fee waiver
The MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Best Card for China TravelCashback of up to 10% in RMB
CNCBI GBA Dual Currency Credit Card
Cashback Overseas
10 %
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Enjoy 10% cash rebate as credit card welcome offer
Cashback Digital Wallet
4 %
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RMB & Designated Mobile Wallet spending earn max. extra HK$120 per day & HK$400 per month
Cashback Overseas Online Shopping
10 %
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Enjoy 10% cash rebate as credit card welcome offer
Annual Fee Waiver
First year
3 Offers Available
Limited Extra Offer
Dyson Purifier Hot+Cool Formaldehyde HP09 (White/Gold) (Valued at HK$7,180)
Valid until
25 November 2024
MoneyHero Exclusive Welcome Gift
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour)
+ 2 other gift options
Valid until
25 November 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 3 other gift options
Valid until
25 November 2024
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Things to consider for this product:
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Overseas rebate
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Airport lounge
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Welcome offer: Rebate
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No foreign txn fee
Limited Extra Offer
Gift Options
Dyson Purifier Hot+Cool Formaldehyde HP09 (White/Gold) (Valued at HK$7,180)
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers From 10 AM on November 14, 2024, to 6 PM on November 25, 2024, apply for the CNCBI GBA Dual Currency Credit Card through MoneyHero. While filling out the reward redemption form, answer the simple question: "Recommend your favorite restaurant when spending in the mainland." In addition to the existing MoneyHero exclusive gifts, you will also have the chance to win a Dyson Purifier Hot+Cool™ Formaldehyde 3-in-1 Heater and Air Purifier HP09
Requirements
From 12 noon on November 15, 2024, to 6 PM on November 25, 2024.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
Application must be successfully approved and meet the requirements for MoneyHero exclusive offers.
During the event period, the most thoughtful participants will have the chance to win the Dyson Purifier Hot+Cool™ Formaldehyde 3-in-1 Heater and Air Purifier HP09 (valued at HKD $7,180; 1 prize available).
On or before 30 November 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application.
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Gift
Gift Options
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour); or
Marshall Emberton II Speaker (valued at HK$1,499); or
JBL Cinema 2.0 Channel Soundbar (valued at HK$1,299)
MoneyHero Exclusive Offer New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random colour) /
Marshall Emberton II Speaker (valued at HK$1,499) /
JBL Cinema SB120 2.0 (valued at HK$1,299)
Requirements
Valid until 25 November 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 Klook Gift Voucher; or
HK$800 Suning Gift Voucher
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to
HK$800 Apple Store Gift Card /
HK$800 Wellcome Shopping Voucher /
HK$800 Klook Gift Card /
HK$800 Suning Gift Voucher
Requirements
Valid until 25 November 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
New Card Customers are applicants who do not currently hold and have not cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of their current applications for a principal card of the CNCBI Credit Cards.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Product Feature :
4% Cash Rebate on RMB and designated mobile wallet spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy 4% Cash Rebate on RMB and mobile wallet (includes Wechat Pay (HK Wallet) and Union Pay App Payment (consumer presented QR code payment mode)), up to extra HK$120 Cash Rebate per day and HK$400 Cash Rebate per month.
Extra 6% Cash Rebate on RMB spending
From 1 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy extra 6% Cash Rebate on single RMB spending of CNY3,000 or above, up to extra HK$200 per day and HK$600 per month. Total 10% Cash Rebate together with the above 4% Cash Rebate offer
Up to 50% Cash Rebate on designated GBA hotels
From 8 July 2024 till 31 December 2024, CNCBI GBA Dual Currency Credit Cardmembers can enjoy up to 50% Cash Rebate (up to HK$500 per stage) on designated hotel bookings at GBA (Guangzhou, Shenzhen, Zhuhai, Zhongshan, Dongguan, Huizhou, Jiangmen, Foshan, Zhaoqing)
Required to obtain the promotional code of Hotel Offer via the Wing On Travel (“Merchant”) promotional page (https://hk.wingontravel.com/3L6KX4r). The Merchant will refresh the promotional code (“Designated Promotional Code”) at 10:00am on the 8th calendar day of each calendar month. The validity period of each promotional code is one month, from 10:00am on the 8th calendar day of each calendar month to 09:59am on the 8th calendar day of next calendar month (“Each Stage”). GBA Cardmember shall register as the Merchant’s member via the Merchant’s website (https://www.wingontravel.com) or mobile application (“Wing On Travel App”), then make order of designated hotel booking via the Merchant’s website or Wing On Travel App by the GBA Credit Card and input the Designated Promotional Code of the month before payment to enjoy the Offer. The Offer is available on a first come first served basis while stock last. During Each Stage, GBA Cardmember is entitle to redeem the Designated Promotional Code once only, which means Hotel Offer can be enjoyed once only in Each Stage.
No foreign currency transaction handling fee
First year annual fee waiver
Other things to note
Welcome Offer and MoneyHero Exclusive Offer are not applicable to any applicant who currently holds or have cancelled any principal card of CNCBI Credit Card in the past 12 months from the month of approval of the current application for a principal card of the CNCBI Credit Card.
Terms and conditions apply. For details, please visit www.cncbinternational.com/personal/promotions/credit-card/en/index.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
PrimeCredit WeWa UnionPay Diamond Card
Cashback Apple Pay
6 %
Cashback Local
4 %
info
(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Cashback Overseas
4 %
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(Direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback.
Foreign Currency Transaction Fee
Waived
3 Offers Available
MonyHero Exclusive Offer
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate
+ 3 other gift options
Valid until
29 November 2024
WeWa Card Mobile Payment Offer
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Valid until
31 March 2025
Welcome Offer
Round-trip air ticket to Osaka
+ 4 other gift options
Valid until
31 March 2025
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Things to consider for this product:
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Travel agency offer
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Foreign txn rebate
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Cinema ticketing
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Installment
MonyHero Exclusive Offer
Gift Options
New Customer: HK$200 Apple Store Gift Card + HK$100 Cash Rebate; or
New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate; or
Existing Customer: HK$200 Apple Store Gift Card (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer); or
Existing Customer: HK$200 Wellcome Shopping Voucher (Not able to enjoy PrimeCredit HK$100 Cash Rebate & Welcome Offer)
MoneyHero Exclusive Offer: HK$100 cash rebate + HK$200 Apple Gift Card / HK$200 Wellcome Shopping Voucher
From 31 October 2024 6 p.m. till 29 November 2024 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 Apple Gift Card / Welcome Shopping Voucher. Existing customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Apple Gift Card / Welcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
WeWa Card Mobile Payment Offer
Gift Options
Apple Pay and other designated mobile payment methods up to 6% Cash Rebate
Promotion Period: 1 Apr 2024 - 31 Mar 2025 (both days inclusive)
Offer Details: Earn up to 6% cash rebate with WeWa Card linked with designated mobile payment for eligible local, foreign and/or online retail spending! Earn while you shop, eat and travel! Visit https://www.wewacard.com/mobile-rebate for more details.
Designated mobile payment ONLY include:
Apple Pay (applicable to UnionPay and Visa card), and
UnionPay mobile QuickPass within OmyCard Mobile App (applicable to UnionPay card), and
QR code payments within OmyCard Mobile App (applicable to UnionPay card and Android devices)
Details on 6% cash rebate on Designated mobile payment:
Spending Category 1: Travel, Cinema, Karaoke, Theme Parks with 4% WeWa Cash Rebate + Extra 2% Cash Rebate on Designated mobile payment
0.4% Cash Rebate on spending other than Spending Category 1 + Extra 5.6 % Cash Rebate on Designated mobile payment
HK$200 Each customer can earn up to HK$200 Cash Rebate per month on Designated mobile payment
Registration on OmyCard app > WeWaClub > “WeWa mobile payment up to 6% rebate” is required in order to be eligible to this offer. (Registration ONCE only during the entire promotion period)
Eligible Retail Transactions must be made via Designated Mobile Payments, whether locally, overseas, and/or online. These transactions must be made within the calendar month of registering for this Promotion and posted to the account within 7 days after the transaction date.
Welcome Offer
Gift Options
Round-trip air ticket to Osaka; or
SONY WH-1000XM4 Wireless Noise Cancelling Headphones; or
HK$500 Cash Reward; or
HK$400 Klook e-Gift Card (only for University / Tertiary students); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Welcome Offer
From now till 31 March 2025, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:
Eligible Retail Purchase Transactions Requirement
Welcome Offers options
Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date
A set of standard class round-trip air ticket between Hong Kong and Osaka and HK$100 hotel voucher for a single person
SONY WH-1000XM4 Wireless Noise Cancelling Headphones
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date
HK$500 Cash Rebate
No Spending Requirement
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
University / tertiary students Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from card issuance
HK$400 Klook e-Gift Card
(Only for University / tertiary students)
Product Feature :
Launch of WeWa Club Enjoy endless offers and jetso
Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
At WeWa Club, you can:
Buy amazing things at a good deal
Enjoy priority booking for concerts or other events
0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Travel Benefits
Exemption of foreign transaction fees
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$2,000
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
HSBC Visa Signature Card
Cashback Dining
3.6 %
info
On local retail spending with ""Red Hot Rewards of Your Choice"" registration. Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) = Up to 9X rebate or 3.6% cash rebate (Basic reward: 1.6% cash rebate)
Annual Fee Waiver
First 2 years
Cashback Local
3.6 %
info
On local retail spending with "Red Hot Rewards of Your Choice" registration. Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) = Up to 9X rebate or 3.6% cash rebate (Basic reward: 1.6% cash rebate)
Cashback Overseas
3.6 %
info
Basic Reward (1X) + Visa Signature Exclusive RewardCash (3X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 14X rebate or 5.6% cash rebate (Basic reward: 1.6% cash rebate)
4 Offers Available
HSBC Credit Card x YOHO Welcome Offer
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)
+ 1 other gift options
Valid until
31 December 2024
Red Hot Shopping Special - SOGO
up to $700 RewardCash rebate
Valid until
02 January 2025
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash
+ 1 other gift options
Valid until
28 February 2025
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Valid until
28 February 2025
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Things to consider for this product:
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Overseas rebate
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Dining rebate
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Cinema ticketing
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Dining discount
HSBC Credit Card x YOHO Welcome Offer
Gift Options
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600); or
KOIZUMIKOIZUMI Ion Balance Hair Dryer KHD-9910 (Valued HKD$600)
Register now and apply online for an eligible HSBC credit card. Once approved, enjoy one of the following welcome rewards* along with a basic welcome reward of up to HKD 1,000 in “Reward Cash”**
Promotion Period: November 1 2024 12 a.m. to December 31 2024 11:59 p.m.
Eligible Online Application Channels:
HSBC Website
HSBC Personal Internet Banking
HSBC HK Mobile Banking App
*Welcome Reward Offer
Option 1
Option 2
New/Existing Credit Card Customers
Koizumi Ionic Hair Dryer KHD-9910 (valued at HKD 600)
Koizumi Ionic Hair Straightener (International Voltage) KHS-8710 (valued at HKD 600)
**Reward Cash
New Credit Card Customers: Up to HKD 1,000 in “Reward Cash”
Existing Credit Card Customers: HKD 200 in “Reward Cash”
Tips: You must download the HSBC Reward+ app to view redemption details for the additional welcome reward. Check “My e-Coupons” under “Account” in HSBC Reward+, and follow the instructions to redeem the additional welcome reward at YOHO stores by September 30, 2025.
If you have any enquiry on the redemption flow of this offer, please refer to the relevant HSBCxYOHO Website
Red Hot Shopping Special - SOGO
Gift Options
up to $700 RewardCash rebate
Red Hot Shopping Special - SOGO Enjoy up to $700 RewardCash rebate From 23 October 2024 to 2 January 2025, accumulate eligible transactions of HK$3,000 or above with your HSBC credit card at SOGO, you can enjoy an extra 6% RewardCash rebate. You can earn up to an extra $700 RewardCash.
HSBC Welcome Offer
Gift Options
New credit card customers can receive $800 RewardCash; or
Existing credit card customers can receive $200 RewardCash
Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:
New Credit Card Customers: $800 RewardCash
Existing Credit Card Customers: $200 RewardCash
Extra $200 「RewardCash」 for 「Cash Cash Out」 in installments
Gift Options
Apply for the Cash Out installment offer to receive an additional $200 in RewardCash
Activate an eligible credit card within the first 60 calendar days after the card is issued, and successfully apply for the 「Cash Cash Out」 installment plan with the eligible credit card and be approved for a withdrawal amount HK$20,000 or above, and choose a repayment period of 12 months or above , you can get an extra $200 「RewardCash」
Product Feature :
Earn up to 3.6% RewardCash rebates
Allocate an extra 2.4% RewardCash to one spending category, and automatically enjoy an exclusive extra 1.2% RewardCash on all categories of the "Red Hot Rewards of Your Choice programme".
Emperor Cinemas: buy 1 and get 1 free on regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets (Mondays to Thursdays); 20% off regular-priced 2D movie tickets (Fridays, Saturdays and Sundays)
15% discount at Cafe, Hugo's and The Chinese Restaurant at Hyatt Regency Hotel Tsim Sha Tsui
The Mira Hong Kong: enjoy special dining and spa discount
Exclusive 24-hour Concierge and emergency services provided by Visa
Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay
First 2 years annual fee waiver
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
The Online Welcome Offer Promotional Period is from 1 March 2024 to 28 February 2025
The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 240000
Exclusive Offer
Hang Seng MMPOWER World Mastercard®
Cashback Overseas
6 %
info
+FUN Dollars
Cashback Local Online Shopping
5 %
info
+FUN Dollars
Cashback Dining
1 %
info
+FUN Dollars
Annual Fee Waiver
Perpetual
5 Offers Available
MoneyHero Exclusive Gift (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 3 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
+ 2 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Gift (Existing Customer)
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
+ 1 other gift options
Valid until
30 November 2024
MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
+ 2 other gift options
Valid until
30 November 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
check
Local spending rebate
check
Online Spending
check
Overseas rebate
check
No Annual Fee
MoneyHero Exclusive Gift (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
New Credit Card Customer : POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599); or
New Credit Card Customer : JBL Link 20 Voice-activated portable speaker (valued at HK$1,199 ; random colour)
From now till 30 November 2024 18:00
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class 31" Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) OR POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) OR JBL Link 20 Voice-activated portable speaker (valued at HK$1,199 ; random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (New to Bank Customer)
Gift Options
New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,000 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$1,000 Trip.com e-Voucher
From now till 30 November 2024 18:00
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,000 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
From now till 30 November 2024 18:00
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer:HK$700 Wellcome Shopping Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Valid until 31 December 2024, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Dah Sing ONE+ Credit Card
Cashback Oversea
1 %
info
Unlimited 1% cash rebate on oversea retail spending
Cashback Local
1 %
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Unlimited 1% cash rebate on retail spending
Cashback Octopus Top Up Spending
0.5 %
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0.5% cash rebate on Octopus reload amount
Annual Fee Waiver
First 2 year
2 Offers Available
MoneyHero Exclusive Welcome Voucher
HK$400 Apple Store Gift Card
+ 1 other gift options
Valid until
29 November 2024
Welcome Offer - HK$500 Cash Rebate
HK$500 Welcome Offer
Valid until
31 December 2024
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Things to consider for this product:
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Overseas rebate
check
Online Spending
check
Local spending rebate
check
First 2 year annual fee waiver
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$400 Apple Store Gift Card; or
HK$400 Wellcome Shopping Voucher
New Dah Sing Credit Card Customers get rewarded with HK$400 Apple Store Gift Card / Wellcome Shopping Voucher by fulfilling the following requirements:
From 11 November 2024 12 p.m. to 29 November 2024 6 p.m.: New Dah Sing Credit Card Customers who apply for Dah Sing ONE+ Credit Card via MoneyHero
The card must be approved on or before 31 December 2024 and spent once within the first 2 months from the date of card issuance.
Within 7 days of receiving the form, complete the redemption form sent via email from MoneyHero for verification and follow-up.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Please fill in the form with accurate Reference Number. The format of the Reference Number starts with six 0 and followed by a 6-digit number (for example 000000+123456). You may also find the Reference Number in the SMS / email that sent to you after the card application
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Dah Sing Bank has no relation with its redemption, usage and dispute.
Welcome Offer - HK$500 Cash Rebate
Gift Options
HK$500 Welcome Offer
New Card member who successfully apply Dah Sing ONE+ credit card can enjoy the following welcome gift:
HK$500 Welcome Offer
Accumulate Eligible Spending of HK$5,000 or above and make at least 5 Eligible Spending transactions within the first 2 months from the card issuance date
What’s more! You can get 1% Unlimited Cash Rebate for all the retail transaction!
Terms and Conditions Apply.
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
Product Feature :
Welcome offer HK$500 cash rebate
Unlimited 1% cash rebate on local and overseas retail spending
0.5% cash rebate on Octopus reload amount
First 2-year annual fee waiver
To borrow or not to borrow? Borrow only if you can repay
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Local Cashback Transport
Up to 5 %
info
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Cashback Dining
Up to 5 %
info
need to accumulate monthly eligible spending of HK$6,000 or above to enjoy the +FUN Dollars rebate
Annual Fee Waiver
Perpetual Annual Fee Waiver
2 Offers Available
MoneyHero Exclusive Offer
HK$200 Wellcome Shopping Voucher
Valid until
30 November 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
check
Overseas rebate
check
Public transportation
check
Dining rebate
check
Local spending rebate
MoneyHero Exclusive Offer
Gift Options
HK$200 Wellcome Shopping Voucher
From 31 October 2024, 6 p.m. to 30 November 2024, 6 p.m.
New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for participating credit cards via MoneyHero are entitled to HK$200 Wellcome Shopping Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
From now till 31 December 2024, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customers: $300 +FUN Dollars
Product Feature :
Spending Rewards - Foreign Currencies Spending up to 7% +FUN Dollars Rebate / Local Dining up to 5% +FUN Dollars Rebate / Local Transport up to 5% +FUN Dollars Rebate
From 24 March 2024 to 31 December 2024 (both dates inclusive), customers who register via https://hangseng.com/travelplus and accumulates monthly eligible spending of HK$6,000 or above can enjoy below spending rebates:
Foreign currency spending in Japan, Korea, Thailand, Singapore and Australia up to 7% +FUN Dollars
Other Foreign Currencies Spending up to 5% +FUN Dollars
Local Transportation Spending up to 5% +FUN Dollars
Local Dining Spending (excludes Fast Food) up to 5% +FUN Dollars
Rebates for Overseas Spending, Local Transport and Local Dining Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar). During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit https://hangseng.com/travelplus for details, terms and conditions of 2024 Travel+ Visa Signature Card +FUN Dollars Reward Programme.
If the customer has held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng Travel+ Visa Signature Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
The extra +FUN Dollars rebate will be calculated for the Eligible Retail Spending till the last day of every calendar month. The extra +FUN Dollars rebate will be automatically credited into the Eligible Credit Card account following the schedule below after each calculation. The credit card account should remain valid and in good standing when the relevant +FUN Dollars rebate is credited.
Transaction month of eligible transaction
Schedule of crediting into the Eligible Credit Card account
24 to 31 March 2024
By 31 July 2024
1 to 30 April 2024
By 31 July 2024
1 to 31 May 2024
By 31 July 2024
1 to 30 June 2024
By 31 July 2024
1 to 31 July 2024
By 31 August 2024
1 to 31 August 2024
By 30 September 2024
1 to 30 September 2024
By 31 October 2024
1 to 31 October 2024
By 30 November 2024
1 to 30 November 2024
By 31 December 2024
1 to 31 December 2024
By 31 January 2025
Starbucks Combo Set Redemption Offer
From 1 May to 31 Dec 2024, simply make the payment with a physical Hang Seng Travel+ Visa Signature card, you can use HKD10 to redeem a selected combo set worth up to HK$90 at all Starbucks stores in the Hong Kong International Airport. Terms and Conditions apply.
Expedia Promotions (Valid until October 31, 2024)
Enter the promo code on Expedia when booking selected hotels or packages to enjoy the following benefits!
Enter promo Code "HSTRAVEL12" to book selected hotels worldwide and receive a 12% discount.
Minimum spending per transaction: HK$1,500 (excluding taxes and other fees)
Maximum discount per transaction: HK$500
Enter the promo code "HSPKG5" to book selected flight + hotel packages worldwide and receive a 5% discount.
Minimum spending per transaction: HK$5,000 (excluding taxes and other fees)
Travelsure Protection Plan +FUN Dollars Reward
From now till 31 Dec 2024, you can earn up to 10x +FUN Dollars reward by successfully applying for Travelsure Protection Plan via Hang Seng using Travel+ Visa Signature Card
Single Trip Cover: up to 2x +FUN Dollars reward with 25% premium discount
Annual China Cover: up to 10x +FUN Dollars reward with 20% first-year premium discount
Annual Global Cover: up to 10x +FUN Dollars reward with 30% first-year premium discount
Terms and Conditions apply. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
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Terms & Conditions
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Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!
Comparison Of The Best Cash Back Credit Cards In Hong Kong
Cash back credit cards in Hong Kong offer different rates for different types of spending. You may benefit more with certain credit cards for daily shopping, other cards may reward you more for eating out or spending overseas when travelling. Depending on your spending habits, some cards may be better than others. Discover which cash back credit card is best for you and maximise your rewards!
Credit cards with the highest cash back for supermarket spending
Credit cards that focus on supermarket spending rewards may help you earn additional money back on your grocery shopping. For example, Mox Credit can earn 3% unlimited cash back at major supermarkets in Hong Kong like HKTVmall, PARKnSHOP, Wellcome, and City'super. The Standard Chartered Smart Card can earn 5% cash back on designated shops such as HKTVmall and PARKnSHOP, while the Hang Seng enJoy Card offers an 8% discount on Wellcome and Market Place by Jasons purchases over HK$100 on the 3rd, 13th, and 23rd of each month.
Credit cards with the highest cash rewards for dining
Dining credit cards provide various benefits and rewards for dining enthusiasts, allowing you to earn cash back or other incentives while enjoying your favourite meals. You can enjoy up to 6% cash back on dining expenses with the CNCBI Motion Credit Card. You can also consider the DBS Eminent Visa Signature Card which offers a 5% cash back on dining.
Credit cards with the highest cash rewards for travelling and overseas spending
To earn the highest cash rewards while travelling and shopping internationally, there are several excellent credit card options available. The Hang Seng MMPOWER World Mastercard offers a 6% + FUN Dollars rebate on overseas spending upon meeting accumulative monthly eligible retail spending of HK$5,000. Another option is the CNCBI Motion Credit Card, which provides a year-round 6% cash rebate on JPY/EUR/GBP foreign exchange transactions of HK$20,000 or more.
Credit cards with the highest cash back for online spending
When indulging in online purchases, credit cards with a high online shopping rebate can enhance your savings on local and online transactions. The CNCBI Motion Credit Card and AEON CARD WAKU WAKU offer an impressive 6% cash back rate specifically for online purchases. Alternatively, the DBS Live Fresh Card provides a 5.4% cash back rate exclusively for local online spending. Other options include the Hang Seng MMPOWER World Mastercard with its offer of a 5% rebate with +FUN dollars, and the HSBC Red Credit Card provides a solid 4% cash back rate.
Cash Back Credit Cards Information You Need To Know
No worries, we've got you covered!
What is a cash back credit card and how do they work?
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A cash back credit card allows you to earn a percentage of your spending back by using your card frequently and making repayments on time.
The cash back amount can be credited back to your credit card account or paid to you separately. Additionally, some providers offer steep discounts for redeeming exclusive gifts. Many banks in Hong Kong, such as American Express, DBS, Citibank and HSBC offer generous cash back rewards to attract more customers
Before you sign up for a cash back credit card, determine which benefits are more important to you. If you're looking for discounts at your favourite store, then a co-branded credit card may be the best cash back credit card for you. If you travel often, you might want to look for cards that give you good rebates on overseas spending. MoneyHero makes it easy to compare cash back credit cards, and we can help you choose one that best fits your financial goals
You should also know that certain cash back credit card companies may have a minimum spending requirement for you to start earning rewards. Additionally, these companies may have limits on the amount of cash back rewards you can earn, and may also set a spending limit for certain categories. It is also common for banks to offer higher cash back return rates for certain categories during a specific period, which can be lucrative to take advantage of.
What is the best way to earn cash back?
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To make the most out of cash back points, choose a credit card that lets you earn high cash back rates on your favourite spending categories, such as online shopping or overseas spending. Remember to thoroughly understand the terms and conditions of your chosen credit card, and keep in mind that these terms may change, so it is essential to stay informed about any updates.
How is cash back calculated?
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Depending on the programme, cash back for credit cards is calculated differently according to the type of purchase, ranging from basic cash back programmes, bonus cash back schemes and introductory offers.
Basic cash back programmes offer a consistent and ongoing cash back rate on all eligible purchases made with the card, regardless of the category. This type of cash back is straightforward and provides a steady stream of rewards for cardholders.
However, some credit cards offer bonus cash back in specific spending categories. These categories may include groceries, dining, travel, or online shopping. In these cases, the cash back rate for these purchases is noticeably higher and cardholders can maximise their rewards by using specific cards for different categories.
Credit card issuers often provide attractive introductory offers to entice new cardholders. These offers can include a higher cash back rate for an initial period, such as an increased cash back rate on all purchases for the first several months. Introductory offers can also include sign-up bonuses where cardholders can earn a lump sum of cash back after meeting certain spending requirements within a specified timeframe.
How to choose the best cash back credit card?
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The best cash back credit card for someone else may not be the best card for you, as everyone’s spending habits are different. Some may use their credit card for mainly overseas travelling, while others prefer local payments.
In addition to your spending habits, there are several factors to consider, such as annual fees, rewards system, cash back rates as well as terms & conditions.
The first factor to consider when choosing a cash back credit card is the annual fee; while a credit card with HK$0 annual fee may not always be the best option, you should be mindful of the annual fee exceeding the potential cash back rewards you could earn too.
Furthermore, the card's cash back rewards system is also an important consideration for picking the best credit card, which includes a welcome bonus, cash back percentage, redemption policy, cash back limit and minimum spending.
Some banks offer higher cash back rates on certain spending categories or specific shops, such as department stores, supermarkets, and travel agencies. You should choose a credit card based on your purchase behaviour to earn more cash back.
With an advanced credit card comparison tool like MoneyHero, this task has been made much easier for consumers like you. With just a few clicks of a button, you can easily compare different credit cards in Hong Kong and see which one is most suitable for your needs.
What is the difference between cash back and cash rebate?
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While both are very similar, cash back is a percentage-based refund on qualified purchases, whereas cash rebates are refunds with a fixed amount once spending conditions are met. In addition, cash back is automatically used to offset the cardholder’s bill in future months, whereas cash rebates can be held in the account until the cardholder chooses to redeem it.
What are common reward programmes in Hong Kong?
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"yuu Rewards" is one of the most well-known cash back reward programmes. The digital rewards platform partners with various banks and credit card issuers in Hong Kong. By linking their eligible credit cards to the yuu App, cardholders can earn yuu Points or cash back on their spending, which can be redeemed for a variety of rewards including discounts at selected supermarkets.
"ParkNShop MoneyBack" is another popular reward programme with its own unique benefits. Linking it with various credit cards unlocks even more rewards and exclusive shopping deals. Points you earn can be used like cash to save on purchases at participating merchants, redeemed for free products, or even transferred to mileage programmes.
HSBC offers a cash back programme called "RewardCash" to its credit cardholders. With eligible transactions, cardholders can earn RewardCash, which can be used to offset future purchases or redeem vouchers, air miles, or other rewards.
For those who have a credit card from Heng Seng Bank, take advantage of their “+FUN Dollars” programme where cardholders can earn +FUN Dollars on eligible spending. These +FUN Dollars (Cash Dollars) can be redeemed for cash rebates or used for various rewards.
Who can apply for cash back credit cards?
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The qualifications for applying for a cash back credit card may vary depending on the specific credit card and issuer. The general prerequisites to apply for cash back credit cards are having a good credit scores, a steady source of income, and a low debt-to-income ratio. Some credit cards may also have a minimum income requirement.
What are the advantages of using a cash back credit card?
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By using cash back credit cards, you can essentially deduct the amount you pay for your next card purchase, effectively enjoying shopping "discounts" even when there are no active promotions. Certain credit cards, such as the Hang Seng enJoy Platinum Card, allow cardholders to enjoy exclusive shopping offers and rewards.
What is the usual cash back rate?
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Generally, cash back rates are between 0.4% and 1%, which means you get HK$0.4 to HK$1 on every HK$100 you spend. Some credit cards offer special rates for certain spending categories, like dining and overseas spending, which you earn cash back as much as 4%-10%.
How are cash back reward limits determined?
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Cash back rewards are not limitless, and these caps differ from each credit card. While the maximum amount of rewards will be stated in the terms and conditions as a percentage or a fixed amount, there are other considerations in terms of cash back rewards.
One such consideration is the category of spending. Credit cards often offer different cash back rates and also reward limits for different spending categories such as dining, groceries, or travelling.
Some credit cards may opt for a tiered structure, where rewards and rates depend on the amount spent in a billing cycle. As a result, some cards may offer higher rates of return for increased spending.
Certain credit cards also have a maximum amount set based on merchant eligibility. Purchases made at these select merchants may have a higher reward limit compared to merchants who are not listed in the terms and conditions.
What purchases are eligible for cash back rewards?
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Cash back points and rewards can be earned by making "eligible purchases'', though this term’s definition may vary depending on the credit card issuer and specific credit cards. For instance, some credit cards may only consider local purchases as eligible, while others may also include overseas retail purchases.
Typically, certain types of spending such as instalments, bill payments, and autopay services are not considered eligible for earning Cash Back points. It is important to refer to the terms and conditions of your specific credit card to see a complete list of eligible purchases.
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