
Apply for any credit card and get HK$200 Flow Dollars without any approval. Exclusive to Moneyhero customers, get up to HK$4,280 worth of gifts once your credit card application is approved!
Top Credit Card Deals

CNCBI Motion Credit Card
3 Offers Available


+ 1 other gift options
Valid until
28 April 2025
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+ 5 other gift options
Valid until
28 April 2025


+ 1 other gift options
Valid until
02 July 2025
Things to consider for this product:
Dining rebate
Online shopping rebate
Annual Fee waiver
Gift Options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700)
Requirements
- Valid until 28 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 30 May 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Details for redeeming Philips RO Water Dispenser ADD6910 OR Marshall Acton III Bluetooth Speaker:
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Philips RO Water Dispenser ADD6910 OR Marshall Acton III Bluetooth Speaker by paying HK$700 using CNCBI Motion Credit Card OR CNCBI GBA Dual Currency Credit Card at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Gift Options
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) / HK$1,100 Apple Store Gift Card / HK$1,100 Wellcome Shopping Voucher
Requirements
- Valid until 28 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 30 May 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Gift Options
- 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
- HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
- Please refer to CNCBI Motion Credit Card page for the offer details
- First year annual fee waiver
- 6% Cash Rebate on dining and online spending all year round
- From 1 January till 30 June 2025, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transactions of HK$3,800 of the month)
- Other things to note:
- Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
- Reminder: To borrow or not to borrow? Borrow only if you can repay!

Standard Chartered Cathay Mastercard
3 Offers Available


+ 1 other gift options
Valid until
30 April 2025


+ 4 other gift options
Valid until
30 April 2025


Valid until
31 December 2025
Things to consider for this product:
Welcome offer: Air miles
Air miles conversion
Hotel bookings offer
Overseas rebate
Gift Options
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) OR LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 24 April 2025 6 p.m. to 30 April 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 May 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) OR LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) OR LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with LOJEL Alto 27" Large Luggage (valued at HK$2,100; random color) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher OR HK$900 Klook e-Gift Voucher by fulfilling the following requirements:
- From 24 April 2025 6 p.m. to 30 April 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 May 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Gift Options
- From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page

Standard Chartered Smart Credit Card
Offer Available


+ 5 other gift options
Valid until
30 April 2025
Things to consider for this product:
Installment
No foreign txn fee
Local spending rebate
Annual Fee waiver
Gift Options
- New Standard Chartered Credit Card Customers get rewarded with LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) OR Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
- From 3 April 2025 6 p.m. to 30 April 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 May 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- 5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like Klook and more
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- From 2023 onwards, JHC will be added as a designated merchant
- Other designated merchants include 759 Store, Circle K Convenience Store, HKTVmall, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
- Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
- No minimum spending requirement.
- The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
- Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
- Perpetual annual fee waiver
- No foreign transaction fee
- No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
- No cash advance fees
Extra CashBack Basic CashBack Total CashBack# Monthly Eligible Spending* CashBack for Eligible Transactions made at Designated Merchants Spending Cap per Monthly Statement Cycle CashBack for Eligible Transactions Spending Cap per Monthly Statement Cycle HKD 4,000 to HKD 14,999 4.44% HKD5,000^ 0.56% No Cap 5% HKD 15,000 3.80% 1.2% 5% - Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Promotion Terms and Conditions apply.
FAQs
How to be entitled for HK$200 Flow Dollars?
1) Click any of the "Apply Now" button of the credit cards you wish to apply and enter your email address.
2) You will be redirected to a unique link on a separate tab to apply for the product. You must apply via the link to be eligible for your reward.
3) Complete the unique Reward Form that will be sent to your email address.
How to redeem exclusive rewards from MoneyHero?
3 settings to ensure coupon reward eligibility
1) 3 settings to ensure coupon reward eligibility
2) Allow cookie
3) Disable ad blockers
How to keep track of MoneyHero exclusive rewwards redemption progress?
Starting from the third week after submitting the redemption form, you can check the redemption progress here.