Premier Banking Type
chevron_left
chevron_right

Premier Banking Accounts

Premier Banking Account is for valued customers and packed with different benefits. To achieve your special financial goals and premium account services, now come to compare and check out all major premier banking account details here.
Exclusive Offer
CNCBI inMotion

CNCBI inMotion

Min. Opening Balance
HK$ 0
Welcome Offers
Up to HK$ 3,700
info

5 Offers Available

MoneyHero Exclusive Offer
LOJEL Alto 29
LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color)

+ 4 other gift options

Valid until

31 March 2025

Account Opening Welcome Offer
Up to HK$800 Cash Reward
Up to HK$800 Cash Reward

Valid until

31 March 2025

CNCBI Motion Credit Card or Motion Credit Card (Virtual) Welcome offer
10% Cash Rebate on spending in foreign currency
10% Cash Rebate on spending in foreign currency

+ 1 other gift options

Valid until

31 March 2025

CNCBI Hong Kong Airlines Mastercard® Card Welcome offer
Up to 104,000 Fortune Wings Club (FWC) Points (equivalent to 4 pieces of round-trip economy class air tickets to Okinawa/Shanghai or other destinations)
Up to 104,000 Fortune Wings Club (FWC) Points (equivalent to 4 pieces of round-trip economy class air tickets to Okinawa/Shanghai or other destinations)

Valid until

02 July 2025

Welcome Offer
Up to $700 Cash Reward
Up to $700 Cash Reward

Valid until

31 March 2025

Fastest way in town to earn miles
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
Up to 3  %
Welcome Offers
HK$ 4,280

5 Offers Available

MoneyHero Limited-Time Exclusive Offer (with the invitation code "4100MHR")
CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour)
CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour)

+ 3 other gift options

Valid until

31 March 2025

MoneyHero Limited-Time Welcome Voucher (with the invitation code "4100MHR")
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

31 March 2025

Up to HK$380 exclusive taxi ride discounts for you
Mox x TADA - up to HK$380 exclusive taxi ride discounts
Mox x TADA - up to HK$380 exclusive taxi ride discounts

Valid until

31 March 2025

Shell Recharge EV charging up to 20% off
Mox X Shell Recharge and Halo exclusive cash rewards up to HK$100
Mox X Shell Recharge and Halo exclusive cash rewards up to HK$100

Valid until

31 May 2025

Exclusive Trip.com hotel and flight offers + CashBack
Up to 9% exclusive hotel and flight discounts on Trip.com
Up to 9% exclusive hotel and flight discounts on Trip.com

Valid until

31 December 2025

DBS Treasures

DBS Treasures

Min. Opening Balance
HK$ 1,000,000
Welcome Offers
up to HK$ 29,800
HKD Total Savings Interest Rate
up to 4.15  %

6 Offers Available

MoneyHero Spring Fest Lucky Draw : Scratch to win!
Get a scratch card
Get a scratch card

Valid until

14 April 2025

MoneyHero Exclusive Offer - Online Application Offer (by entering the promotion code “DBSMH” via DBS digibank HK app)
HK$1,200 Apple Store Gift Card
HK$1,200 Apple Store Gift Card

+ 2 other gift options

Valid until

31 March 2025

MoneyHero Exclusive Offer - E-appointment Offer (by providing the promotion code “DBSMH”)
HK$700 Apple Store Gift Card
HK$700 Apple Store Gift Card

+ 2 other gift options

Valid until

31 March 2025

Welcome Rewards
Raymond Lam 《Go With The Flow》Concert Ticket x 2
Raymond Lam 《Go With The Flow》Concert Ticket x 2

Valid until

31 March 2025

DBS Treasures - Exclusive Reward for MoneyHero Customers
HK$500 Cash Reward
HK$500 Cash Reward

Valid until

31 March 2025

Welcome Rewards
up to HK$29,800 Cash Rewards
up to HK$29,800 Cash Rewards

Valid until

31 December 2025

Remember to enter the discount code "HS005"
Hang Seng Preferred Banking Account

Hang Seng Preferred Banking Account

Min. Opening Balance
No minimum deposit requirement
HKD Savings Rate
Not Available
Welcome Offers
Up to $ 2,100  rewards

5 Offers Available

MoneyHero Spring Fest Lucky Draw : Scratch to win!
Get a scratch card
Get a scratch card

Valid until

14 April 2025

MoneyHero Exclusive Offer (Enter the promocode "HS005")
HK$200 Apple Store Gift Card
HK$200 Apple Store Gift Card

+ 1 other gift options

Valid until

31 March 2025

Foreign currency time deposit 
1-week time deposit: 13.8%;p.a. 1-month time deposit: 4.5% p.a. and HK$100 cash rebate
1-week time deposit: 13.8%;p.a. 1-month time deposit: 4.5% p.a. and HK$100 cash rebate

Valid until

30 June 2025

Open Preferred Banking account via Hang Seng Mobile App
HK$200 Cash Rebate
HK$200 Cash Rebate

Valid until

31 March 2025

Total Relationship Balance Growth Reward
Up to HK$1,700 Cash Rebate
Up to HK$1,700 Cash Rebate

Valid until

31 March 2025

 Airwallex Business Account

Airwallex Business Account

Free application for companies
HK$ 0
Saving Account Rate
Not Available
Min. Opening Balance
Not Available

2 Offers Available

MoneyHero Spring Fest Lucky Draw : Scratch to win!
Get a scratch card
Get a scratch card

Valid until

14 April 2025

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

31 March 2025

Aspire Business Account

Aspire Business Account

Free application for companies
HK$ 0
Saving Account Rate
Not Available
Min. Opening Balance
Not Available

2 Offers Available

MoneyHero Spring Fest Lucky Draw : Scratch to win!
Get a scratch card
Get a scratch card

Valid until

14 April 2025

Exclusive Offer
HK$300 Wellcome Shopping Voucher
HK$300 Wellcome Shopping Voucher

Valid until

30 June 2025

Standard Chartered Priority Banking (Standard Chartered Cathay Mastercard - Priority Banking)

Standard Chartered Priority Banking (Standard Chartered Cathay Mastercard - Priority Banking)

Min. Opening Balance
HK$ 1,000,000
Welcome Offers
HK$ 32,000

4 Offers Available

MoneyHero Spring Fest Lucky Draw : Scratch to win!
Get a scratch card
Get a scratch card

Valid until

14 April 2025

MoneyHero Exclusive Welcome Gift
CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour)
CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour)

+ 2 other gift options

Valid until

31 March 2025

MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
HK$900 Apple Store Gift Card

+ 3 other gift options

Valid until

31 March 2025

Welcome Offer - Up to 100,000 Miles
Up to 100,000 Miles
Up to 100,000 Miles

Valid until

31 December 2025

Citigold Account

Citigold Account

Min. Opening Balance
HK$ 1,500,000
HKD Time Deposit Rate
Up to 3.7  %
Welcome Offers
HK$ 56,500

2 Offers Available

Citi Wealth Lucky Draw
A 5-Tael 999.9 Gold Coin (Reference Price: HK$145,600.00)
A 5-Tael 999.9 Gold Coin (Reference Price: HK$145,600.00)

Valid until

31 March 2025

Enjoy up to HK$28,000 cash rebate each time for each successful Citigold account referral
Enjoy up to HK$28,000 cash rebate each time for each successful Citigold account referral
Enjoy up to HK$28,000 cash rebate each time for each successful Citigold account referral

Valid until

31 March 2025

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Need some help?

How to find the right financial products for you?

expand_more

MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

expand_more

Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

expand_more

Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

expand_more

Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

expand_more

Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

expand_more

Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

expand_more

Under DPS, you can be compensated up to a maximum of HK$500,000.