【MoneyHero x Citibank Octopus Card - $650 Apple Store禮品卡/ $650惠康超市禮券/ BRUNO BAK803 氣炸鍋】之推廣條款及細則 (2023年9月)

全新信用卡新客戸於推廣期內經指定MoneyHero網頁成功申請指定Citi信用卡（根據以下所列），於2023年11月3日或之前獲有關銀行批核並於收取奬賞換領表格後7日內成功遞交奬賞換領表格，及於批卡後30日內最少簽賬HK$1,000，即可獲贈面值HK$650之惠康超市禮券 或 面值HK$650之Apple Store禮品卡 或 面值HK$798之BRUNO BAK803 氣炸鍋。

除特別註明外，此次推廣期由2023年9月21日中午12時至2023年10月3日下午6時，包括首尾兩日（「推廣期」）。

參加資格

要取得奬賞資格，申請人需滿足以下條件︰

- 為銀行全新信用卡客戸（根據以下定義），

- 信用卡新客戶須於推廣期内經MoneyHero透過特定網址填妥及於限期前遞交申請表，於2023年11月3日或之前成功獲由銀行審批並發行之指定信用卡。若客戶並非透過特定網址申請指定信用卡，或於申請時開啟瀏覽器的廣告攔截程式/私人模式，客戶將不可享有此推廣活動之任何獎賞，

- 於2023年11月3日或之前獲批核所申請的合資格信用卡，批核以銀行系統紀錄為準，

- 合資格申請人需於收取奬賞換領表格後7日內填妥並成功遞交MoneyHero 的奬賞換領表格，

- 合資格申請人需於批卡後30日內啟動，並最少進行HK$1,000簽賬或以上，

- 簽賬條件之計算包括基本卡及附屬卡(如適用)之所有已誌賬的簽賬及商戶分期計劃之金額。非認可簽賬包括(但不 限於) 透過快速支付系統 (「轉數快」)進行之交易、八達通增值款項(包括透過電子錢包或任何其他途徑增值 Smart Octopus）、現金透支、信用卡結餘轉賬之金額、折現計劃之金額、賬單「分期更好使」計劃及簽賬「分期更好使」 計劃、「Quick Cash」套現分期計劃之金額、繳付予稅務局之稅項、以網上銀行或網上支付系統繳費或繳交公共事 務費用/保險費用、以「Citi PayAll服務」所繳交之費用、繳交基金之供款、銀行手續費、賭場交易、未誌賬/取消/ 退款的交易及其他未經許可或有舞弊/欺詐成份之簽賬。

合資格信用卡

Citi八達通信用卡

信用卡新客戸定義︰

現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有及不曾取消任何由花旗銀行所發行之Citi信用卡之客戶

新客戶如為香港專上院校全日制學位/文憑課程學生僅可獲指定學生迎新優惠，並不合資格取得MoneyHero獨家優惠。

獨家獎賞：

符合上述條件的合資格客戶，將可獲得以下其中一款：

Apple Store禮品卡，價值HK$650；或

惠康超市禮券，價值HK$650；或

BRUNO BAK803 氣炸鍋 ，價值HK$798 （顏色隨機）

- 特別奬賞之價值只供參考，有可能根據所屬供應商而調整，有關調整並非由MoneyHero控制或提出

- 客戶即使成功申請相關戶口及遞交奬賞換領表格，如未獲有關銀行批核或確認，仍不能領取特別奬賞。

- MoneyHero並非獎賞的供應商，有關獎賞的功能，外觀，保養，性能，可用性，或在使用上之任何問題，MoneyHero概不負責

- 如在特別奬賞換領流程期間，有關的供應商停止供應相關型號產品 / 有關型號產品已不能從官方渠道購買，MoneyHero有權單方面更改特別奬賞並以同一推廣期內之其他禮品代替

獎賞換領流程

- 是次獎賞換領流程過程受本條款及細則的約束。MoneyHero網站上的一般兌換過程不適用於本推廣活動。

- 在成功批核指定信用卡後，申請人須在限期內完成並遞交領取獎賞申請表格。如申請人未能在限期內提交獎賞換領表格，即使申請人符合其他得獎條件，亦不能獲得相關信用卡迎新或獨家獎賞

- 若申請人於獎賞換領表格輸入錯誤資料，將無法得到相關獎賞

- 換領流程由推廣期結束後起計需時至少16星期，所需時間或會因批核、簽賬及其他實際情況變動

- 如有任何關於本次優惠的查詢，請於2024年3月31日或之前聯絡我們，逾期查詢恕不受理（正在跟進中的個案除外）

一般條款及細則

- 如有任何爭議，MoneyHero保留最終決定權並對所有參加者具約束力。

- MoneyHero保留更改推廣期的權利，並不作另行通知。

- 一旦同意此份條款及細則，你即在此聲明並保證你將遵守法例及與此活動有關之條例，以及你不會以此活動達至任何非法目的。

- 參與此活動即代表你同意有關金額機構向MoneyHero提供申請人之申請情況，包括申請人是否獲得批核，及是否滿足奬賞換領條件，以作為界定申請人是否能獲得奬賞之用。

- 參與此活動即代表你同意MoneyHero有權根據私隱政策向有關金額機構分享及查詢申請人個人資料，包括申請情況及是否滿足奬賞換領條件，以作為界定申請人是否能獲得奬賞之用。

- 你若因參與此活動造成或承受任何破壞、損失、責任、傷害或失望，MoneyHero概不負責。一旦參與此活動，你將不追究MoneyHero及其銷售伙伴任何責任，包括但不限於獲贈之禮品及優惠。

- 申請人明白及接納獎賞換領由MoneyHero完成 ，Citibank花旗銀行(香港)毋須對該額外禮遇換領負上任何責任。

- 此條款細則為英文版本譯本。如中、英文兩個版本有任何抵觸或不相符之處，應以英文版本為準。

Terms and Conditions of MoneyHero x Citibank Citi Octopus Card - $650 Apple Store Gift Card/ $650 Wellcome Shopping Voucher/ BRUNO BAK803 Compact Air Fryer (Sep 2023)

New Credit Card Customers who successfully apply for a Designated Card within the Promotion Period (each as defined below) via MoneyHero, are approved by Citibank, fulfill the spending requirement within the given period and submit the MoneyHero rewards redemption form will receive either an Apple Store Gift Card of face value HK$650 or a Wellcome Shopping Voucher of face value HK$650 or a BRUNO BAK803 Compact Air Fryer of face value HK$798 (“Promotion Reward").

Promotion Period

Unless otherwise specified, the promotion period of the Promotion is from 12:00 Sep 21, 2023 to 18:00 Oct 3, 2023, dates inclusive (the “Promotion Period”).

Eligible Customers

In order to receive the Promotion Reward and to comprise "Eligible Customers", customers are required to, during the Promotion Period:

Be a New Credit Card Customer (as defined below);

Fully complete and submit an application for a Designated Card (as defined below) on the designated link through MoneyHero during the Promotion Period. If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero in accordance with these Terms and Conditions;

Have their application for the Designated Card approved by the card provider on or before Nov 3, 2023, subject to the card providers’ system records;

Fully complete and submit the MoneyHero Reward Redemption Form within 7 days of receiving the MoneyHero Reward Redemption Form from MoneyHero; and

Spend at least HK$1,000 in Eligible Spending using the Designated Card applied within 30 days of receiving approval from the card provider.

“Eligible Spending” means all posted transactions and monthly installments of billed Merchant Installment Plan conducted by principal and supplementary card(s), if applicable, are included in the Spending Conditions calculation. Ineligible transactions, including but not limited to, transactions through Faster Payment System (FPS) services, Octopus Add Value Service transactions (including via e-wallet/ other method to top up Smart Octopus), cash advances, withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, “FlexiBill” Installment Program and “PayLite” Installment Program and Quick Cash Installment Program, payment to the Inland Revenue Department, online bill payment or utilities bill / insurance transactions made with Eligible Card via internet banking or online payment system, all payments made using “Citi PayAll Service”, mutual funds payment, fees & charges, casino transactions, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions.

Designated Cards

Citi Octopus Card

New Credit Card Customers

For the purposes of the Promotion, New Credit Card Customers shall be defined as:

Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.

Unless specified, Customers who are full-time students of degree/diploma programs of a Hong Kong Tertiary Institution will only be entitled to designated welcome offers for students, and are not eligible for exclusive offers from MoneyHero.

Promotion Reward

The Promotion Reward that an Eligible Customer will receive either one of the

Apple Store Gift Card, value of HK$650; or

Wellcome Shopping Voucher, value of HK$650; or

BRUNO BAK803 Compact Air Fryer, value of HK$798 (Random Color)

The recommended retail values of the Promotion Rewards provided above are for reference purposes only and are subject to change by the issuing merchant, over which MoneyHero has no control.

Customers who successfully apply for a Designated Bank Account and submit the MoneyHero Reward Redemption Form but are not approved by the bank will not be able to receive any Promotion Reward.

Eligible Customers who fulfil the conditions will be able to select one of the Promotion Rewards, subject to availability.

MoneyHero is not associated with the provider of the Promotion Reward(s) and is not responsible for any issues related to usage of the Promotion Reward(s). Any enquiries regarding the Promotion Reward(s) should be directed to the manufacturer/provider of the Promotion Reward.

If the provider of the Promotion Reward(s) stops supplying the relevant reward(s) / the reward(s) can no longer be purchased from official channels, MoneyHero reserves the right to change the Promotion Reward and replace it with another product within same promotion period.

Redemption Process for the Promotion Reward

- The general redemption process set out on the MoneyHero Website shall not apply to this Promotion. The redemption process for the Promotion Reward shall be governed solely by the Terms and Conditions of this Promotion.

- Customers whose applications for the Designated Card are approved by the card provider are required to submit the MoneyHero Reward Redemption Form within within 7 days of receiving MoneyHero Reward Redemption Form in order to be eligible for the Promotion Reward. Customers who do not submit the MoneyHero Reward Redemption Form within this period will not be eligible to receive the Promotion Reward, even if they fulfill all other conditions.

- Customers should provide their full English name, mobile phone number and the same email address used for the Designated Card application in the “Application Reference Number” section of the MoneyHero Reward Redemption Form.

- Customers are required to spend at least HK$1,000 using the Designated Card within 30 days of receiving approval from the card provider.

- Participants who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form (as determined by MoneyHero acting in its absolute discretion) will not be able to receive the Promotion Reward.

- The redemption process may take at least 16 weeks starting from the date of promotion period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.

- Customers are required to redeem the Promotion Reward on or before Mar 31, 2024. Any queries regarding redemption, or redemption submissions of the Promotion Reward that are received after this date will not be handled, except for those already in progress.

General Promotion Terms

- In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.

- MoneyHero reserves the right to amend these Terms and Conditions at any time, including changing the Promotion Period or Promotion Reward or to terminate this Promotion with or without prior notice.

- Rewards are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Promotion are available while stock lasts. Customers are responsible for checking the quality of the Promotion Rewards at the time of redemption. MoneyHero shall have no legal liability relating to any aspects of the Promotion Rewards including but not limited to its quality, supply, delivery and maintenance.

- Promotion Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.

- By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal or fraudulent purposes.

- By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Promotion Reward, for the purposes of verifying a participant’s eligibility for the Promotion Reward.

- By participating in this Promotion, participants consent to MoneyHero sharing their personal details with the product provider in order to accurately track the number of applications and/or approvals, as well as to confirm whether a participant is eligible to receive any Promotion Reward, in accordance with MoneyHero’s Privacy Policy.

- Final approval of any product is determined by the product provider in its absolute discretion and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.

- MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and its agents from all liability, including, without limitation, with respect to this Promotion and the Promotion Reward.

- MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, willful spamming or manipulation of any MoneyHero’s processes, or website).

- Applicants understand and accept that gift fulfilment is facilitated by MoneyHero; Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfilment.