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CreFIT維信金融新推出 CreFIT卡卡貸現金提現功能,適用於特選客戶,透過CreFIT維信金融貸款手機應用程式登記及遞交貸款申請,獲批後即可選擇把貸款額過數至指定銀行戶口,最快3分鐘即批即現金轉數快過數。貸款額最高HK$20萬,實際年利率低至1.98%,還款期最短3個月、最長24個月,並享7日免息貸款冷靜期,過程中免查閱TU信貸報告。
CreFIT維信貸款手機應用程式內設有賬單管理功能,方便客戶簡單管理信用卡賬單,記錄個人開支及消費習慣,還會提醒信用卡收費和賬單到期日。
推廣期內,推薦朋友使用推薦碼申請CreFIT卡卡貸及成功獲批,可獲高達HK$900現金奬賞,被推薦者都可獲HK$500現金獎賞,獎賞無上限。申請時如輸入錯誤推薦碼,CreFIT的程式會發出提示要求修改。一旦提交申請,將無法更改推薦碼。
即日起至 2024 年 10月 10 日,客戶成功申請現金貸或卡卡貸即賺 HK$500 現金獎賞,於推廣期內推薦親友,每位最高賺 HK$900 現金獎賞,獎勵無上限,推薦越多,賺得越多!
要申請CreFIT維信金融貸款,申請人須為年滿18歲或以上香港永久性居民,平均月薪達HK$5,000並擁有香港本地手提電話號碼。申請貸款時需提供香港永久性居民身份證、連結信用卡的銀行戶口或提供最近1個月的信用卡月結單。
CreFIT維信貸款現時服務適用於香港 17大發卡銀行/機構包括:滙豐銀行、中國銀行(香港)、渣打銀行、花旗銀行、恒生銀行、東亞銀行、星展銀行、中信銀行(國際)、大新銀行、中國工商銀行(亞洲)、招商永隆銀行、建設銀行(亞洲)、富邦銀行(香港)、AEON、安信信貸、美國運通及SIM信用卡。發卡銀行/機構名單將持續更新,最新名單請以應用程式中的選擇列表為準。
CreFIT維信貸款只接受eDDA (Electronic Direct Debit Authorisation) 直接扣賬還款,借款人可登入CreFIT維信金融貸款手機應用程式設立eDDA,授權電子直接扣賬,成功設立後,還款額會於還款日由綁定eDDA的戶口以自動轉賬方式扣數還款。
貸款產品 | 還款期 | 最高實際年利率 | 例子 |
CreFit 卡卡貸 | 3 個月 - 24 個月 | 一般實際年利率為1.98%-36% |
貸款HK$200,000,還款期24個月,以實際年利率8%計算,每月還款額及全期利息金額為HK$9,019.33及HK$16,464.00
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